109 Ray St
Strathcona, Hamilton, Ontario L8R 2Y1
- Bedrooms
- 3
- Bathrooms
- 4
- Size
- 1,500–2,000sq ft
- Per sq ft
- $486at the range’s middle
- Lot
- 29.33 x 66 ft
- Tax a year
- $7,1652026 tax year
- Built
- 0-5
- Parking
- 21 attached
- Days on market
- Members
The brief
About 109 Ray St
109 Ray St is a 3-bedroom, 4-bathroom detached house in Strathcona, Hamilton, listed for sale at an asking price of $849,900 (MLS® X13785768).
Flawless "One of a Kind" home and property offering the perfect blend of style, quality & convenience into one incredible package. Incs a 2022 custom built 2 storey "Dream Villa" positioned proudly on large corner located in Hamilton's popular Strathcona district - close proximity to city transit, schools, churches, TO Coliseum, city parks, eclectic Locke & Dundurn Street shops, bougie eateries/bistros & revitalized Bayfront. Large double wide concrete driveway off Florence Street accesses beautifully completed, insulated garage boasting heated concrete floors, roll-up insulated door, ample built-in cabinetry w/l0ft ceiling height allowing for car lift or hoist. Concrete walk-ways extend around house to inviting covered front landing where 1570sf of sophisticated interior is sure to impress - ftrs open concept living room enhanced w/ambience of gas fireplace, dining room & stunning "Gourmet-Worthy" kitchen - sporting chic white cabinetry, designer island, quartz countertops & premium SS appliances - completed w/2pc powder room. Solid wood staircase ascends to spacious upper level highlighted w/lavish primary bedroom enjoying fireplace feature wall, 3pc ensuite & walk-in closet. Open & Airy hallway provides entry to 2 additional bedrooms (incs 2nd walk-in closet) & 4pc main bath. Gleaming engineered hardwood flooring compliments both levels w/distinguished flair. Relax or entertain in the comfortable confines of 662sf basement level showcasing tastefully appointed family room embracing the warmth of free-standing gas fireplace - design continues w/refined 5pc bath, bright laundry room, utility & storage room. Hi-End features inc -n/g furnace, AC, HRV, owned water heater, 200 amp hydro, custom closet organizers, Paradox home security (no contract required), multi-purpose cedar shed w/concrete flooring, hi-speed internet, stucco/stone exterior & fenced rear yard. No expense spared as evidenced by skilled craftsmanship & thoughtful upgrades through-out this rare "Gem"
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall16/100−$1,975/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 87 detached homes with 3 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $7,165 / 2026
- MLS® number
- X13785768
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 0-5
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 29.33 x 66 ft
- Listed on
- Parking
- 1 Attached, 2 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Strathcona
- Municipality
- Hamilton
Building
- Size
- 1500-2000 sqft
- Building Age
- 0-5
- Construction
- Stone
Inside
- Bedrooms
- 3
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc 2nd, 1 × 3pc 2nd, 1 × 5pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 1
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 29.33 ft
- Depth
- 66 ft
- Lot Size
- 29.33 x 66 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Carbon Monoxide Detector, Dishwasher, Dryer, Hot Water Tank Owned, Microwave, Refrigerator, Smoke Detector, Washer, Window Coverings, attached interior & exterior light fixtures, bathroom mirrors, 4 kitchen bar stools, 4 TV brackets, camera/security system, large multi-purpose shed
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Breakfast | 3.05 × 2.92 m | Breakfast Area, hardwood floor | Main |
| Living | 4.75 × 4.27 m | hardwood floor, Fireplace | Main |
| Foyer | 1.55 × 1.96 m | — | Main |
| Kitchen | 3.61 × 3.68 m | Hardwood Floor | Main |
| Bathroom | 1.35 × 2.16 m | 2 Pc Bath | Main |
| Br | 4.7 × 3.0 m | hardwood floor, W/I Closet | 2nd |
| Foyer | 2.18 × 3.45 m | Hardwood Floor | 2nd |
| Bathroom | 3.53 × 1.8 m | 4 Pc Bath | 2nd |
| Primary | 4.6 × 3.33 m | Fireplace, hardwood floor, W/I Closet | 2nd |
| Bathroom | 2.29 × 1.85 m | 3 Pc Ensuite | 2nd |
| Br | 3.3 × 3.28 m | Hardwood Floor | 2nd |
| Family | 3.76 × 5.64 m | Fireplace | Bsmt |
| Bathroom | 2.67 × 2.21 m | 5 Pc Bath | Bsmt |
| Utility | 2.9 × 3.35 m | — | Bsmt |
| Laundry | 2.67 × 1.93 m | — | Bsmt |
| Other | 0.91 × 1.04 m | — | Bsmt |
Listing history
Buy/sell history for 109 Ray St, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $849,900 | N/A | For Sale | X13785768 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $169,980
- Total mortgage amount
- $679,920
- Total interest payment
- $483,480
- Total purchase cost
- $1,333,380
- Mortgage payment
- $3,878/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
61%Monthly carrying cost
$4,475- Rent $2,500
- Shortfall $1,975
Rental income opens at $2,500, the median asking rent of 87 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $13,473
- Total land transfer tax
- $13,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $9,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $849,900
- $8,998
- Ontario total
- $13,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 1,936 sq ft180 m²
- Street frontage
- 29.33 ft8.9 m
- Depth
- 66 ft20.1 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m14 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 9.5 km9.5 km
Province of Ontario open data
Around the home3
- Nearest rail line: 620 m620 m
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 70 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data · Municipal transit open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Longwood Energy Corporation — MIP BEAM Energy Centre, 2.2 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Rogers. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Detached homes for sale in Strathcona right now
- For sale now
- 9
- Median asking price
- $600K
- New in 7 days
- 4
- Price cuts
- 0%
Middle half: $530K to $700K
5 in 28 days
0 listings
This home is asking 42% above the median, higher than three quarters of them.
See all homes in StrathconaAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| West Harbour GO | GO Transit train: Lakeshore West | 1.1 km |
| Hamilton GO Centre | GO Transit train: Lakeshore West | 1.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Hess Street Junior Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 300 m | 55%Grade 6 average |
| Strathcona Junior Public SchoolHamilton-Wentworth DSB | Public · grades JK–5 | 450 m | 81%Grade 3 average |
| St. Joseph Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 · French Immersion | 1.4 km | 84%Grade 6 average |
| ÉÉC Monseigneur-de-LavalConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 3.4 km | 69%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| École secondaire Georges-P-VanierConseil scolaire Viamonde | French-language public · grades 9–12 | 1.3 km | 73%Grade 9 math |
| Westdale Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 · French Immersion | 1.8 km | 57%Grade 9 math |
| Cathedral High SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 · French Immersion | 2.4 km | 43%Grade 9 math |
| St. Mary Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 4.1 km | 69%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Strathcona are shown to signed-in members.