- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1,400–1,599sq ft
- Per sq ft
- $467at the range’s middle
- Tax a year
- $4,8212026 tax year
- Parking
- 21 attached
- Days on market
- Members
The brief
About 12-39 PANABAKER Dr
12-39 PANABAKER Dr is a 3-bedroom, 3-bathroom condo townhouse in Ancaster, Hamilton, listed for sale at an asking price of $699,900 (MLS® X14025186).
6-MONTHS OF FREE CONDO FEES. Turnkey doesn't begin to describe 12-39 Panabaker Drive. Completely renovated from top to bottom since 2022, this two-storey townhouse offers the kind of move-in-ready lifestyle that's becoming increasingly hard to find. Tucked into a quiet Ancaster enclave, you're minutes from Bishop Tonnos, golf courses, everyday shopping and quick highway access. Inside, a soft neutral palette and an abundance of natural light create a home that feels calm and effortlessly welcoming. The beautifully renovated kitchen anchors the main floor with light quartz countertops, a timeless tile backsplash, stainless steel appliances and generous prep space that flows seamlessly into the open-concept living and dining areas. This is a space made for everything from busy weekday mornings to weekend gatherings. Upstairs, the spacious primary suite offers a walk-in closet and a beautifully renovated ensuite. Every room reflects the same thoughtful attention to detail, leaving nothing left to update. The finished walkout lower level is a standout feature. Filled with natural light, it's anything but your typical basement, offering a flexible second living area alongside a dedicated home office, which is deal for today's work-from-home lifestyle. Step outside to your private backyard retreat, the perfect place to unwind with a morning coffee or enjoy warm summer evenings. An attached garage adds everyday convenience. Beautifully updated, meticulously maintained and completely move-in ready, this is the kind of home that lets you skip the renovation and start enjoying your next chapter from day one. RSA
Insights
Condition Score
Good81/1003 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall32/100−$1,138/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 5 homes with 3 bedrooms for lease in Ancaster right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,821 / 2026
- MLS® number
- X14025186
- Board
- TRREB MLS®
- Property Type
- Condo Townhouse
- Days on market
- Size
- 1400-1599 sqft
- Listed on
- Parking
- 1 Attached, 2 Parking
Property details
Property
- Property Type
- Condo Townhouse
- Style
- 2-Storey
- Community
- Ancaster
- Municipality
- Hamilton
Building
- Size
- 1400-1599 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc 2nd, 1 × 5pc 2nd
- Basement Type
- Finished with Walk-Out
- Kitchens
- 1
Parking
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 1
- Total Parking
- 2
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- D/W, dryer, microwave, fridge, stove, washer, window coverings, ELFS
- Condo maint.
- $492
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 2.9 × 6.71 m | — | Main |
| Great Rm | 3.43 × 3.66 m | — | Main |
| Primary | 3.35 × 4.27 m | — | 2nd |
| Br | 2.84 × 3.66 m | — | 2nd |
| Br | 2.84 × 3.66 m | — | 2nd |
| Laundry | 0.0 × 0.0 m | — | Bsmt |
| Cold/Cant | 0.0 × 0.0 m | — | Bsmt |
| Rec | 4.57 × 3.66 m | — | Bsmt |
| Office | 4.88 × 2.44 m | — | Bsmt |
| Living | 5.49 × 4.27 m | — | Bsmt |
Listing history
Buy/sell history for 12-39 PANABAKER Dr, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $699,900 | N/A | For Sale | X14025186 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $139,980
- Total mortgage amount
- $559,920
- Total interest payment
- $398,280
- Total purchase cost
- $1,098,180
- Mortgage payment
- $3,194/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
48%Monthly carrying cost
$4,088- Rent $2,950
- Shortfall $1,138
Rental income opens at $2,950, the median asking rent of 5 comparable homes for lease in Ancaster. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $10,473
- Total land transfer tax
- $10,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $6,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $699,900
- $5,998
- Ontario total
- $10,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- 6 water-supply wells recorded within 250 m4 of them were drilled for domestic use; 1 test or monitoring hole also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 8.4 m.250 m
- Groundwater recorded about 2.4 m below ground nearbyThe middle water level in the well records within 500 m (13 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 3.6 km3.6 km
Province of Ontario open data
Around the home2
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 130 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Municipal transit open data · Province of Ontario open data
Environmental records4
- 1 licensed pit or quarry within 2 kmThe nearest is 1.0 km away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Vulcraft Canada, Inc. — Vulcraft Canada, Inc (East), 2.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro One Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Rogers. Cable: Cogeco Connexion, Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Condos for sale in Ancaster right now
- For sale now
- 8
- Median asking price
- $725K
- New in 7 days
- 1
- Price cuts
- 13%
Middle half: $692K to $799K
2 in 28 days
1 listing
This home is asking 3% below the median.
See all homes in AncasterAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Frank Panabaker South Senior Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 · French Immersion | 900 m | 74%Grade 6 average |
| Frank Panabaker North SchoolHamilton-Wentworth DSB | Public · grades 1–8 · French Immersion | 1 km | 72%Grade 3 average |
| St. Joachim Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 1.1 km | 79%Grade 6 average |
| ÉÉC Monseigneur-de-LavalConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 9.3 km | 69%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Bishop Tonnos Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 150 m | 69%Grade 9 math |
| Ancaster High SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 1.9 km | 67%Grade 9 math |
| St. Thomas More Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 6.4 km | 48%Grade 9 math |
| Dundas Valley Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 6.6 km | 58%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Ancaster are shown to signed-in members.