14 Prospect St
Stipley, Hamilton, Ontario L8M 2Z1
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1,500–2,000sq ft
- Per sq ft
- $440at the range’s middle
- Lot
- 40 x 85.33 ft
- Tax a year
- $5,2792026 tax year
- Parking
- 3none
- Days on market
- Members
The brief
About 14 Prospect St
14 Prospect St is a 3-bedroom, 2-bathroom detached house in Stipley, Hamilton, listed for sale at an asking price of $770,000 (MLS® X13856818).
14 Prospect St S is a lovingly updated 2.5-storey Hamilton Four Square, full of original character, thoughtful details and a distinctly stylish sensibility. Offering 3 bedrooms, 2 bathrooms and approximately 1,800 sq ft, the home retains its wonderful original layout, with inlaid hardwood floors, coffered ceilings and all the craftsmanship that makes these homes so special. The updated kitchen and playful design touches feel right at home alongside the original details, while the generous front porch and pollinator garden add to its undeniable charm. A high and dry basement offers excellent workshop space, with plenty of room for projects and creative pursuits. Set in a fantastic family-friendly neighbourhood, close to Gage Park, Bernie Morelli Recreation Centre, Vintage Coffee, Capitol Bar and the future LRT.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall23/100−$1,453/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 87 detached homes with 3 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,279 / 2026
- MLS® number
- X13856818
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 40 x 85.33 ft
- Listed on
- Parking
- None, 3 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2 1/2 Storey
- Community
- Stipley
- Municipality
- Hamilton
Building
- Size
- 1500-2000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc 2nd, 1 × 4pc 3rd
- Basement Type
- Unfinished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 3
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Wall Unit
- Heating Type
- Heat Pump
Land
- Sewer
- Sewers
- Frontage
- 40 ft
- Depth
- 85.33 ft
- Lot Size
- 40 x 85.33 ft
Additional
- Foundation
- Concrete Block
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- All appliances and electrical light fixtures
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Dining | 4.05 × 4.15 m | — | Main |
| Kitchen | 4.14 × 3.11 m | — | Main |
| Living | 4.35 × 3.51 m | — | Main |
| 2nd Br | 3.18 × 3.37 m | — | 2nd |
| 3rd Br | 3.28 × 3.29 m | — | 2nd |
| Primary | 6.55 × 3.3 m | — | 2nd |
| Family | 7.83 × 4.74 m | — | 3rd |
Listing history
Buy/sell history for 14 Prospect St, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $770,000 | N/A | Pc | X13856818 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $154,000
- Total mortgage amount
- $616,000
- Total interest payment
- $437,900
- Total purchase cost
- $1,207,900
- Mortgage payment
- $3,513/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
53%Monthly carrying cost
$3,953- Rent $2,500
- Shortfall $1,453
Rental income opens at $2,500, the median asking rent of 87 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $11,875
- Total land transfer tax
- $11,875
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $7,875
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $770,000
- $7,400
- Ontario total
- $11,875
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,413 sq ft317 m²
- Street frontage
- 40 ft12.2 m
- Depth
- 85.33 ft26 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m21 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 9.9 km9.9 km
Province of Ontario open data
Around the home3
- Nearest rail line: 490 m490 m
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 90 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data · Municipal transit open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is GFL Environmental Services Inc. — GFL Environmental Services Inc. (Hamilton - Lottridge), 980 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Dotto One, Rogers. Cable: Cogeco Connexion, Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Detached homes for sale in Stipley right now
- For sale now
- 18
- Median asking price
- $499K
- New in 7 days
- 4
- Price cuts
- 33%
Middle half: $449K to $635K
7 in 28 days
6 listings
This home is asking 54% above the median, higher than three quarters of them.
See all homes in StipleyAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Hamilton GO Centre | GO Transit train: Lakeshore West | 3 km |
| West Harbour GO | GO Transit train: Lakeshore West | 3.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Prince of Wales Elementary Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 300 m | 69%Grade 6 average |
| Adelaide Hoodless Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 600 m | 65%Grade 6 average |
| St. Ann (Hamilton) Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 750 m | 76%Grade 6 average |
| ÉÉC Notre-DameConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 900 m | 80%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Bernie Custis Secondary School Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 400 m | 36%Grade 9 math |
| Cathedral High SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 · French Immersion | 1.8 km | 43%Grade 9 math |
| Sherwood Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 · French Immersion | 2.5 km | 39%Grade 9 math |
| ÉSAC Mère-TeresaConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 4 km | 45%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Stipley are shown to signed-in members.