412 Windmill Point Rd
Ridgeway, Fort Erie, Ontario L0S 1N0
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 700–1,100sq ft
- Per sq ft
- $444at the range’s middle
- Lot
- 100 x 100 ft
- Tax a year
- $3,0142026 tax year
- Parking
- 71 detached
- Days on market
- Members
The brief
About 412 Windmill Point Rd
412 Windmill Point Rd is a 2-bedroom, 2-bathroom detached house in Ridgeway, Fort Erie, listed for sale at an asking price of $399,900 (MLS® X13879428).
Just minutes from the beach and tucked away on a quiet street, 412 Windmill Point Road North is a beautifully updated bungalow offering easy, low-maintenance living close to the lake. With 2 bedrooms, 2 bathrooms and a bright, welcoming layout, this move-in-ready home offers comfortable living with plenty of thoughtful updates throughout. Inside, you'll find an updated kitchen with new appliances, including the washer and dryer, luxury vinyl flooring, pot lights and a fresh, modern feel. Even better, many of the big-ticket updates are already done! The roof, windows, siding, soffits and forced-air gas furnace were all updated in 2022, along with a newer 100-amp electrical panel. The septic system was replaced approximately three years ago, and the home is serviced by municipal water and natural gas. Step outside to enjoy the newer deck, completed in 2025, plus a detached single-car garage with a new garage door and opener. And the location is hard to beat, close proximity to the public beach, five minutes from Downtown Ridgeway or Downtown Fort Erie and about ten minutes from highway access. Updated, easy to maintain and close to the lake, this is a wonderful opportunity to enjoy everything this area has to offer.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs61/100+$24/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 5 detached homes with 2 bedrooms for lease in Fort Erie right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,014 / 2026
- MLS® number
- X13879428
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 100 x 100 ft
- Listed on
- Parking
- 1 Detached, 7 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- Ridgeway
- Municipality
- Fort Erie
Building
- Size
- 700-1100 sqft
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 4pc Main
- Basement Type
- Crawl Space
- Kitchens
- 1
Parking
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 6
- Total Parking
- 7
Utilities
- Water
- Municipal
- Cooling
- Other
- Heating Type
- Forced Air
Land
- Sewer
- Septic
- Frontage
- 100 ft
- Depth
- 100 ft
- Lot Size
- 100 x 100 ft
Additional
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Refrigerator, stove, microwave, dishwasher, washer/dryer, new portable AC unit
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.5 × 5.08 m | Large Window, Pot Lights, Open Concept | Main |
| Kitchen | 3.61 × 4.75 m | Open Concept | Main |
| Br | 2.46 × 2.9 m | — | Main |
| Br | 2.44 × 2.9 m | — | Main |
| Bathroom | 1.75 × 2.52 m | 4 Pc Bath | Main |
| Bathroom | 1.85 × 2.36 m | 3 Pc Bath | Main |
Listing history
Buy/sell history for 412 Windmill Point Rd, Fort Erie, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $399,900 | N/A | For Sale | X13879428 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $79,980
- Total mortgage amount
- $319,920
- Total interest payment
- $227,580
- Total purchase cost
- $627,480
- Mortgage payment
- $1,825/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
19%Monthly carrying cost
$2,076- Carrying cost $2,076
- Surplus $24
Rental income opens at $2,100, the median asking rent of 5 comparable homes for lease in Fort Erie. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $4,474
- Total land transfer tax
- $4,474
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $474
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $399,900
- $2,249
- Ontario total
- $4,474
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 10,000 sq ft929 m²
- Street frontage
- 100 ft30.5 m
- Depth
- 100 ft30.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 11 water-supply wells recorded within 250 m9 of them were drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 8.7 m.250 m
- Groundwater recorded about 2.7 m below ground nearbyThe middle water level in the well records within 500 m (29 records). It changes with the season and from spot to spot.500 m
- Bedrock about 1.2 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 5.0 km5 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- 1 recorded oil, gas or salt well within 250 mFrom Ontario’s petroleum well records, which include old and plugged wells.250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Canadian Niagara Power Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless up to 25/5 Mbps. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Ridgeway right now
- For sale now
- 64
- Median asking price
- $799K
- New in 7 days
- 3
- Price cuts
- 45%
Middle half: $534K to $1.21M
14 in 28 days
29 listings
This home is asking 50% below the median, lower than three quarters of them.
See all homes in RidgewayAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| John Brant Public SchoolDSB Niagara | Public · grades JK–8 | 3.6 km | 84%Grade 6 average |
| St Philomena Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 3.8 km | 80%Grade 6 average |
| St George Catholic Elementary SchoolNiagara CDSB | Catholic · grades JK–8 | 4.1 km | 97%Grade 6 average |
| Garrison Road Public SchoolDSB Niagara | Public · grades JK–8 | 4.8 km | 86%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Greater Fort Erie Secondary SchoolDSB Niagara | Public · grades 9–12 | 3.1 km | 52%Grade 9 math |
| Lakeshore Catholic High SchoolNiagara CDSB | Catholic · grades 9–12 | 19 km | 48%Grade 9 math |
| Port Colborne High SchoolDSB Niagara | Public · grades 9–12 | 20 km | 62%Grade 9 math |
| Eastdale Secondary SchoolDSB Niagara | Public · grades 9–12 | 21 km | 43%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Ridgeway are shown to signed-in members.