- Bedrooms
- 4
- Bathrooms
- 4
- Size
- 2,500–3,000sq ft
- Per sq ft
- $545at the range’s middle
- Lot
- 40.3 x 26.99 ft
- Tax a year
- $8,6852025 tax year
- Parking
- 42 attached
- Days on market
- Members
The brief
About 23 Fingland Cres
23 Fingland Cres is a 4-bedroom, 4-bathroom detached house in Waterdown, Hamilton, listed for sale at an asking price of $1,498,000 (MLS® X14098066).
Stylish Residence! FULLY Detached 4 Bedroom Home In Prestigious Hamilton Area! Perfect Single Family Home With Newly Upgraded Interior & Exterior! Prime Location: Steps To Top Schools, Bus Stop, Go Station! Offers Excellent Layout With Formal Dining Room, Large Family &Living Room, Spacious Eat-In Kitchen! Features Hardwood Floors Throughout Main Floor, 9 Ft Ceilings On Main Floor, Modern Kitchen With Granite Countertops, Stainless Steel Appliances, Eat-In Area & Walk-Out to Large Yard, Chic Family Room Featuring, Gas Fireplace & Overlooking Living Area, Elegant Dining Room With Window, Oak Staircase, 4 Bedrooms, 2nd Floor Laundry Double Entry Door! Primary Retreat Offers Large Walk- In closet & 5-Pc Ensuite! Fully Fenced Yard! Park 4 Cars Total! Quiet Street! This is The One! Don't Miss It!
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$4,359/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 39 detached homes with 4 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $8,685 / 2025
- MLS® number
- X14098066
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 2500-3000 sqft
- Lot Size
- 40.3 x 26.99 ft
- Listed on
- Parking
- 2 Attached, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Waterdown
- Municipality
- Hamilton
Building
- Size
- 2500-3000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 2 × 4pc 2nd, 1 × 5pc 2nd
- Basement Type
- Unfinished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 2
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 40.3 ft
- Depth
- 26.99 ft
- Lot Size
- 40.3 x 26.99 ft
Additional
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Dining | 4.87 × 5.18 m | Combined W/Great Rm, hardwood floor | Main |
| Great Rm | 4.26 × 5.36 m | Combined W/Dining, hardwood floor, Fireplace | Main |
| Kitchen | 3.35 × 4.08 m | Ceramic Floor, Stainless Steel Appl, Granite Counter | Main |
| Breakfast | 2.92 × 4.08 m | Ceramic Floor, W/O To Patio | Main |
| Mudroom | 0.0 × 0.0 m | W/O To Garage | Main |
| Br | 5.18 × 5.66 m | carpet free, Ensuite Bath, W/I Closet | 2nd |
| 2nd Br | 3.99 × 4.51 m | carpet free, Ensuite Bath, Vaulted Ceiling | 2nd |
| 3rd Br | 3.38 × 3.71 m | carpet free, Closet, Window | 2nd |
| 4th Br | 4.26 × 3.65 m | carpet free, Ensuite Bath, Closet | 2nd |
| Laundry | 0.0 × 0.0 m | — | 2nd |
Listing history
Buy/sell history for 23 Fingland Cres, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,498,000 | N/A | Pc | X14098066 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $299,600
- Total mortgage amount
- $1,198,400
- Total interest payment
- $852,100
- Total purchase cost
- $2,350,100
- Mortgage payment
- $6,835/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
71%Monthly carrying cost
$7,559- Rent $3,200
- Shortfall $4,359
Rental income opens at $3,200, the median asking rent of 39 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $26,435
- Total land transfer tax
- $26,435
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $22,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,498,000
- $21,960
- Ontario total
- $26,435
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 1,088 sq ft101 m²
- Street frontage
- 40.3 ft12.3 m
- Depth
- 26.99 ft8.2 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m4 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3.4 m below ground nearbyThe middle water level in the well records within 500 m (18 records). It changes with the season and from spot to spot.500 m
- Bedrock about 5.2 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity1
- Inside the Greenbelt (Protected Countryside)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.At the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Opta Waterdown Inc., 1.9 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Rogers. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Waterdown right now
- For sale now
- 55
- Median asking price
- $1.24M
- New in 7 days
- 7
- Price cuts
- 25%
Middle half: $1.01M to $1.48M
24 in 28 days
14 listings
This home is asking 21% above the median, higher than three quarters of them.
See all homes in WaterdownAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Allan A GreenleafHamilton-Wentworth DSB | Public · grades JK–8 | 350 m | 85%Grade 6 average |
| Guardian Angels Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 800 m | 82%Grade 6 average |
| Guy B Brown Elementary Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 · French Immersion | 1 km | 82%Grade 6 average |
| ÉÉC Saint-PhilippeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 7.3 km | 75%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Waterdown District High SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 350 m | 56%Grade 9 math |
| Aldershot High SchoolHalton DSB | Public · grades 9–12 | 6.1 km | 73%Grade 9 math |
| École secondaire Georges-P-VanierConseil scolaire Viamonde | French-language public · grades 9–12 | 8 km | 73%Grade 9 math |
| Notre Dame Catholic Secondary SchoolHalton CDSB | Catholic · grades 9–12 · French Immersion | 8.1 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Waterdown are shown to signed-in members.