187 South Mill St
Ridgeway, Fort Erie, Ontario L0S 1N0
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 1,500–2,000sq ft
- Per sq ft
- $277at the range’s middle
- Lot
- 66 x 165 ft
- Tax a year
- $3,4122026 tax year
- Built
- 100+
- Parking
- 82 detached
- Days on market
- Members
The brief
About 187 South Mill St
187 South Mill St is a 3-bedroom, 1-bathroom detached house in Ridgeway, Fort Erie, listed for sale at an asking price of $485,000 (MLS® X13567800).
A rare opportunity in downtown Ridgeway with a generous lot! Located in the heart of this charming community, enjoy convenient access to restaurants, grocery stores, boutique shopping, and everyday amenities. The property offers a mostly fenced lot with mature trees, privacy, and plenty of outdoor space for children, pets, gardens, future outbuildings, or simply relaxing and entertaining. A stone driveway leads to the standout 24' x 24' insulated detached garage, complete with a wood stove, ideal as a workshop, hobby space, or storage for vehicles and recreational equipment. The backyard features a patio for outdoor dining, while the covered front porch offers another place to unwind. A durable metal roof adds long-term value. Inside, the home offers a bright, functional layout with plenty of natural light. The spacious living room features two large windows, including a bay window, and a gas fireplace. The kitchen provides generous counter and cupboard space with a walkout to the backyard patio. A separate dining room features hardwood flooring, while the main level also includes a 4-piece bathroom. Upstairs are three bedrooms, a shared walk-in closet ideal for linen storage, and an open loft area suitable for a TV area or home office. Heating sources include electric, gas fireplace, electric baseboard, and wood stove. Combining a spacious lot, mature landscaping, exceptional detached garage, and practical floor plan, this property offers plenty of potential inside and out.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Strong78/100+$453/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 9 detached homes with 3 bedrooms for lease in Fort Erie right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,412 / 2026
- MLS® number
- X13567800
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 100+
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 66 x 165 ft
- Listed on
- Parking
- 2 Detached, 8 Parking
Property details
Property
- Property Type
- Detached
- Style
- 1 1/2 Storey
- Community
- Ridgeway
- Municipality
- Fort Erie
Building
- Size
- 1500-2000 sqft
- Building Age
- 100+
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 3
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Main
- Basement Type
- Partial Basement
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Detached
- Garage
- 2
- Additional Parking
- 6
- Total Parking
- 8
Utilities
- Water
- Municipal
- Cooling
- Window Unit
- Heating Type
- Baseboard
Land
- Sewer
- Sewers
- Frontage
- 66 ft
- Depth
- 165 ft
- Lot Size
- 66 x 165 ft
Additional
- Foundation
- Concrete Block
- Roof
- Metal
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 4.369 × 4.877 m | Wood Stove, W/O To Patio, Double Sink | Main |
| Dining | 2.804 × 4.481 m | Large Window, hardwood floor | Main |
| Living | 3.988 × 5.791 m | Bay Window, Broadloom, Gas Fireplace | Main |
| Br | 3.353 × 4.267 m | W/I Closet, Large Window, Broadloom | 2nd |
| Br | 3.109 × 4.938 m | Window, Closet, Broadloom | 2nd |
| Br | 3.719 × 4.877 m | Window, Broadloom, Closet | 2nd |
| Bathroom | 1.89 × 2.2 m | 4 Pc Bath, Vinyl Floor | 2nd |
| Foyer | 2.103 × 3.139 m | — | Main |
Listing history
Buy/sell history for 187 South Mill St, Fort Erie, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $485,000 | N/A | Pc | X13567800 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $97,000
- Total mortgage amount
- $388,000
- Total interest payment
- $275,900
- Total purchase cost
- $760,900
- Mortgage payment
- $2,213/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
4%Monthly carrying cost
$2,497- Carrying cost $2,497
- Surplus $453
Rental income opens at $2,950, the median asking rent of 9 comparable homes for lease in Fort Erie. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $6,175
- Total land transfer tax
- $6,175
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $2,175
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $485,000
- $1,700
- Ontario total
- $6,175
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 10,890 sq ft1,012 m²
- Street frontage
- 66 ft20.1 m
- Depth
- 165 ft50.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m15 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 8.5 km8.5 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Canadian Niagara Power Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Ridgeway right now
- For sale now
- 65
- Median asking price
- $799K
- New in 7 days
- 4
- Price cuts
- 45%
Middle half: $535K to $1.2M
15 in 28 days
29 listings
This home is asking 39% below the median, lower than three quarters of them.
See all homes in RidgewayAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| John Brant Public SchoolDSB Niagara | Public · grades JK–8 | 200 m | 84%Grade 6 average |
| St George Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 650 m | 97%Grade 6 average |
| Stevensville Public SchoolDSB Niagara | Public · grades JK–8 | 7.1 km | 88%Grade 6 average |
| St Philomena Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 7.5 km | 80%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Greater Fort Erie Secondary SchoolDSB Niagara | Public · grades 9–12 | 6.7 km | 52%Grade 9 math |
| Lakeshore Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 16 km | 48%Grade 9 math |
| Port Colborne High SchoolDSB Niagara | Public · grades 9–12 | 17 km | 62%Grade 9 math |
| Eastdale Secondary SchoolDSB Niagara | Public · grades 9–12 | 18 km | 43%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Ridgeway are shown to signed-in members.