- Bedrooms
- 4
- Bathrooms
- 4
- Size
- 1,500–2,000sq ft
- Per sq ft
- $297at the range’s middle
- Lot
- 57 x 140 ft
- Tax a year
- $4,0752026 tax year
- Parking
- 62 detached
- Days on market
- Members
The brief
About 185 Catherine St
185 Catherine St is a 4-bedroom, 4-bathroom duplex in Central, Fort Erie, listed for sale at an asking price of $519,900 (MLS® X13884408).
LEGAL DUPLEX offering versatility for investors and homebuyers looking for rental income to help with the household costs. VACANT MAIN FLOOR APT WITH 2 BEDROOM + 2 BATHROOM, plus a den that could serve as a third bedroom, with fresh paint and IMMEDIATE POSSESSION available. UPPER UNIT CONSISTS OF 2 BEDROOMS + 2 BATHROOMS, currently occupied by a tenant. DOUBLE DETACHED GARAGE with plenty of parking, and a shared lower-level laundry room with a freshly painted entryway. Property was extensively renovated in 2018 including Roof shingles on main house (2017), Garage roof shingles (2018), Furnaces for both units (2018), Central air units (2018), Upgraded plumbing, wiring, drywall, kitchen cabinetry, bathrooms, flooring (2018), Updated the sewer line (2018). Recent 2025 and 2026 work includes some window sill and chimney repairs, targeted eavestrough repairs, and a regraded, mostly re-seeded backyard lawn. Enjoy evening walks in this nice quiet neighbourhood. Close to shopping and restaurants on Garrison Road (Hwy 3), schools and parks. Easy access to the QEW, and the US border.
Insights
Condition Score
Good83/1003 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even58/100−$62/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 10 homes with 4 bedrooms for lease in Fort Erie right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,075 / 2026
- MLS® number
- X13884408
- Board
- TRREB MLS®
- Property Type
- Duplex
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 57 x 140 ft
- Listed on
- Parking
- 2 Detached, 6 Parking
Property details
Property
- Property Type
- Duplex
- Style
- 2-Storey
- Community
- Central
- Municipality
- Fort Erie
Building
- Size
- 1500-2000 sqft
- Construction
- Brick Veneer
Inside
- Bedrooms
- 4
- Bathrooms
- 4
- Bathroom Details
- 1 × 3pc 2nd, 1 × 4pc 2nd, 1 × 3pc Main, 1 × 3pc Main
- Basement Type
- Unfinished
- Kitchens
- 2
Parking
- Driveway
- Pvt Double
- Garage Type
- Detached
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 57 ft
- Depth
- 140 ft
- Lot Size
- 57 x 140 ft
Additional
- Foundation
- Concrete Block
- Roof
- Shingles
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- 2 fridges, 2 stoves, washer, dryer (all in "as is" condition)
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.294 × 5.085 m | Irregular Rm, Brick Fireplace | Main |
| Br | 2.704 × 3.096 m | — | Main |
| Bathroom | 1.121 × 2.69 m | 3 Pc Ensuite, Irregular Rm | Main |
| Kitchen | 3.042 × 4.267 m | Irregular Rm | Main |
| 2nd Br | 2.519 × 2.825 m | Irregular Rm | Main |
| Bathroom | 0.87 × 2.768 m | 3 Pc Bath | Main |
| 3rd Br | 2.491 × 2.969 m | Irregular Rm | Main |
| Laundry | 2.318 × 2.949 m | — | Bsmt |
| Kitchen | 2.844 × 4.318 m | — | 2nd |
| Living | 3.962 × 4.216 m | — | 2nd |
| Br | 2.539 × 3.301 m | — | 2nd |
| 2nd Br | 2.539 × 3.251 m | — | 2nd |
Listing history
Buy/sell history for 185 Catherine St, Fort Erie, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $519,900 | N/A | For Sale | X13884408 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $103,980
- Total mortgage amount
- $415,920
- Total interest payment
- $295,680
- Total purchase cost
- $815,580
- Mortgage payment
- $2,372/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
22%Monthly carrying cost
$2,712- Rent $2,650
- Shortfall $62
Rental income opens at $2,650, the median asking rent of 10 comparable homes for lease in Fort Erie. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $6,873
- Total land transfer tax
- $6,873
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $2,873
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $519,900
- $2,398
- Ontario total
- $6,873
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 7,980 sq ft741 m²
- Street frontage
- 57 ft17.4 m
- Depth
- 140 ft42.7 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 1.6 km1.6 km
Province of Ontario open data
Around the home1
- Nearest rail line: 390 m390 m
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 3 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is Sherwin-Williams Canada Inc — Fort Erie Plant, 330 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Canadian Niagara Power Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Multiplexes for sale in Central right now
- For sale now
- 6
- Median asking price
- $455K
- New in 7 days
- 0
- Price cuts
- 17%
Middle half: $407K to $510K
1 in 28 days
1 listing
This home is asking 14% above the median, higher than three quarters of them.
See all homes in CentralAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Peace Bridge Public SchoolDSB Niagara | Public · grades JK–8 | 250 m | 94%Grade 6 average |
| Our Lady of Victory Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 850 m | 71%Grade 6 average |
| Garrison Road Public SchoolDSB Niagara | Public · grades JK–8 | 2.8 km | 86%Grade 6 average |
| St Philomena Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 3.9 km | 80%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Greater Fort Erie Secondary SchoolDSB Niagara | Public · grades 9–12 | 4.4 km | 52%Grade 9 math |
| Stamford CollegiateDSB Niagara | Public · grades 9–12 | 24 km | 62%Grade 9 math |
| Saint Michael Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 25 km | 49%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Central are shown to signed-in members.