3 Valley Ridge Lane
Rural Flamborough, Hamilton, Ontario L8N 2Z7
- Bedrooms
- 4
- Bathrooms
- 3
- Size
- 2,000–2,500sq ft
- Per sq ft
- $488at the range’s middle
- Lot
- 95 x 125 ft
- Tax a year
- $6,7472026 tax year
- Built
- 16-30
- Parking
- 42 attached
- Days on market
- Members
The brief
About 3 Valley Ridge Lane
3 Valley Ridge Lane is a 4-bedroom, 3-bathroom detached house in Rural Flamborough, Hamilton, listed for sale at an asking price of $1,099,000 (MLS® X14132206).
Welcome to 3 Valley Ridge Lane, a beautiful 4-bedroom detached home in Rural Flamborough's coveted Stonebrook Estates enclave, where peaceful conservation views and inviting living spaces create a wonderful place to call home. Set on a premium lot backing onto conservation land, this property offers an exceptional natural backdrop and a backyard deck installed in 2025, perfect for relaxing or entertaining. Inside, enjoy a thoughtfully designed layout with a spacious formal dining room, separate living room and cozy family room featuring a gas fireplace. The welcoming kitchen offers a large entertainer's island, soft white cabinetry, recently updated stainless steel appliances, butcher block countertops, tile backsplash, white farmhouse sink, eat-in area and direct backyard access. Upstairs, discover four generously sized bedrooms, including a primary retreat with a walk-in closet and private 3-piece ensuite. A 4-piece main bathroom and dedicated upper-level office add comfort and flexibility. The beautifully finished basement provides additional living space with carpet-free flooring, pot lights, laundry room and a rough-in for a future bathroom. Additional highlights include a main-floor mudroom, double-car garage with newly installed doors and interior access, parking for four vehicles and professional front hardscaping. A charming community parkette adds to the appeal of this welcoming neighbourhood. If you're searching for a family home in Rural Flamborough, Hamilton, that combines everyday comfort with beautiful natural surroundings, this is one you'll want to experience. *Monthly Maintenance Fee of $575*
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall17/100−$2,376/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 39 detached homes with 4 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,747 / 2026
- MLS® number
- X14132206
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 16-30
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 95 x 125 ft
- Listed on
- Parking
- 2 Attached, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Rural Flamborough
- Municipality
- Hamilton
Building
- Size
- 2000-2500 sqft
- Building Age
- 16-30
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc 2nd, 1 × 4pc 2nd
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 2
- Total Parking
- 4
Utilities
- Water
- Well
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Septic
- Frontage
- 95 ft
- Depth
- 125 ft
- Lot Size
- 95 x 125 ft
Additional
- Foundation
- Concrete
- Roof
- Shingles
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- furnace, ac, fridge, stove, dishwasher, microwave, washer, dryer, garage door opener, shutters, tv mounts, drapery hardware, central vac, water softener, hwh, laundry booster pump
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 3.0 × 2.0 m | — | Main |
| Dining | 3.05 × 3.0 m | — | Main |
| Kitchen | 3.3 × 3.96 m | — | Main |
| Breakfast | 2.95 × 3.33 m | — | Main |
| Family | 3.51 × 3.33 m | — | Main |
| Living | 3.43 × 3.68 m | — | Main |
| Primary | 3.4 × 4.9 m | — | 2nd |
| 2nd Br | 3.07 × 3.76 m | — | 2nd |
| 3rd Br | 3.78 × 2.92 m | — | 2nd |
| 4th Br | 5.13 × 6.3 m | — | 2nd |
| Office | 3.12 × 3.12 m | — | 2nd |
| Rec | 7.59 × 9.27 m | — | Bsmt |
| Exercise | 2.69 × 2.72 m | — | Bsmt |
| Utility | 4.19 × 5.0 m | — | Bsmt |
Listing history
Buy/sell history for 3 Valley Ridge Lane, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,099,000 | N/A | For Sale | X14132206 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $219,800
- Total mortgage amount
- $879,200
- Total interest payment
- $625,000
- Total purchase cost
- $1,724,000
- Mortgage payment
- $5,014/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
58%Monthly carrying cost
$5,576- Rent $3,200
- Shortfall $2,376
Rental income opens at $3,200, the median asking rent of 39 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $18,455
- Total land transfer tax
- $18,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $14,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,099,000
- $13,980
- Ontario total
- $18,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The market
Detached homes for sale in Rural Flamborough right now
- For sale now
- 62
- Median asking price
- $1.6M
- New in 7 days
- 8
- Price cuts
- 35%
Middle half: $1.11M to $2.36M
21 in 28 days
22 listings
This home is asking 31% below the median, lower than three quarters of them.
See all homes in Rural FlamboroughAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Balaclava Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 3.4 km | 75%Grade 6 average |
| Our Lady of Mount Carmel Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 3.5 km | 76%Grade 6 average |
| Kilbride Public SchoolHalton DSB | Public · grades JK–8 | 6.1 km | 84%Grade 6 average |
| Flamborough Centre SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 10 km | 65%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Waterdown District High SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 14 km | 56%Grade 9 math |
| St. Francis Xavier Catholic Secondary SchoolHalton CDSB | Catholic · grades 9–12 | 14 km | 58%Grade 9 math |
| Milton District High SchoolHalton DSB | Public · grades 9–12 · French Immersion | 14 km | 65%Grade 9 math |
| Elsie MacGill Secondary SchoolHalton DSB | Public · grades 9–12 | 14 km | 59%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Rural Flamborough are shown to signed-in members.