21-36 Margaret St
Strathcona, Hamilton, Ontario L8P 4C8
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 1,000–1,199sq ft
- Per sq ft
- $387at the range’s middle
- Tax a year
- $4,1582026 tax year
- Parking
- 1none
- Days on market
- Members
The brief
About 21-36 Margaret St
21-36 Margaret St is a 1-bedroom, 1-bathroom condo in Strathcona, Hamilton, listed for sale at an asking price of $425,000 (MLS® X14132540).
Offering 3 months of condo fees paid on closing by Seller! Welcome home at the Margaret Street Lofts in the beloved Strathcona neighbourhood! This inviting 2nd floor 1-bedroom + den loft is located in a beautifully converted factory building, offering authentic character and a warm, homey feel. Soaring 12+ ft ceilings, exposed brick walls, large windows, carpet-free unit and a desirable north-east corner exposure creates a bright yet cozy home to relax in, entertain, cook, or work from home. The open-concept layout features a kitchen with new stainless steel appliances, refinished cabinetry, and a 3-seat island, flowing into a dining area large enough for a full-sized dining set. A unique loft-style den is perfect as a home office, reading nook, kids' play area, creative retreat or storage. Enjoy the comfort and convenience of a gas fireplace, in-suite laundry, room for full-sized furniture, oversized closets, a storage locker, and one surface parking space. Walk to Victoria Park, Locke Street's popular shops and restaurants, Fortinos, and downtownHamilton. Quiet, welcoming, and full of character, this loft (1 of only 14 units) is ideal for young professionals, small families, down sizers, or savvy investors seeking something truly special.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall16/100−$1,390/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 81 condos with 1 bedroom for lease in Hamilton right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,158 / 2026
- MLS® number
- X14132540
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 1000-1199 sqft
- Listed on
- Parking
- None, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- 1 Storey/Apt
- Community
- Strathcona
- Municipality
- Hamilton
Building
- Size
- 1000-1199 sqft
- Construction
- Stucco/Plaster
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 1
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Heat Pump
Additional
- Roof
- Flat
- Fireplace
- Yes
- Den
- No
- Family room
- No
- Extras
- Dishwasher, Dryer, Refrigerator, Stove, Washer, Window Coverings, All Electric Light Fixtures, all curtains and curtain rods
- Condo maint.
- $880
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 8.46 × 3.4 m | Open Concept, Fireplace, hardwood floor | Main |
| Dining | 4.29 × 3.4 m | — | Main |
| Kitchen | 3.38 × 2.46 m | Open Concept | Main |
| Primary | 3.94 × 4.24 m | Carpet Free | Main |
| Bathroom | 0.0 × 0.0 m | 4 Pc Bath | Main |
| Den | 3.71 × 1.78 m | — | Main |
Listing history
Buy/sell history for 21-36 Margaret St, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $425,000 | N/A | For Sale | X14132540 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $85,000
- Total mortgage amount
- $340,000
- Total interest payment
- $241,700
- Total purchase cost
- $666,700
- Mortgage payment
- $1,939/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
77%Monthly carrying cost
$3,165- Rent $1,775
- Shortfall $1,390
Rental income opens at $1,775, the median asking rent of 81 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $4,975
- Total land transfer tax
- $4,975
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $975
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $425,000
- $500
- Ontario total
- $4,975
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m45 test or monitoring holes also recorded.250 m
- Groundwater recorded about 10.7 m below ground nearbyThe middle water level in the well records within 500 m (122 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 9.0 km9 km
Province of Ontario open data
Around the home3
- Nearest rail line: 320 m320 m
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 140 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data · Municipal transit open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Longwood Energy Corporation — MIP BEAM Energy Centre, 1.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Rogers. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Condos for sale in Strathcona right now
- For sale now
- 9
- Median asking price
- $460K
- New in 7 days
- 1
- Price cuts
- 67%
Middle half: $379K to $485K
2 in 28 days
6 listings
This home is asking 8% below the median.
See all homes in StrathconaAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Hamilton GO Centre | GO Transit train: Lakeshore West | 1.5 km |
| West Harbour GO | GO Transit train: Lakeshore West | 1.7 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Strathcona Junior Public SchoolHamilton-Wentworth DSB | Public · grades JK–5 | 450 m | 81%Grade 3 average |
| Hess Street Junior Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 850 m | 55%Grade 6 average |
| St. Joseph Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 · French Immersion | 900 m | 84%Grade 6 average |
| ÉÉC Monseigneur-de-LavalConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 2.9 km | 69%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| École secondaire Georges-P-VanierConseil scolaire Viamonde | French-language public · grades 9–12 | 1 km | 73%Grade 9 math |
| Westdale Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 · French Immersion | 1.3 km | 57%Grade 9 math |
| Cathedral High SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 · French Immersion | 2.7 km | 43%Grade 9 math |
| St. Mary Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 3.5 km | 69%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Strathcona are shown to signed-in members.