20 Keel St
Lakeshore, Fort Erie, Ontario L2A 1C5
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 700–1,100sq ft
- Per sq ft
- $472at the range’s middle
- Lot
- 60.16 x 90.31 ft
- Tax a year
- $2,1822025 tax year
- Built
- 51-99
- Parking
- 31 attached
- Days on market
- Members
The brief
About 20 Keel St
20 Keel St is a 1-bedroom, 1-bathroom detached house in Lakeshore, Fort Erie, listed for sale at an asking price of $425,000 (MLS® X14121210).
The perfect place to start your next chapter! Whether you're a first-time homebuyer ready to step into homeownership or looking to downsize into a simpler, more manageable space, this beautifully updated 1-bedroom + den home is full of charm and opportunity. With big-ticket items updated from top to bottom, you can enjoy the peace of mind that comes with move-in-ready living. Beautiful vaulted ceilings create a bright, airy feel, while the versatile den offers the perfect space for a home office, hobby room, or overnight guests. The beautifully updated bathroom creates a peaceful sanctuary, offering a calming space to unwind and recharge at the end of the day. Outside, you'll find just as much to love! Enjoy your morning coffee on the beautiful new front porch, or host dinner parties and summer gatherings on the back deck when the warmer weather arrives. The garage offers room to park your car, additional space for storage, and a dedicated area for a workshop-perfect for projects, hobbies, or extra workspace. Tucked away on a quiet dead-end street just steps from the lake, this home offers a peaceful setting and a wonderful opportunity to embrace comfortable, low-maintenance living. Whether you're starting out or starting a new chapter, this charming home is ready to welcome you! UPDATES INCLUDE: Foundation, roof, soffit, fascia, siding, windows, bathroom, flooring, heat pump, front porch, back deck, and hot water tank.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall26/100−$721/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 7 homes with 1 bedroom for lease in Fort Erie right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,182 / 2025
- MLS® number
- X14121210
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 60.16 x 90.31 ft
- Listed on
- Parking
- 1 Attached, 3 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- Lakeshore
- Municipality
- Fort Erie
Building
- Size
- 700-1100 sqft
- Building Age
- 51-99
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 3pc Main
- Basement Type
- Crawl Space
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Wall Unit
- Heating Type
- Heat Pump
Land
- Sewer
- Sewers
- Frontage
- 60.16 ft
- Depth
- 90.31 ft
- Lot Size
- 60.16 x 90.31 ft
Additional
- Foundation
- Piers
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- fridge, stove, dishwasher
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.35 × 4.69 m | Gas Fireplace, Open Concept, Vaulted Ceiling | Main |
| Dining | 3.75 × 3.31 m | Combined W/Living, Open Concept, Vaulted Ceiling | Main |
| Kitchen | 3.18 × 2.45 m | Combined W/Dining, Vaulted Ceiling | Main |
| Br | 4.72 × 3.46 m | W/O To Patio, Vaulted Ceiling | Main |
| Bathroom | 1.77 × 3.22 m | 3 Pc Bath, Updated, Soaker | Main |
| Den | 1.89 × 2.49 m | Bay Window | Main |
| Laundry | 1.93 × 3.52 m | W/O To Patio | Main |
Listing history
Buy/sell history for 20 Keel St, Fort Erie, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $425,000 | N/A | For Sale | X14121210 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $85,000
- Total mortgage amount
- $340,000
- Total interest payment
- $241,700
- Total purchase cost
- $666,700
- Mortgage payment
- $1,939/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
50%Monthly carrying cost
$2,121- Rent $1,400
- Shortfall $721
Rental income opens at $1,400, the median asking rent of 7 comparable homes for lease in Fort Erie. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $4,975
- Total land transfer tax
- $4,975
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $975
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $425,000
- $500
- Ontario total
- $4,975
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 5,433 sq ft505 m²
- Street frontage
- 60.16 ft18.3 m
- Depth
- 90.31 ft27.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 3.3 km3.3 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is RICH PRODUCTS OF CANADA LIMITED, 2.3 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Canadian Niagara Power Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless up to 25/5 Mbps. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (0 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Lakeshore right now
- For sale now
- 35
- Median asking price
- $639K
- New in 7 days
- 7
- Price cuts
- 31%
Middle half: $520K to $779K
17 in 28 days
11 listings
This home is asking 33% below the median, lower than three quarters of them.
See all homes in LakeshoreAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Peace Bridge Public SchoolDSB Niagara | Public · grades JK–8 | 2.8 km | 94%Grade 6 average |
| Garrison Road Public SchoolDSB Niagara | Public · grades JK–8 | 2.9 km | 86%Grade 6 average |
| St Philomena Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 3 km | 80%Grade 6 average |
| Our Lady of Victory Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 3.3 km | 71%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Greater Fort Erie Secondary SchoolDSB Niagara | Public · grades 9–12 | 4.3 km | 52%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Lakeshore are shown to signed-in members.