- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 700–799sq ft
- Per sq ft
- $520at the range’s middle
- Tax a year
- $3,8002026 tax year
- Parking
- 1none
- Days on market
- Members
The brief
About 109-20 Koda St
109-20 Koda St is a 1-bedroom, 1-bathroom condo in Rural Barrie Southwest, Barrie, listed for sale at an asking price of $389,900 (MLS® S14082238).
Welcome to 20 Koda Street, Unit 109, located in Barrie's desirable Bear Creek Ridge community! Built in 2020, this beautifully designed main-floor condominium offers approximately 793 square feet of modern, open-concept living space, combining style, comfort, and everyday convenience. Featuring a spacious one-bedroom layout, this bright and inviting suite offers a functional floor plan with generous living and dining areas, perfect for relaxing or entertaining. The contemporary kitchen features stainless steel appliances, ample cabinetry, and a seamless connection to the principal living space. The spacious bedroom provides a comfortable retreat, while the upgraded bathroom features an oversized bathtub and extended vanity. Additional highlights include laminate and ceramic flooring throughout, convenient ensuite laundry, and a private 100-square-foot covered balcony, ideal for enjoying your morning coffee or unwinding outdoors. Enjoy the added convenience of main-floor living with your designated parking space located just steps from your door. Ideally situated close to shopping, schools, parks, everyday amenities, and Highway 400, offering excellent accessibility for commuters. A wonderful opportunity for first-time buyers, downsizers, or anyone seeking comfortable, low-maintenance condominium living in an established community. Certain listing photographs have been virtually staged for illustrative purposes. Virtual furnishings and decor are not physically present in the unit.
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall42/100−$449/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 10 condos with 1 bedroom for lease in Barrie right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,800 / 2026
- MLS® number
- S14082238
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 700-799 sqft
- Listed on
- Parking
- None, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Rural Barrie Southwest
- Municipality
- Barrie
Building
- Size
- 700-799 sqft
- Construction
- Stucco/Plaster
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 1
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Stainless Steel Fridge, Stainless Steel Stove, Stainless Steel Hood Fan, Stainless Steel Dishwasher, Washer, Dryer, and All Existing Electrical Light Fixtures.
- Condo maint.
- $403
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 2.47 × 2.66 m | Ceramic Floor, Stainless Steel Appl | Main |
| Living | 4.45 × 7.53 m | Laminate, Combined W/Dining, W/O To Patio | Main |
| Dining | 4.45 × 7.53 m | Laminate, Combined W/Living | Main |
| Primary | 3.32 × 3.99 m | Laminate, Window, Closet | Main |
Listing history
Buy/sell history for 109-20 Koda St, Barrie, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $389,900 | N/A | Pc | S14082238 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $77,980
- Total mortgage amount
- $311,920
- Total interest payment
- $221,780
- Total purchase cost
- $611,680
- Mortgage payment
- $1,779/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
40%Monthly carrying cost
$2,499- Rent $2,050
- Shortfall $449
Rental income opens at $2,050, the median asking rent of 10 comparable homes for lease in Barrie. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $4,324
- Total land transfer tax
- $4,324
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $324
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $389,900
- $2,099
- Ontario total
- $4,324
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 m7 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 6.1 m.250 m
- Groundwater recorded about 3.7 m below ground nearbyThe middle water level in the well records within 500 m (56 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 10.0 km10 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by InnPower CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, PTP Broadband, Rogers, Routcom, RuralNet, Ultrafast Wireless, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Nottawasaga Valley Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Condos for sale in Rural Barrie Southwest right now
- For sale now
- 8
- Median asking price
- $525K
- New in 7 days
- 1
- Price cuts
- 38%
Middle half: $468K to $592K
3 in 28 days
3 listings
This home is asking 26% below the median, lower than three quarters of them.
See all homes in Rural Barrie SouthwestAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Nicholas SchoolSimcoe Muskoka CDSB | Catholic · grades JK–8 | 850 m | 56%Grade 6 average |
| W. C. Little Elementary SchoolSimcoe County DSB | Public · grades JK–8 | 1.5 km | 67%Grade 6 average |
| St Bernadette Elementary SchoolSimcoe Muskoka CDSB | Catholic · grades JK–8 | 1.9 km | 54%Grade 6 average |
| École élémentaire La SourceConseil scolaire Viamonde | French-language public · grades JK–6 | 7.6 km | 92%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| École secondaire Roméo DallaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.4 km | 66%Grade 9 math |
| Bear Creek Secondary SchoolSimcoe County DSB | Public · grades 9–12 | 1.9 km | 52%Grade 9 math |
| St Joan of Arc High SchoolSimcoe Muskoka CDSB | Catholic · grades 9–12 | 3.9 km | 49%Grade 9 math |
| Innisdale Secondary SchoolSimcoe County DSB | Public · grades 9–12 · French Immersion | 5.8 km | 56%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Recently sold nearby
Sold prices in Rural Barrie Southwest are shown to signed-in members.