- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1,100–1,500sq ft
- Per sq ft
- $407at the range’s middle
- Lot
- 66 x 165 ft
- Tax a year
- $2,7462026 tax year
- Built
- 100+
- Parking
- 111 detached
- Days on market
- Members
The brief
About 312 Phipps St
312 Phipps St is a 3-bedroom, 2-bathroom detached house in Central, Fort Erie, listed for sale at an asking price of $529,000 (MLS® X13672424).
Check out this beautiful three-bedroom, one-and-a-half-bath property that has it all. This nicely maintained home boasts fantastic curb appeal and a charming exterior that welcomes you right from the street. Once inside, you'll instantly feel at home. The open concept main floor creates a spacious and inviting atmosphere, perfect for entertaining or simply enjoying quality time with family and friends. You could be cooking up a storm in the updated kitchen while still being part of the action in the living room. The recent renovations enhance the home's charm, making it move-in ready while giving you the opportunity to add your personal touch. Another great feature of this property is the detached garage, complete with a brand new concrete floor. Whether you're a car enthusiast, need extra storage, or want a workshop for projects this garage will suit your needs. The fenced-in yard is another feature that really sets this home apart. It's perfect for pets to roam freely and children to play safely. The meticulously maintained landscaping adds to the allure, creating an outdoor oasis that you'll be proud to show off during summer barbecues. Just a short stroll away is downtown, where you'll find a vibrant array of shops and eateries. Imagine waking up, grabbing a coffee, and taking a leisurely stroll down to the Niagara River and Friendship Trail.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs72/100+$307/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 9 detached homes with 3 bedrooms for lease in Fort Erie right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,746 / 2026
- MLS® number
- X13672424
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 100+
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 66 x 165 ft
- Listed on
- Parking
- 1 Detached, 11 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Central
- Municipality
- Fort Erie
Building
- Size
- 1100-1500 sqft
- Building Age
- 100+
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc, 1 × 2pc
- Basement Type
- Unfinished
- Kitchens
- 1
Parking
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 10
- Total Parking
- 11
Utilities
- Water
- Municipal
- Cooling
- Wall Unit
- Heating Type
- Radiant
Land
- Sewer
- Sewers
- Frontage
- 66 ft
- Depth
- 165 ft
- Lot Size
- 66 x 165 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Primary | 3.96 × 4.66 m | — | 2nd |
| Br | 2.56 × 2.77 m | — | 2nd |
| Br | 2.77 × 3.08 m | — | 2nd |
| Foyer | 2.96 × 3.38 m | — | Main |
| Kitchen | 3.44 × 3.51 m | — | Main |
| Dining | 2.29 × 3.51 m | — | Main |
| Living | 4.63 × 5.76 m | — | Main |
Listing history
Buy/sell history for 312 Phipps St, Fort Erie, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $529,000 | N/A | Pc | X13672424 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $105,800
- Total mortgage amount
- $423,200
- Total interest payment
- $301,000
- Total purchase cost
- $830,000
- Mortgage payment
- $2,414/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
10%Monthly carrying cost
$2,643- Carrying cost $2,643
- Surplus $307
Rental income opens at $2,950, the median asking rent of 9 comparable homes for lease in Fort Erie. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $7,055
- Total land transfer tax
- $7,055
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $3,055
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $529,000
- $2,580
- Ontario total
- $7,055
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 10,890 sq ft1,012 m²
- Street frontage
- 66 ft20.1 m
- Depth
- 165 ft50.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m1 test or monitoring hole also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 2.2 km2.2 km
Province of Ontario open data
Around the home2
- Nearest rail line: 370 m370 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 2 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is Regional Municipality of Niagara — Fort Erie Wastewater Treatment Plant, 750 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Canadian Niagara Power Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Central right now
- For sale now
- 56
- Median asking price
- $487K
- New in 7 days
- 3
- Price cuts
- 41%
Middle half: $419K to $604K
20 in 28 days
23 listings
This home is asking 9% above the median.
See all homes in CentralAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Our Lady of Victory Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 1.6 km | 71%Grade 6 average |
| Peace Bridge Public SchoolDSB Niagara | Public · grades JK–8 | 1.9 km | 94%Grade 6 average |
| Garrison Road Public SchoolDSB Niagara | Public · grades JK–8 | 3.9 km | 86%Grade 6 average |
| St Philomena Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 5.2 km | 80%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Greater Fort Erie Secondary SchoolDSB Niagara | Public · grades 9–12 | 5.4 km | 52%Grade 9 math |
| Stamford CollegiateDSB Niagara | Public · grades 9–12 | 23 km | 62%Grade 9 math |
| Saint Michael Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 24 km | 49%Grade 9 math |
| Westlane Secondary SchoolDSB Niagara | Public · grades 9–12 | 24 km | 66%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Central are shown to signed-in members.