200 Cumming Dr
Ardagh, Barrie, Ontario L4N 0C9
- Bedrooms
- 2+2
- Bathrooms
- 3
- Size
- 1,500–2,000sq ft
- Per sq ft
- $486at the range’s middle
- Lot
- 59.06 x 137.8 ft
- Tax a year
- $8,9082026 tax year
- Built
- 16-30
- Parking
- 63 attached
- Days on market
- Members
The brief
About 200 Cumming Dr
200 Cumming Dr is a 2+2-bedroom, 3-bathroom detached house in Ardagh, Barrie, listed for sale at an asking price of $849,900 (MLS® S13845314).
Welcome to 200 Cumming Drive! An exceptional 3,000 sq. ft. bungalow in Barrie's sought-after Ardagh Bluffs. Set on a premium lot with a mature treed backdrop, this spacious home offers incredible potential and is ready for your personal modern touches. Highlights include a dramatic two-storey staircase, an oversized eat-in kitchen with granite countertops, and a primary suite with a walk-in closet, private ensuite, and deck walkout. Outside, enjoy a private backyard oasis complete with a heated saltwater inground pool, two expansive decks, a gas BBQ and hot tub hookup, plus a triple-car garage with inside entry. As a bonus, the solar panels participate in Ontario's MicroFIT Program, generating annual income. With solid craftsmanship and a fantastic layout, this is a rare opportunity to customize a stunning property and make it your own! Don't miss out on this great opportunity!
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall24/100−$1,670/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 5 homes with 4 bedrooms for lease in Ardagh right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $8,908 / 2026
- MLS® number
- S13845314
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 16-30
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 59.06 x 137.8 ft
- Listed on
- Parking
- 3 Attached, 6 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow-Raised
- Community
- Ardagh
- Municipality
- Barrie
Building
- Size
- 1500-2000 sqft
- Building Age
- 16-30
- Construction
- Brick
Inside
- Bedrooms
- 2+2
- Bathrooms
- 3
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc Main, 1 × 3pc Lower
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Private Triple
- Garage Type
- Attached
- Garage
- 3
- Additional Parking
- 3
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 59.06 ft
- Depth
- 137.8 ft
- Lot Size
- 59.06 x 137.8 ft
Additional
- Foundation
- Concrete
- Roof
- Shingles
- Fireplace
- Yes
- Pool
- Inground, Salt
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, Stove, Microwave, Dishwasher, Washer, Dryer, Solar Panels, Garage Remotes, All Window Coverings, All Electrical Light Fixtures, Pool and All Related Equipment.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Room 1 | 4.57 × 4.99 m | Open Concept, hardwood floor | Main |
| Dining | 3.59 × 3.21 m | Combined W/Sitting, hardwood floor | Main |
| Sitting | 2.7 × 3.21 m | Combined W/Dining, Large Window, hardwood floor | Main |
| Kitchen | 3.47 × 4.35 m | Combined W/Br, Eat-In Kitchen, hardwood floor | Main |
| Breakfast | 3.32 × 3.77 m | Combined W/Kitchen, W/O To Deck, hardwood floor | Main |
| Primary | 4.25 × 4.59 m | 4 Pc Ensuite, W/I Closet, W/O To Deck | Main |
| 2nd Br | 3.23 × 3.79 m | Closet, Laminate | Main |
| Rec | 4.24 × 11.68 m | Fireplace, Tile Floor, W/O To Deck | Lower |
| 3rd Br | 4.02 × 5.42 m | Closet, Laminate | Lower |
| 4th Br | 4.05 × 3.76 m | 3 Pc Bath, Laminate | Lower |
Listing history
Buy/sell history for 200 Cumming Dr, Barrie, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $849,900 | N/A | Pc | S13845314 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $169,980
- Total mortgage amount
- $679,920
- Total interest payment
- $483,480
- Total purchase cost
- $1,333,380
- Mortgage payment
- $3,878/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
54%Monthly carrying cost
$4,620- Rent $2,950
- Shortfall $1,670
Rental income opens at $2,950, the median asking rent of 5 comparable homes for lease in Ardagh. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $13,473
- Total land transfer tax
- $13,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $9,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $849,900
- $8,998
- Ontario total
- $13,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 8,138 sq ft756 m²
- Street frontage
- 59.06 ft18 m
- Depth
- 137.8 ft42 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
- Groundwater recorded about 9.2 m below ground nearbyThe middle water level in the well records within 500 m (6 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 6.5 km6.5 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Napoleon Appliance Corporation — NAC, 2.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 80 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (80 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.80 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, PTP Broadband, Rogers, RuralNet, Ultrafast Wireless, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Nottawasaga Valley Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Ardagh right now
- For sale now
- 42
- Median asking price
- $900K
- New in 7 days
- 2
- Price cuts
- 31%
Middle half: $792K to $1.1M
8 in 28 days
13 listings
This home is asking 6% below the median.
See all homes in ArdaghAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Allandale Waterfront GO | GO Transit train: Barrie | 3.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Holly Meadows Elementary SchoolSimcoe County DSB | Public · grades JK–8 | 1 km | 74%Grade 6 average |
| Ferndale Woods Elementary SchoolSimcoe County DSB | Public · grades JK–8 · French Immersion | 1.1 km | 76%Grade 6 average |
| St Catherine of Siena SchoolSimcoe Muskoka CDSB | Catholic · grades JK–8 | 1.3 km | 86%Grade 6 average |
| École élémentaire La SourceConseil scolaire Viamonde | French-language public · grades JK–6 | 5.4 km | 92%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Joan of Arc High SchoolSimcoe Muskoka CDSB | Catholic · grades 9–12 | 1.7 km | 49%Grade 9 math |
| Innisdale Secondary SchoolSimcoe County DSB | Public · grades 9–12 · French Immersion | 2.4 km | 56%Grade 9 math |
| École secondaire Roméo DallaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2.6 km | 66%Grade 9 math |
| Bear Creek Secondary SchoolSimcoe County DSB | Public · grades 9–12 | 2.6 km | 52%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Ardagh are shown to signed-in members.
