38 Utter Pl
Stoney Creek Mountain, Hamilton, Ontario L8J 0K7
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1,500–2,000sq ft
- Per sq ft
- $399at the range’s middle
- Lot
- Under 0.50 acres
- Tax a year
- $4,9142026 tax year
- Built
- 0-5
- Parking
- 31 attached
- Days on market
- Members
The brief
About 38 Utter Pl
38 Utter Pl is a 3-bedroom, 3-bathroom freehold townhouse in Stoney Creek Mountain, Hamilton, listed for sale at an asking price of $699,000 (MLS® X13495570).
MOVE - IN READY! This stunning freehold (no monthly fees) 3-storey townhome offers the perfect blend of space, style, convenience and parking for up to 3 vehicles! With 1,734 sq. ft. of thoughtfully designed living space, this beautifully maintained home features 3 bedrooms plus a versatile den, spacious principal rooms, modern finishes and large windows offering tons of natural light. Enjoy the quality and durability of wide plank, luxury vinyl flooring, custom roller shade "Zebra" blinds throughout, pot lights, lots of cupboard space and much more! The impressive oversized outdoor living deck provides the perfect setting for entertaining guests, relaxing after a long day, or enjoying your morning coffee. Ideally located in Stoney Creek, you will enjoy being just minutes from excellent schools, parks, shopping, restaurants, golf courses, and everyday amenities. Outdoor enthusiasts will appreciate the close proximity to the Bruce Trail and Hamilton's world-renowned waterfalls, offering endless opportunities for hiking, cycling, and exploring nature. Commuters will love the easy access to GO Transit, Centennial GO Station, Highway 403, the QEW, and the Red Hill Valley Parkway, making travel throughout Hamilton and the GTA seamless. Whether you're a first-time buyer, growing family, or busy professional, this exceptional freehold townhome delivers the lifestyle you've been looking for. Don't miss your opportunity to call this fantastic property home!
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall37/100−$824/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 townhouses with 3 bedrooms for lease in Stoney Creek Mountain right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,914 / 2026
- MLS® number
- X13495570
- Board
- TRREB MLS®
- Property Type
- Att/Row/Twnhouse
- Building Age
- 0-5
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 20.01 x 92.16 ft
- Listed on
- Parking
- 1 Attached, 3 Parking
Property details
Property
- Property Type
- Att/Row/Twnhouse
- Style
- 3-Storey
- Community
- Stoney Creek Mountain
- Municipality
- Hamilton
Building
- Size
- 1500-2000 sqft
- Building Age
- 0-5
- Construction
- Alum Siding
Inside
- Bedrooms
- 3
- Bathrooms
- 3
- Bathroom Details
- 1 × 3pc 3rd, 1 × 3pc 3rd, 1 × 2pc 2nd
- Basement Type
- None
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 20.01 ft
- Depth
- 92.16 ft
- Lot Size
- 20.01 x 92.16 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- All Window Roller Shades, ELFS, S/S Appliances, Washer, Dryer, EV Charger Outlet (NEMA 14-50 60AMP Circuit)
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Great Rm | 3.53 × 4.75 m | Vinyl Floor | 2nd |
| Dining | 3.78 × 2.84 m | Vinyl Floor | 2nd |
| Kitchen | 3.78 × 2.72 m | Vinyl Floor | 2nd |
| Primary | 4.72 × 3.68 m | Broadloom | 3rd |
| 2nd Br | 2.69 × 3.51 m | Broadloom | 3rd |
| 3rd Br | 2.77 × 3.51 m | Broadloom | 3rd |
| Den | 3.3 × 3.05 m | — | Ground |
Listing history
Buy/sell history for 38 Utter Pl, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $699,000 | N/A | Pc | X13495570 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $139,800
- Total mortgage amount
- $559,200
- Total interest payment
- $397,500
- Total purchase cost
- $1,096,500
- Mortgage payment
- $3,189/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
41%Monthly carrying cost
$3,599- Rent $2,775
- Shortfall $824
Rental income opens at $2,775, the median asking rent of 8 comparable homes for lease in Stoney Creek Mountain. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $10,455
- Total land transfer tax
- $10,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $6,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $699,000
- $5,980
- Ontario total
- $10,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The market
Townhouses for sale in Stoney Creek Mountain right now
- For sale now
- 32
- Median asking price
- $650K
- New in 7 days
- 2
- Price cuts
- 13%
Middle half: $619K to $699K
17 in 28 days
4 listings
This home is asking 8% above the median.
See all homes in Stoney Creek MountainAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Confederation GO | GO Transit train: Lakeshore West | 4.7 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St. James the Apostle Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 1.7 km | 79%Grade 6 average |
| Mount Albion Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 2.3 km | 71%Grade 6 average |
| Billy Green Elementary SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 2.4 km | 79%Grade 6 average |
| École élémentaire Pavillon de la jeunesseConseil scolaire Viamonde | French-language public · grades JK–6 | 5.6 km | 71%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Saltfleet High SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 2.1 km | 48%Grade 9 math |
| St. John Henry Newman Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 3 km | 67%Grade 9 math |
| Glendale Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 3.1 km | 38%Grade 9 math |
| ÉSAC Mère-TeresaConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 5.3 km | 45%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Stoney Creek Mountain are shown to signed-in members.