- Bedrooms
- 3+1
- Bathrooms
- 3
- Size
- 2,000–2,500sq ft
- Per sq ft
- $433at the range’s middle
- Lot
- Under 0.50 acres
- Tax a year
- $5,7082025 tax year
- Built
- 16-30
- Parking
- 42 built-in
- Days on market
- Members
The brief
About 128 Montreal Circ
128 Montreal Circ is a 3+1-bedroom, 3-bathroom detached house in Winona Park, Hamilton, listed for sale at an asking price of $974,900 (MLS® X14028128).
Welcome to this spacious 2-storey detached home nestled in a quiet, family-friendly neighbourhood! Offering over 2,000 sq ft of comfortable living space, this home features a carpet-free main floor with a cozy living room complete with an electric fireplace, a separate dining room perfect for entertaining, and a bright eat-in kitchen with stainless steel appliances, tiled backsplash, ample cupboard space, and a walk-out to the back deck. The upper level boasts a large family room ideal for relaxation or play, convenient bedroom-level laundry, and three generously sized bedrooms. The primary suite includes a walk-in closet and private 3pc ensuite, while the 4pc main bath offers ensuite privilege to the other two bedrooms. The partially finished basement includes an additional bedroom, offering flexible space for guests, a home office, or recreation. Enjoy the fully fenced backyard with a deck and charming gazebo - perfect for summer gatherings. Located close to parks, Lake Ontario, the marina, and just a short drive to schools, the QEW, and all major amenities. A fantastic place to call home!
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall25/100−$1,724/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 39 detached homes with 4 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,708 / 2025
- MLS® number
- X14028128
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 16-30
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 36.02 x 82.02 ft
- Listed on
- Parking
- 2 Built-In, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Winona Park
- Municipality
- Hamilton
Building
- Size
- 2000-2500 sqft
- Building Age
- 16-30
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Main, 1 × 3pc 2nd, 1 × 4pc 2nd
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Inside Entry, Pvt Double
- Garage Type
- Built-In
- Garage
- 2
- Additional Parking
- 2
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 36.02 ft
- Depth
- 82.02 ft
- Lot Size
- 36.02 x 82.02 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, Stove, Dishwasher, OTR Microwave, Washer, Dryer, ELFs, Window Coverings, Gazebo, OwnedHWH, Electric fireplace
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.35 × 4.57 m | — | Main |
| Dining | 3.35 × 3.66 m | — | Main |
| Kitchen | 3.35 × 4.78 m | — | Main |
| Family | 3.96 × 5.49 m | — | 2nd |
| Primary | 3.35 × 4.37 m | — | 2nd |
| 2nd Br | 2.74 × 4.6 m | — | 2nd |
| 3rd Br | 2.77 × 3.38 m | — | 2nd |
| 4th Br | 2.87 × 4.57 m | — | Bsmt |
Listing history
Buy/sell history for 128 Montreal Circ, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $974,900 | N/A | For Sale | X14028128 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $194,980
- Total mortgage amount
- $779,920
- Total interest payment
- $554,480
- Total purchase cost
- $1,529,380
- Mortgage payment
- $4,448/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
51%Monthly carrying cost
$4,924- Rent $3,200
- Shortfall $1,724
Rental income opens at $3,200, the median asking rent of 39 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $15,973
- Total land transfer tax
- $15,973
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $11,973
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $974,900
- $11,498
- Ontario total
- $15,973
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,954 sq ft274 m²
- Street frontage
- 36.02 ft11 m
- Depth
- 82.02 ft25 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 mIt was drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 7.6 m.250 m
- Groundwater recorded about 4.3 m below ground nearbyThe middle water level in the well records within 500 m (10 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 7.0 km7 km
Province of Ontario open data
Around the home2
- Nearest rail line: 950 m950 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Fabris, 1.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless up to 25/5 Mbps. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Rogers. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, NWIC, Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Winona Park right now
- For sale now
- 10
- Median asking price
- $1.19M
- New in 7 days
- 2
- Price cuts
- 30%
Middle half: $956K to $1.52M
6 in 28 days
3 listings
This home is asking 18% below the median.
See all homes in Winona ParkAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St. Gabriel Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 1.3 km | 71%Grade 6 average |
| Winona Elementary Elementary SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 2 km | 73%Grade 6 average |
| Smith Public SchoolDSB Niagara | Public · grades JK–8 | 2.6 km | 91%Grade 6 average |
| Immaculate Heart of Mary Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 3.9 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Blessed Trinity Catholic Secondary SchoolNiagara CDSB | Catholic · grades 9–12 · French Immersion | 5.4 km | 63%Grade 9 math |
| Orchard Park Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 6 km | 50%Grade 9 math |
| St. John Henry Newman Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 8.8 km | 67%Grade 9 math |
| West Niagara Secondary SchoolDSB Niagara | Public · grades 9–12 · French Immersion | 11 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Winona Park are shown to signed-in members.