- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 700–1,100sq ft
- Per sq ft
- $554at the range’s middle
- Lot
- 19.5 x 90 ft
- Tax a year
- $3,8792026 tax year
- Parking
- 0none
- Days on market
- Members
The brief
About 195 Wood St
195 Wood St is a 2-bedroom, 2-bathroom detached house in North End, Hamilton, listed for sale at an asking price of $499,000 (MLS® X13591038).
Beautifully updated two-storey home in a sought after North End neighbourhood, offering stylish finishes, functional living space and an unbeatable location. The bright open-concept main floor is filled with natural light and features high ceilings, modern laminate flooring and a beautifully renovated kitchen complete with quartz countertops, a breakfast bar, custom backsplash and stainless steel appliances. The kitchen offers direct access to the fully fenced backyard, creating the perfect space for summer barbecues, entertaining or relaxing outdoors. Upstairs offers two generously sized bedrooms and a full four-piece bathroom. The finished basement provides additional living space, ideal for a rec room, home office, gym or playroom, along with an additional four-piece bathroom. Numerous updates provide peace of mind, including a new electrical panel (2025), owned hot water tank (2026), furnace (2026) and washer/dryer (2026). Perfectly located on a quiet street just minutes from Hamilton Harbour, Pier 8, Bayfront Park, the Waterfront Trail, West Harbour GO Station and the vibrant shops, cafes and restaurants of James Street North. An exceptional opportunity to own a turnkey home in one of Hamilton's most exciting and rapidly growing neighbourhoods.
Insights
Condition Score
Good83/1003 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall33/100−$700/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 79 detached homes with 2 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,879 / 2026
- MLS® number
- X13591038
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 19.5 x 90 ft
- Listed on
- Parking
- None, 0 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- North End
- Municipality
- Hamilton
Building
- Size
- 700-1100 sqft
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc 2nd, 1 × 4pc Bsmt
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- None
- Garage Type
- None
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 19.5 ft
- Depth
- 90 ft
- Lot Size
- 19.5 x 90 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Dishwasher, Dryer, Stove, Washer, Window Coverings, All ELF's
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Dining | 3.17 × 3.66 m | — | Main |
| Living | 3.96 × 3.66 m | — | Main |
| Kitchen | 2.95 × 4.67 m | — | Main |
| Br | 2.29 × 4.04 m | — | 2nd |
| Br | 2.74 × 3.71 m | — | 2nd |
| Bathroom | 0.0 × 0.0 m | 4 Pc Bath | 2nd |
| Rec | 7.26 × 4.17 m | — | Bsmt |
| Bathroom | 0.0 × 0.0 m | 4 Pc Bath, French Doors | Bsmt |
| Utility | 3.58 × 2.18 m | — | Bsmt |
Listing history
Buy/sell history for 195 Wood St, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $499,000 | N/A | Sc | X13591038 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $99,800
- Total mortgage amount
- $399,200
- Total interest payment
- $283,900
- Total purchase cost
- $782,900
- Mortgage payment
- $2,277/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
45%Monthly carrying cost
$2,600- Rent $1,900
- Shortfall $700
Rental income opens at $1,900, the median asking rent of 79 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $6,455
- Total land transfer tax
- $6,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $2,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $499,000
- $1,980
- Ontario total
- $6,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 1,755 sq ft163 m²
- Street frontage
- 19.5 ft5.9 m
- Depth
- 90 ft27.4 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m11 test or monitoring holes also recorded.250 m
- Groundwater recorded about 1.8 m below ground nearbyThe middle water level in the well records within 500 m (66 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home3
- Nearest rail line: 210 m210 m
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 120 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data · Municipal transit open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 7 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is P & H Milling Group a Division of Parrish & Heimbecker Limited — P & H Milling Group - Hamilton, 200 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 2 federal contaminated sites within 1 km1 still active or suspected; the rest are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 60 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (60 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.60 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Rogers. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Detached homes for sale in North End right now
- For sale now
- 15
- Median asking price
- $535K
- New in 7 days
- 3
- Price cuts
- 33%
Middle half: $452K to $590K
4 in 28 days
5 listings
This home is asking 7% below the median.
See all homes in North EndAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| West Harbour GO | GO Transit train: Lakeshore West | 1 km |
| Hamilton GO Centre | GO Transit train: Lakeshore West | 2.2 km |
| Aldershot GO | GO Transit train: Lakeshore West | 4.8 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St. Lawrence Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 400 m | 73%Grade 6 average |
| Bennetto Elementary SchoolHamilton-Wentworth DSB | Public · grades JK–8 · French Immersion | 650 m | 47%Grade 6 average |
| Dr. J. Edgar Davey Elementary Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 1.5 km | 49%Grade 6 average |
| ÉÉC Notre-DameConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 3.5 km | 80%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Cathedral High SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 · French Immersion | 2.1 km | 43%Grade 9 math |
| Bernie Custis Secondary School Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 3 km | 36%Grade 9 math |
| École secondaire Georges-P-VanierConseil scolaire Viamonde | French-language public · grades 9–12 | 3.3 km | 73%Grade 9 math |
| Aldershot High SchoolHalton DSB | Public · grades 9–12 | 3.7 km | 73%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in North End are shown to signed-in members.