1097 Mineral Springs Rd
Rural Ancaster, Hamilton, Ontario L9H 5E3
- Bedrooms
- 4
- Bathrooms
- 3
- Size
- 3,000–3,500sq ft
- Per sq ft
- $615at the range’s middle
- Lot
- 0.50 – 1.99 acres
- Tax a year
- $8,6692025 tax year
- Built
- 16-30
- Parking
- 102 attached
- Days on market
- Members
The brief
About 1097 Mineral Springs Rd
1097 Mineral Springs Rd is a 4-bedroom, 3-bathroom detached house in Rural Ancaster, Hamilton, listed for sale at an asking price of $1,999,900 (MLS® X13549422).
Set in the picturesque Hamlet of Mineral Springs, one of Ancaster's most sought-after rural communities, this custom-built modern farmhouse offers a rare combination of luxury living, privacy, and versatility on nearly one acre surrounded by nature and wildlife. Offering over 5,000 sqft. of finished living, the home features expansive principal rooms, 9-foot ceilings on the main level, and beautiful pine and maple flooring throughout. Designed for both everyday living and entertaining, the inviting great room is anchored by a wood-burning fireplace with built-in shelving, adding warmth and character to the home. The updated farmhouse kitchen blends timeless style with modern function, complete with quartz countertops, stainless steel appliances, and stunning Indian slate flooring. The home offers four bedrooms, including a versatile main-level office that can easily function as the fourth bedroom - ideal for guests, multi-generational living, or those working from home. Upstairs, you'll find three spacious bedrooms and two full bathrooms, including a private primary retreat featuring an electric fireplace, walk-in closet with laundry, ensuite bathroom, and a balcony overlooking the property. The fully finished lower level o?ers additional living space with room for recreation, workshops, hobbies, and plenty of storage. A standout feature of the property is the 800 sqft. heated workshop with hydro and water, offering incredible flexibility for hobbyists, entrepreneurs, creatives, or additional entertaining space. Mature trees, peaceful surroundings, and direct access to conservation create a setting that feels private and secluded while remaining close to everyday amenities. Located just steps from Dundas Valley Conservation trails and only minutes to downtown Ancaster, including the Hamilton Golf & Country Club, Ancaster Tennis Club, and convenient highway access, this is a truly unique opportunity to enjoy refined country living without sacrificing convenience.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$6,646/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 39 detached homes with 4 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $8,669 / 2025
- MLS® number
- X13549422
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 16-30
- Days on market
- Size
- 3000-3500 sqft
- Lot Size
- 230.89 x 147.49 ft
- Listed on
- Parking
- 2 Attached, 10 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Rural Ancaster
- Municipality
- Hamilton
Building
- Size
- 3000-3500 sqft
- Building Age
- 16-30
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Main, 1 × 3pc 2nd, 1 × 4pc 2nd
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Private Triple
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 8
- Total Parking
- 10
Utilities
- Water
- Well
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Septic
- Frontage
- 230.89 ft
- Depth
- 147.49 ft
- Lot Size
- 230.89 x 147.49 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Carbon Monoxide Detector, Central Vac, Dishwasher, Dryer, Garage Door Opener, Hot Water Tank Owned, Refrigerator, Smoke Detector, Stove, Washer, Window Coverings
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 2.46 × 2.01 m | — | Main |
| Family | 5.41 × 7.21 m | — | Main |
| Kitchen | 5.38 × 4.85 m | — | Main |
| Dining | 5.44 × 4.22 m | — | Main |
| Breakfast | 2.41 × 3.28 m | — | Main |
| Br | 3.53 × 3.66 m | — | Main |
| Bathroom | 3.63 × 1.83 m | 2 Pc Bath | Main |
| Primary | 5.61 × 4.37 m | — | 2nd |
| Bathroom | 2.16 × 3.56 m | 3 Pc Ensuite | 2nd |
| Br | 5.44 × 3.53 m | — | 2nd |
| Br | 4.22 × 3.76 m | — | 2nd |
| Bathroom | 4.22 × 2.72 m | 4 Pc Bath | 2nd |
| Rec | 7.65 × 14.5 m | — | Bsmt |
| Workshop | 3.56 × 5.97 m | — | Bsmt |
Listing history
Buy/sell history for 1097 Mineral Springs Rd, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,999,900 | N/A | For Sale | X13549422 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $399,980
- Total mortgage amount
- $1,599,920
- Total interest payment
- $1,137,280
- Total purchase cost
- $3,137,180
- Mortgage payment
- $9,124/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
78%Monthly carrying cost
$9,846- Rent $3,200
- Shortfall $6,646
Rental income opens at $3,200, the median asking rent of 39 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $36,473
- Total land transfer tax
- $36,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $32,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,999,900
- $31,998
- Ontario total
- $36,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 34,054 sq ft3,164 m²
- Street frontage
- 230.89 ft70.4 m
- Depth
- 147.49 ft45 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 9 water-supply wells recorded within 250 mAll were drilled for domestic use; 1 test or monitoring hole also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 16.2 m.250 m
- Groundwater recorded about 4.6 m below ground nearbyThe middle water level in the well records within 500 m (29 records). It changes with the season and from spot to spot.500 m
- Bedrock about 10.1 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Inside the Greenbelt (Niagara Escarpment Plan) and the Niagara Escarpment plan area (Escarpment Protection Area)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.At the address
- Nearest airport: 7.7 km7.7 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- 1 recorded oil, gas or salt well within 250 mFrom Ontario’s petroleum well records, which include old and plugged wells.250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro One Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Rural Ancaster right now
- For sale now
- 12
- Median asking price
- $2M
- New in 7 days
- 2
- Price cuts
- 17%
Middle half: $1.7M to $2.69M
3 in 28 days
2 listings
This home is asking at the median.
See all homes in Rural AncasterAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Spring Valley SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 3.1 km | 67%Grade 6 average |
| St. Ann (Ancaster) Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 3.1 km | 76%Grade 6 average |
| Sir William Osler Elementary SchoolHamilton-Wentworth DSB | Public · grades JK–8 · French Immersion | 3.7 km | 76%Grade 6 average |
| Frank Panabaker North SchoolHamilton-Wentworth DSB | Public · grades 1–8 · French Immersion | 3.7 km | 72%Grade 3 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Ancaster High SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 2.6 km | 67%Grade 9 math |
| Dundas Valley Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 3.8 km | 58%Grade 9 math |
| Bishop Tonnos Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 4.4 km | 69%Grade 9 math |
| St. Mary Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 7.3 km | 69%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Rural Ancaster are shown to signed-in members.
