255 Ottawa St
Delta, Hamilton, Ontario L8K 2E9
- Bedrooms
- 4
- Bathrooms
- 1
- Size
- 1,100–1,500sq ft
- Per sq ft
- $500at the range’s middle
- Lot
- 20 x 100 ft
- Tax a year
- $3,8352026 tax year
- Parking
- 22 none
- Days on market
- Members
The brief
About 255 Ottawa St
255 Ottawa St is a 4-bedroom, 1-bathroom detached house in Delta, Hamilton, listed for sale at an asking price of $650,000 (MLS® X14090860).
Set in a quiet family neighbourhood on Ottawa Street South, this charming 2 storey home blends character and everyday comfort, with hardwood floors, a gas fireplace and a completely renovated custom kitchen finished with laminated butcher block countertops in 2022. A large kitchen window frames the private backyard garden, with the kitchen walkout leading to the deck and backyard, making indoor-outdoor living easy. Thoughtful updates include new roof shingles, a refreshed front porch all completed in 2024, soffit and fascia improvements completed in 2016, and a bathroom renovated in 2026, giving a clean, updated feel. With a private driveway and four bedrooms, it offers both privacy and space for a young professional or young family. All within walking distance of Ottawa Street South's vibrant cafés and shops, Gage Park, the Niagara Escarpment trails, and future LRT access, giving a rare blend of convenience and calm.
Insights
Condition Score
Good83/1003 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even57/100−$86/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 39 detached homes with 4 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,835 / 2026
- MLS® number
- X14090860
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 20 x 100 ft
- Listed on
- Parking
- 2 None, 2 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Delta
- Municipality
- Hamilton
Building
- Size
- 1100-1500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc 2nd
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- None
- Garage
- 2
- Additional Parking
- 0
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 20 ft
- Depth
- 100 ft
- Lot Size
- 20 x 100 ft
Additional
- Foundation
- Block
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, Stove, BI Dishwasher, Washer and Dryer
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 1.36 × 3.63 m | Hardwood Floor | Main |
| Living | 3.51 × 5.69 m | Hardwood Floor | Main |
| Dining | 3.75 × 3.76 m | Hardwood Floor | Main |
| Kitchen | 3.33 × 3.43 m | — | Main |
| Primary | 3.12 × 3.46 m | Hardwood Floor | 2nd |
| Br | 2.91 × 2.93 m | — | 2nd |
| Br | 2.93 × 3.24 m | — | 2nd |
| Br | 3.43 × 3.6 m | — | 2nd |
| Bathroom | 1.04 × 2.61 m | 4 Pc Bath | 2nd |
Listing history
Buy/sell history for 255 Ottawa St, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $650,000 | N/A | For Sale | X14090860 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $130,000
- Total mortgage amount
- $520,000
- Total interest payment
- $369,800
- Total purchase cost
- $1,019,800
- Mortgage payment
- $2,966/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
22%Monthly carrying cost
$3,286- Rent $3,200
- Shortfall $86
Rental income opens at $3,200, the median asking rent of 39 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $9,475
- Total land transfer tax
- $9,475
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $5,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $650,000
- $5,000
- Ontario total
- $9,475
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The market
Detached homes for sale in Delta right now
- For sale now
- 25
- Median asking price
- $665K
- New in 7 days
- 4
- Price cuts
- 28%
Middle half: $640K to $730K
12 in 28 days
7 listings
This home is asking 2% below the median.
See all homes in DeltaAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Hamilton GO Centre | GO Transit train: Lakeshore West | 4.3 km |
| West Harbour GO | GO Transit train: Lakeshore West | 5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St. John the Baptist Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 400 m | 78%Grade 6 average |
| A M Cunningham Junior Public SchoolHamilton-Wentworth DSB | Public · grades JK–5 · French Immersion | 650 m | 57%Grade 3 average |
| Memorial Elementary School Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 900 m | 57%Grade 6 average |
| École élémentaire Pavillon de la jeunesseConseil scolaire Viamonde | French-language public · grades JK–6 | 1 km | 71%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Sherwood Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 · French Immersion | 850 m | 39%Grade 9 math |
| Bernie Custis Secondary School Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 1.8 km | 36%Grade 9 math |
| ÉSAC Mère-TeresaConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 2.5 km | 45%Grade 9 math |
| Cathedral High SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 · French Immersion | 3.1 km | 43%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Delta are shown to signed-in members.