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Caledon, King, Toronto, New Tecumseth & Orangeville(437) 228-3434
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MLS® X12949060For SaleDetached

3585 Yacht Harbour Rd

Ridgeway, Fort Erie, Ontario L0S 1N0

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3585 Yacht Harbour Rd, Fort Erie, photo 1
Asking$2,445,000
Bedrooms
5
Bathrooms
3
Size
2,500–3,000sq ft
Per sq ft
$889at the range’s middle
Lot
Under 0.50 acres
Tax a year
$12,1662025 tax year
Parking
51 attached
Days on market
Members

The brief

About 3585 Yacht Harbour Rd

3585 Yacht Harbour Rd is a 5-bedroom, 3-bathroom detached house in Ridgeway, Fort Erie, listed for sale at an asking price of $2,445,000 (MLS® X12949060).

Imagine waking up to the sound of the waves in this custom-built Pym & Cooper Custom home, where refined design meets the serene beauty of the water. Tucked away on a private road in one of Ridgeway's most coveted pockets, this retreat offers the perfect balance of high-end design and total relaxation. The 350-foot lot provides a sense of seclusion that is hard to find.The home welcomes you with a grand two-story entryway featuring heated stone floors that flow into an open living space.With nine-foot ceilings, crown molding, and engineered hardwood, the main level feels both sophisticated and warm.The heart of the home is a gourmet kitchen, complete with a classic farmhouse sink stainless steel appliances, a large island with a veg sink and Corian countertops.On evenings, you can retreat to the living room to enjoy the wood-burning fireplace or step out to the screened-in cedar deck for a sunset BBQ overlooking the water.Designed with both current luxury and future flexibility in mind, one main floor pantry can be easily plumbed for a future bathroom, offering a seamless option for a main-floor primary suite.Upstairs, the current primary is an impressive escape with a wall of windows offering breathtaking lake views.The primary also features a spacious walk-in closet and an ensuite that will take your breath away. The lower level adds even more room to unwind, with a cozy family room with a gas fireplace that walks out to a concrete covered patio and a built-in hot tub, all with full lake views.Every detail has been considered, from the whole home speaker system and convenient laundry chute to the laundry room that is currently electric but already fitted for gas.Modern peace of mind includes a furnace and air exchanger both updated in 2021.Outside, the low-maintenance designer gardens lead you through a fenced yard directly to the water's edge.This is a rare opportunity to own a piece of the shoreline that is as functional as it is breathtaking. Luxury Certified

Insights

  • Condition Score

    Good

    1 documented update signal

    Source: Listing age, structured features and disclosed update language; not an inspection.

Condition uses listing-record signals, not an inspection.

The home

Key facts

Tax
$12,166 / 2025
MLS® number
X12949060
Board
TRREB MLS®
Property Type
Detached
Days on market
Size
2500-3000 sqft
Lot Size
65.21 x 340 ft
Listed on
Parking
1 Attached, 5 Parking
Listing brokerage: RE/MAX NIAGARA REALTY LTD, BROKERAGEData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Property details

Property

Property Type
Detached
Style
2-Storey
Community
Ridgeway
Municipality
Fort Erie

Building

Size
2500-3000 sqft
Construction
Stone

Inside

Bedrooms
5
Bathrooms
3
Bathroom Details
1 × 2pc Main, 1 × 4pc 2nd, 1 × 4pc Bsmt
Basement Type
Finished with Walk-Out
Kitchens
1

Parking

Garage Type
Attached
Garage
1
Additional Parking
4
Total Parking
5

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
65.21 ft
Depth
340 ft
Lot Size
65.21 x 340 ft

Additional

Foundation
Poured Concrete
Roof
Asphalt Shingle
Fireplace
Yes
Pool
None
Den
No
Family room
No

Rooms

RoomSizeFeaturesLevel
Br3.57 × 4.67 mBay Window, French Doors, ClosetMain
Kitchen4.95 × 6.32 mCorian Counter, hardwood floor, Combined W/LivingMain
Living4.95 × 6.0 mOverlook Patio, hardwood floor, Combined W/KitchenMain
Br3.62 × 4.32 mCeiling Fan2nd
Primary4.0 × 8.17 mCeiling Fan, W/I Closet, 4 Pc Ensuite2nd
Laundry2.58 × 3.8 m—Bsmt
Br3.38 × 4.1 mDouble ClosetBsmt
Rec4.42 × 4.53 mGas Fireplace, Walk-OutBsmt
Br3.4 × 3.84 m—Bsmt

Listing history

Buy/sell history for 3585 Yacht Harbour Rd, Fort Erie, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$2,445,000N/AExtX12949060

Members see the full history. Prices are hidden from signed-out visitors.

The numbers

Mortgage Calculator

Plan with the current asking price

20% · $489,000

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$489,000
Total mortgage amount
$1,956,000
Total interest payment
$1,390,500
Total purchase cost
$3,835,500
Mortgage payment
$11,155/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

—

Monthly carrying cost

$12,169
−$12,169per month
  • Rent $0
  • Shortfall $12,169

Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.

Land transfer tax on this home

Ontario land transfer tax
$47,600
Total land transfer tax
$47,600
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$43,600
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $2,000,000
$32,000
2.5% from $2,000,000 to $2,445,000
$11,125
Ontario total
$47,600

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

The land

Lot

Lot area
22,171 sq ft2,060 m²
Street frontage
65.21 ft19.9 m
Depth
340 ft103.6 m
65.21 × 340 ftYACHT HARBOUR RD

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by MPAC.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

11 records · 5 on fileRead 2026-10-28
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 m2 water-supply wells recorded within 250 mOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 8.7 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by Canadian Niagara Power Inc.Wired internet 50/10 Mbps or faster is listed at a household 80 m awayAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation2

  • No mapped wetland within 120 m120 m
  • 2 water-supply wells recorded within 250 mAll were drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water.250 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 8.7 km8.7 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Canadian Niagara Power Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at a household 80 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (80 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.80 m
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

The market

Detached homes for sale in Ridgeway right now

For sale now
65
Median asking price
$799K

Middle half: $535K to $1.2M

New in 7 days
4

15 in 28 days

Price cuts
45%

29 listings

This home is asking 206% above the median, higher than three quarters of them.

See all homes in Ridgeway

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Market area · filters apply to the charts below

The street

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
St George Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–81 km97%Grade 6 average
John Brant Public SchoolDSB NiagaraPublic · grades JK–81.1 km84%Grade 6 average
St Philomena Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–87.4 km80%Grade 6 average
Stevensville Public SchoolDSB NiagaraPublic · grades JK–88.3 km88%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Greater Fort Erie Secondary SchoolDSB NiagaraPublic · grades 9–126.8 km52%Grade 9 math
Lakeshore Catholic High SchoolNiagara CDSBCatholic · grades 9–1216 km48%Grade 9 math
Port Colborne High SchoolDSB NiagaraPublic · grades 9–1217 km62%Grade 9 math
Eastdale Secondary SchoolDSB NiagaraPublic · grades 9–1220 km43%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

The verdict

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Email Kassaundra Dobson, Broker of Record