- Bedrooms
- 3+1
- Bathrooms
- 2
- Size
- 1,100–1,500sq ft
- Per sq ft
- $492at the range’s middle
- Lot
- 50 x 98 ft
- Tax a year
- $4,6262026 tax year
- Parking
- 3none
- Days on market
- Members
The brief
About 114 First St
114 First St is a 3+1-bedroom, 2-bathroom detached house in Stoney Creek, Hamilton, listed for sale at an asking price of $639,900 (MLS® X13466704).
3 Bedroom Solid Brick Detached Home. New Owned Tankless Water Heater 2023. New Heat Pumps 2023 For Heating And Cooling. Original Forced Air Gas Radiant Heating System Still Existing But Not Being Used. Excellent Location In Stoney Creek, Near Schools, Parks, Restaurants, Public Transit And Shopping. Photos Are Virtually Staged & Decluttered.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even60/100−$5/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 7 detached homes with 4 bedrooms for lease in Stoney Creek right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,626 / 2026
- MLS® number
- X13466704
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 50 x 98 ft
- Listed on
- Parking
- None, 3 Parking
Property details
Property
- Property Type
- Detached
- Style
- 1 1/2 Storey
- Community
- Stoney Creek
- Municipality
- Hamilton
Building
- Size
- 1100-1500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 3pc Bsmt
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 3
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air, Other
- Heating Type
- Heat Pump
Land
- Sewer
- Sewers
- Frontage
- 50 ft
- Depth
- 98 ft
- Lot Size
- 50 x 98 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Includes Shed In Backyard, Fridge, Stove, Built-In Microwave, Washer & Dryer.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 5.69 × 3.6 m | hardwood floor, Window | Ground |
| Dining | 3.45 × 3.5 m | hardwood floor, Window | Ground |
| Kitchen | 2.39 × 3.4 m | hardwood floor, Window | Ground |
| 3rd Br | 2.54 × 3.45 m | hardwood floor, Window, Closet | Ground |
| 2nd Br | 2.74 × 3.35 m | hardwood floor, Window, Closet | Ground |
| Primary | 4.75 × 3.35 m | hardwood floor, Window, Closet | Ground |
| Rec | 3.84 × 3.38 m | Concrete Floor | Bsmt |
| 4th Br | 4.39 × 3.3 m | Concrete Floor, Window | Bsmt |
| Laundry | 2.26 × 4.57 m | Concrete Floor | Bsmt |
Listing history
Buy/sell history for 114 First St, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $639,900 | N/A | Pc | X13466704 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $127,980
- Total mortgage amount
- $511,920
- Total interest payment
- $364,080
- Total purchase cost
- $1,003,980
- Mortgage payment
- $2,920/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
20%Monthly carrying cost
$3,305- Rent $3,300
- Shortfall $5
Rental income opens at $3,300, the median asking rent of 7 comparable homes for lease in Stoney Creek. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $9,273
- Total land transfer tax
- $9,273
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $5,273
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $639,900
- $4,798
- Ontario total
- $9,273
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 4,900 sq ft455 m²
- Street frontage
- 50 ft15.2 m
- Depth
- 98 ft29.9 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m11 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 6.7 km6.7 km
Province of Ontario open data
Around the home2
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 130 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Municipal transit open data · Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is ALUMABRITE ANODIZING, 1.4 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Rogers. Cable: Cogeco Connexion, Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Detached homes for sale in Stoney Creek right now
- For sale now
- 91
- Median asking price
- $880K
- New in 7 days
- 10
- Price cuts
- 33%
Middle half: $769K to $1.16M
35 in 28 days
30 listings
This home is asking 27% below the median, lower than three quarters of them.
See all homes in Stoney CreekAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Confederation GO | GO Transit train: Lakeshore West | 1.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Collegiate Avenue SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 700 m | 76%Grade 6 average |
| Lake Avenue Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 800 m | 45%Grade 6 average |
| St. Agnes Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 1 km | 69%Grade 6 average |
| École élémentaire Pavillon de la jeunesseConseil scolaire Viamonde | French-language public · grades JK–6 | 5.6 km | 71%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St. John Henry Newman Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 900 m | 67%Grade 9 math |
| Glendale Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 2 km | 38%Grade 9 math |
| Sir Winston Churchill Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 3.5 km | 35%Grade 9 math |
| ÉSAC Mère-TeresaConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 6 km | 45%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Stoney Creek are shown to signed-in members.