28 Millcreek Crt
Ancaster, Hamilton, Ontario L9G 4Z3
- Bedrooms
- 5
- Bathrooms
- 6
- Size
- 3,500–5,000sq ft
- Per sq ft
- $1,035at the range’s middle
- Lot
- 355.59 x 193.87 ft
- Tax a year
- $22,7792026 tax year
- Built
- 16-30
- Parking
- 103 attached
- Days on market
- Members
The brief
About 28 Millcreek Crt
28 Millcreek Crt is a 5-bedroom, 6-bathroom detached house in Ancaster, Hamilton, listed for sale at an asking price of $4,399,900 (MLS® X13719690).
Some streets are desirable. This street is legendary. The third home offered for sale here in the past twenty years, this exceptional estate occupies more than half an acre on one of Ancaster's most coveted addresses, just steps from the Bruce Trail, the historic Ancaster Old Mill and the heart of downtown Ancaster. Offering over 7,000 square feet of finished living space, this five-bedroom, six-bathroom home is complemented by a three-car garage and beautifully landscaped grounds. A dramatic great room with soaring 18-foot ceilings and a wall of windows overlooks the backyard, while garden doors open to multi-level decks and the pool beyond. The formal dining room opens through double doors to a front terrace overlooking the park-like front yard. The kitchen is designed for both everyday living and large-scale entertaining, featuring extensive cabinetry, built-in appliances, wine storage and a dedicated staircase to the lower level. The main floor primary suite is a true retreat, complete with a gas fireplace, direct access to the backyard and pool, completed with a beautifully renovated ensuite. Upstairs, four generously sized bedrooms include two private ensuites, an additional full bathroom and a unique loft on its own level. Two staircases lead to the second floor, while two more connect to the expansive lower level. With more than 2,200 square feet of finished space, the lower level offers remarkable flexibility, featuring a three-sided gas fireplace, recreation and billiards areas, media space, fitness area, full bathroom, a sitting room that could easily serve as a sixth bedroom, extensive storage and existing rough-ins for a future wet bar or secondary kitchen. Outside, multi-level decks surround the swimming pool. Significant updates include the roof (2018), furnace and air conditioner (2020), pool liner and pump (2024), and pool heater (2025). More than a home. One of Ancaster's most coveted addresses. RSA. Luxury Certified.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$18,122/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 21 detached homes with 5 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $22,779 / 2026
- MLS® number
- X13719690
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 16-30
- Days on market
- Size
- 3500-5000 sqft
- Lot Size
- 355.59 x 193.87 ft
- Listed on
- Parking
- 3 Attached, 10 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Ancaster
- Municipality
- Hamilton
Building
- Size
- 3500-5000 sqft
- Building Age
- 16-30
- Construction
- Stucco/Plaster
Inside
- Bedrooms
- 5
- Bathrooms
- 6
- Bathroom Details
- 1 × 2pc Main, 1 × 5pc Main, 2 × 4pc 2nd, 1 × 3pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Private Triple
- Garage Type
- Attached
- Garage
- 3
- Additional Parking
- 7
- Total Parking
- 10
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 355.59 ft
- Depth
- 193.87 ft
- Lot Size
- 355.59 x 193.87 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- Inground
- Den
- Yes
- Family room
- Yes
- Extras
- Built-in Microwave, Dishwasher, Dryer, Garage Door Opener, Pool Equipment, Range Hood, Refrigerator, Stove, Washer, Window Coverings, Pool table, Custom Wall unit in Living room
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Dining | 3.96 × 4.55 m | — | Main |
| Office | 4.5 × 4.75 m | — | Main |
| Family | 5.94 × 6.88 m | — | Main |
| Kitchen | 5.08 × 5.18 m | — | Main |
| Laundry | 2.51 × 4.55 m | — | Main |
| Br | 4.5 × 5.94 m | — | Main |
| Br | 4.06 × 4.5 m | — | 2nd |
| Br | 3.94 × 4.24 m | — | 2nd |
| Br | 3.66 × 5.26 m | — | 2nd |
| Br | 4.34 × 5.23 m | — | 2nd |
| Rec | 0.0 × 0.0 m | — | Bsmt |
Listing history
Buy/sell history for 28 Millcreek Crt, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $4,399,900 | N/A | For Sale | X13719690 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $879,980
- Total mortgage amount
- $3,519,920
- Total interest payment
- $2,502,280
- Total purchase cost
- $6,902,180
- Mortgage payment
- $20,074/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
92%Monthly carrying cost
$21,972- Rent $3,850
- Shortfall $18,122
Rental income opens at $3,850, the median asking rent of 21 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $96,473
- Total land transfer tax
- $96,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $92,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $4,399,900
- $59,998
- Ontario total
- $96,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 68,938 sq ft6,405 m²
- Street frontage
- 355.59 ft108.4 m
- Depth
- 193.87 ft59.1 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 5 water-supply wells recorded within 250 mAll were drilled for domestic use; 2 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 11.8 m.250 m
- Groundwater recorded about 4 m below ground nearbyThe middle water level in the well records within 500 m (17 records). It changes with the season and from spot to spot.500 m
- Bedrock about 5.2 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Inside the Greenbelt (Niagara Escarpment Plan) and the Niagara Escarpment plan area (Urban Area)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.At the address
- Nearest airport: 5.9 km5.9 km
Province of Ontario open data
Around the home2
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 370 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Municipal transit open data · Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell. Cable: Cogeco Connexion, Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Detached homes for sale in Ancaster right now
- For sale now
- 87
- Median asking price
- $1.5M
- New in 7 days
- 10
- Price cuts
- 26%
Middle half: $1.16M to $1.99M
32 in 28 days
23 listings
This home is asking 194% above the median, higher than three quarters of them.
See all homes in AncasterAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Rousseau Public SchoolHamilton-Wentworth DSB | Public · grades JK–6 | 1.2 km | 84%Grade 6 average |
| St. Ann (Ancaster) Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 2.2 km | 76%Grade 6 average |
| Ancaster Meadow Elementary Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 2.2 km | 84%Grade 6 average |
| ÉÉC Monseigneur-de-LavalConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 6.7 km | 69%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Dundas Valley Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 2.6 km | 58%Grade 9 math |
| Ancaster High SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 3.3 km | 67%Grade 9 math |
| Bishop Tonnos Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 4.1 km | 69%Grade 9 math |
| École secondaire Georges-P-VanierConseil scolaire Viamonde | French-language public · grades 9–12 | 7.3 km | 73%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Ancaster are shown to signed-in members.