- Bedrooms
- 3+2
- Bathrooms
- 2
- Size
- 1,100–1,500sq ft
- Per sq ft
- $538at the range’s middle
- Lot
- 45 x 122 ft
- Tax a year
- $3,7122026 tax year
- Built
- 51-99
- Parking
- 4carport
- Days on market
- Members
The brief
About 86 Victoria St
86 Victoria St is a 3+2-bedroom, 2-bathroom detached house in 400 North, Barrie, listed for sale at an asking price of $699,900 (MLS® S13858458).
Location Location! Fantastic investment opportunity for a first time home owner or investor looking for a recently renovated legal registered 2 unit dwelling. 3 blocks from waterfront. Registered Legal Duplex in 2021 ... 3 up 2 down. Great responsible tenants both would love to stay. This upper 3 bedroom unit is very well maintained. Boasts a bright open concept dining room living room with bay window and ample natural light plus a main floor master with sliding doors to backyard private patio area. The kitchen has a lot of cupboards and counter space plus man door leading to private patio backyard area fantastic to entertain guests and watch your children play. There is a 3 piece modern bathroom as well. The lower unit is a 2 bedroom with full bathroom, laundry, galley kitchen overlooking living room. Both units have own laundry and separate entrances and are non smoking. Here's an opportunity to own a piece of downtown located conveniently by Dunlop street core and HWY 400 for easy commute. SOLID INCOME!
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even48/100−$403/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 12 detached homes with 5 bedrooms for lease in Barrie right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,712 / 2026
- MLS® number
- S13858458
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 45 x 122 ft
- Listed on
- Parking
- Carport, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- 1 1/2 Storey
- Community
- 400 North
- Municipality
- Barrie
Building
- Size
- 1100-1500 sqft
- Building Age
- 51-99
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 3+2
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Lower, 1 × 3pc Main
- Basement Type
- Apartment
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Carport
- Additional Parking
- 4
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 45 ft
- Depth
- 122 ft
- Lot Size
- 45 x 122 ft
Additional
- Foundation
- Concrete
- Roof
- Metal
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- 2 fr/st, 2 washer/dryer, A/C (as is does not work), all attached light fixtures
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Dining | 3.65 × 4.11 m | Combined W/Living, carpet free | Main |
| Living | 4.26 × 3.65 m | Combined W/Dining, Bay Window | Main |
| Bathroom | 1.37 × 2.43 m | Window, 3 Pc Bath, Ceramic Floor | Main |
| Br | 3.35 × 4.57 m | Sliding Doors | Main |
| Kitchen | 3.6 × 4.72 m | W/O To Yard | Main |
| 2nd Br | 4.26 × 3.65 m | — | 2nd |
| 3rd Br | 4.26 × 3.04 m | — | 2nd |
| Br | 3.2 × 3.35 m | — | Lower |
| 2nd Br | 3.2 × 3.35 m | — | Lower |
| Bathroom | 1.37 × 2.43 m | — | Lower |
| Kitchen | 2.59 × 3.35 m | — | Lower |
| Living | 2.59 × 3.04 m | — | Lower |
Listing history
Buy/sell history for 86 Victoria St, Barrie, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $699,900 | N/A | For Sale | S13858458 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $139,980
- Total mortgage amount
- $559,920
- Total interest payment
- $398,280
- Total purchase cost
- $1,098,180
- Mortgage payment
- $3,194/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
30%Monthly carrying cost
$3,503- Rent $3,100
- Shortfall $403
Rental income opens at $3,100, the median asking rent of 12 comparable homes for lease in Barrie. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $10,473
- Total land transfer tax
- $10,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $6,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $699,900
- $5,998
- Ontario total
- $10,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 5,490 sq ft510 m²
- Street frontage
- 45 ft13.7 m
- Depth
- 122 ft37.2 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m17 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3 m below ground nearbyThe middle water level in the well records within 500 m (277 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 3.8 km3.8 km
Province of Ontario open data
Around the home2
- Nearest rail line: 750 m750 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 2 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is The Corporation of the City of Barrie — Wastewater Treatment Facility, 830 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 2 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, PTP Broadband, Rogers, RuralNet, Ultrafast Wireless, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Lake Simcoe Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Allandale Waterfront GO | GO Transit train: Barrie | 1.1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Hillcrest Public SchoolSimcoe County DSB | Public · grades JK–8 · French Immersion | 1.4 km | 64%Grade 6 average |
| St John Vianney Separate SchoolSimcoe Muskoka CDSB | Catholic · grades JK–8 | 1.7 km | 92%Grade 6 average |
| Portage View Public SchoolSimcoe County DSB | Public · grades JK–8 · French Immersion | 1.8 km | 72%Grade 6 average |
| ÉÉC Frère-AndréConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 3.7 km | 56%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Simcoe Shores Secondary SchoolSimcoe County DSB | Public · grades 9–12 | 300 m | — |
| ÉSC Nouvelle-AllianceConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 2.2 km | 51%Grade 9 math |
| Barrie North Collegiate InstituteSimcoe County DSB | Public · grades 9–12 · French Immersion | 2.2 km | 48%Grade 9 math |
| St Joseph's Separate SchoolSimcoe Muskoka CDSB | Catholic · grades 9–12 | 3.7 km | 44%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in 400 North are shown to signed-in members.