- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 500–599sq ft
- Per sq ft
- $382at the range’s middle
- Built
- 51-99
- Parking
- 1none
- Days on market
- Members
The brief
About 28-137 Emerald St
28-137 Emerald St is a 1-bedroom, 1-bathroom condo in Stinson, Hamilton, listed for sale at an asking price of $209,900 (MLS® X13171786).
Rare opportunity to live close to the Hamilton core, with exceptionally affordable monthly living costs of approximately $500/month! Discover the incredible value in this updated, spacious one bedroom suite nestled within a charming 3rd floor unit in a quaint, 36 unit, cooperative building. The renovated, bright, kitchen is cheerful and functional while the generous room sizes offer true comfort, including a bedroom, large enough to accommodate a king size bed. The renovated four-piece bathroom features a newly glazed tub and decorative, stylish, tile accents. . Storage is abundant with three closets and an included locker. Step outside and you are minutes from the escarpment rail trail, public transit & easy commuting with quick access to the 403, GO station, McMaster University, Mohawk College, major hospitals, and minutes from downtown and the trendy James Street district. This is a truly unique opportunity to enjoy a convenient, community oriented lifestyle at an exceptionally affordable price point in one of Hamilton's original, stately, neighborhoods. Please note: co-op guidelines apply - Buyer is required to be approved by the Board of Directors. Approval process requires 3 references, full credit check & a level 2 police report. Please provide 10 business days for this approval. Traditional mortgages NOT permitted, must be purchased with cash. Building is strictly shareholder occupied - no rentals. Pets are restricted. No smoking is permitted. 48 hours irrevocable on all offers per Sellers direction. Please include RAHR Schedule B from Supplements.
Insights
Condition Score
Good81/1003 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs62/100+$27/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 homes with 1 bedroom for lease in Stinson right now. Cost of owning counts the mortgage and the condo fee. This record states no property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- MLS® number
- X13171786
- Board
- TRREB MLS®
- Property Type
- Co-Op Apt
- Building Age
- 51-99
- Days on market
- Size
- 500-599 sqft
- Listed on
- Parking
- None, 1 Parking
Property details
Property
- Property Type
- Co-Op Apt
- Style
- 1 Storey/Apt
- Community
- Stinson
- Municipality
- Hamilton
Building
- Size
- 500-599 sqft
- Building Age
- 51-99
- Construction
- Brick
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 1
- Total Parking
- 1
Utilities
- Cooling
- Window Unit
- Heating Type
- Radiant
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Condo maint.
- $390
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 28-137 Emerald St, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $209,900 | N/A | Pc | X13171786 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $41,980
- Total mortgage amount
- $167,920
- Total interest payment
- $119,480
- Total purchase cost
- $329,380
- Mortgage payment
- $958/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
18%Monthly carrying cost
$1,348- Carrying cost $1,348
- Surplus $27
Rental income opens at $1,375, the median asking rent of 8 comparable homes for lease in Stinson. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $1,824
- Total land transfer tax
- $1,824
- First-time buyer rebates (Ontario up to $4,000)
- −$1,824
- Total for first-time buyers
- $0
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $209,900
- $1,549
- Ontario total
- $1,824
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m5 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 8.7 km8.7 km
Province of Ontario open data
Around the home3
- Nearest rail line: 210 m210 m
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 60 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data · Municipal transit open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is GFL Environmental Services Inc. — GFL Environmental Services Inc. (Hamilton - Lottridge), 2.3 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Dotto One, Rogers. Cable: Cogeco Connexion, Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Condos for sale in Stinson right now
- For sale now
- 11
- Median asking price
- $410K
- New in 7 days
- 1
- Price cuts
- 36%
Middle half: $283K to $514K
2 in 28 days
4 listings
This home is asking 49% below the median, lower than three quarters of them.
See all homes in StinsonAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Hamilton GO Centre | GO Transit train: Lakeshore West | 1.2 km |
| West Harbour GO | GO Transit train: Lakeshore West | 2.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St. Patrick Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 400 m | 57%Grade 6 average |
| George L Armstrong Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 850 m | 55%Grade 6 average |
| Queen Victoria Elementary Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 850 m | 48%Grade 6 average |
| ÉÉC Notre-DameConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 1.8 km | 80%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Cathedral High SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 · French Immersion | 250 m | 43%Grade 9 math |
| Bernie Custis Secondary School Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 2.3 km | 36%Grade 9 math |
| Sherwood Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 · French Immersion | 3.5 km | 39%Grade 9 math |
| École secondaire Georges-P-VanierConseil scolaire Viamonde | French-language public · grades 9–12 | 3.7 km | 73%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Stinson are shown to signed-in members.