- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1,500–2,000sq ft
- Per sq ft
- $357at the range’s middle
- Lot
- 36.01 x 132 ft
- Tax a year
- $8,8002025 tax year
- Parking
- 6none
- Days on market
- Members
The brief
About 89 Toronto St
89 Toronto St is a 3-bedroom, 3-bathroom detached house in City Centre, Barrie, listed for sale at an asking price of $624,900 (MLS® S13732462).
Great Investment Opportunity In Historical Downtown Barrie and located directly across from Queens Park. Thisprime location with Mixed-Use Investment, Zoned Commercial C2-1 (Variety Of Uses) offers a highly visiblestreet-facing commercial space and two separate residential suites with private parking at rear of building. The mainfloor features a commercial space with excellent street exposure, suitable for a variety of professional, retail andservice-related uses. At the rear portion of the property, you will find 2-residential suites with two separateentrances, a self-contained 1-bedroom & a 2-bedroom, both providing additional flexibility for rental income, owneroccupancy or a live/work configuration.The property also features a fenced patio, green space, and ample rear parking for tenants, customers and clientsalong with street parking. Vacant possession provides an excellent opportunity to renovate, reposition, occupy orlease the property to suit your requirements. Property is being sold Under Power of Sale on an As-Is, Where-Is basiswithout warranties or representations with HST in addition to the sale price. Cross Listed.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall27/100−$1,184/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 53 detached homes with 3 bedrooms for lease in Barrie right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $8,800 / 2025
- MLS® number
- S13732462
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 36.01 x 132 ft
- Listed on
- Parking
- None, 6 Parking
Property details
Property
- Property Type
- Detached
- Style
- 1 1/2 Storey
- Community
- City Centre
- Municipality
- Barrie
Building
- Size
- 1500-2000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Flat, 1 × 4pc Flat, 1 × 4pc 2nd
- Basement Type
- Unfinished
- Kitchens
- 2
Parking
- Driveway
- Lane
- Garage Type
- None
- Additional Parking
- 6
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 36.01 ft
- Depth
- 132 ft
- Lot Size
- 36.01 x 132 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Furnace, A/C, Fence, Deck, Landscaping (Paver & Natural Stones), Newer Railing On Front Step with Duraroc Rubber.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Office | 8.21 × 4.86 m | — | Flat |
| Office | 2.54 × 3.51 m | — | Flat |
| Living | 6.12 × 3.51 m | — | Flat |
| Dining | 6.12 × 3.51 m | — | Flat |
| Kitchen | 6.12 × 3.51 m | — | Flat |
| Primary | 3.32 × 3.51 m | — | Flat |
| Laundry | 2.86 × 2.17 m | — | Flat |
| Living | 6.19 × 4.86 m | — | 2nd |
| Dining | 6.19 × 4.86 m | — | 2nd |
| Kitchen | 3.46 × 1.71 m | — | 2nd |
| Primary | 5.97 × 3.19 m | — | 2nd |
| Bathroom | 1.25 × 2.54 m | 2 Pc Bath | Flat |
| Bathroom | 2.53 × 2.38 m | 4 Pc Bath | Flat |
| Bathroom | 3.36 × 1.71 m | 4 Pc Bath | Flat |
Listing history
Buy/sell history for 89 Toronto St, Barrie, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $624,900 | N/A | For Sale | S13732462 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $124,980
- Total mortgage amount
- $499,920
- Total interest payment
- $355,380
- Total purchase cost
- $980,280
- Mortgage payment
- $2,851/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
53%Monthly carrying cost
$3,584- Rent $2,400
- Shortfall $1,184
Rental income opens at $2,400, the median asking rent of 53 comparable homes for lease in Barrie. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $8,973
- Total land transfer tax
- $8,973
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $4,973
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $624,900
- $4,498
- Ontario total
- $8,973
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 4,753 sq ft442 m²
- Street frontage
- 36.01 ft11 m
- Depth
- 132 ft40.2 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m25 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3 m below ground nearbyThe middle water level in the well records within 500 m (163 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 3.4 km3.4 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is The Corporation of the City of Barrie — Wastewater Treatment Facility, 1.5 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 3 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 70 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (70 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.70 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, PTP Broadband, Rogers, RuralNet, Ultrafast Wireless, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Lake Simcoe Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Allandale Waterfront GO | GO Transit train: Barrie | 1.8 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Hillcrest Public SchoolSimcoe County DSB | Public · grades JK–8 · French Immersion | 600 m | 64%Grade 6 average |
| Oakley Park Public SchoolSimcoe County DSB | Public · grades JK–8 · French Immersion | 1.2 km | 70%Grade 6 average |
| St Marys - Barrie Separate SchoolSimcoe Muskoka CDSB | Catholic · grades JK–8 | 2 km | 73%Grade 6 average |
| ÉÉC Frère-AndréConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 2.8 km | 56%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Simcoe Shores Secondary SchoolSimcoe County DSB | Public · grades 9–12 | 750 m | — |
| Barrie North Collegiate InstituteSimcoe County DSB | Public · grades 9–12 · French Immersion | 1.3 km | 48%Grade 9 math |
| ÉSC Nouvelle-AllianceConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 1.8 km | 51%Grade 9 math |
| St Joseph's Separate SchoolSimcoe Muskoka CDSB | Catholic · grades 9–12 | 2.8 km | 44%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in City Centre are shown to signed-in members.