306-39 Sister Varga Terr
Stoney Creek Mountain, Hamilton, Ontario L9B 0J7
- Bedrooms
- 2+1
- Bathrooms
- 2
- Size
- 1,200–1,399sq ft
- Per sq ft
- $539at the range’s middle
- Tax a year
- $8,1892026 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 306-39 Sister Varga Terr
306-39 Sister Varga Terr is a 2+1-bedroom, 2-bathroom condo in Stoney Creek Mountain, Hamilton, listed for sale at an asking price of $700,000 (MLS® X13795940).
Welcome to easy living at Upper Mill Pond in St. Elizabeth Village. This beautifully updated 1,278 sq ft suite offers 2 bedrooms, a den, 2 full bathrooms, and two private balconies with lovely views of the Village.The open concept kitchen flows into the living and dining areas, creating a bright and comfortable space for relaxing or entertaining. Step out onto the east facing balcony and enjoy the morning sun along with peaceful views of one of the Village ponds.The spacious primary bedroom has its own private northeast facing balcony, a great spot to enjoy your morning coffee, along with a full ensuite featuring a walk in shower. A second 4 piece bathroom is perfect for guests, while the den offers extra space for an office, reading room, or hobbies.Underground parking and a storage locker are included for added convenience. Upper Mill Pond residents also enjoy access to a private courtyard lounge overlooking the greenspace, plus the indoor heated pool, gym, saunas, and golf simulator.With the clubhouse next door and the medical clinic, pharmacy, café, hair salon, massage clinic, woodworking shop, and hobby spaces just a short walk away, everything you need is close to home. Enjoy a friendly community, great amenities, and the freedom of a truly low maintenance lifestyle.
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall19/100−$1,947/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 13 homes with 3 bedrooms for lease in Stoney Creek Mountain right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $8,189 / 2026
- MLS® number
- X13795940
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 1200-1399 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- 1 Storey/Apt
- Community
- Stoney Creek Mountain
- Municipality
- Hamilton
Building
- Size
- 1200-1399 sqft
- Construction
- Brick
Inside
- Bedrooms
- 2+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 3pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle, Flat
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Dishwasher, Washer, Dryer, OTR Microwave, Refrigerator, Stove.
- Condo maint.
- $821
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.7 × 5.44 m | Combined W/Dining | Main |
| Kitchen | 3.05 × 3.89 m | — | Main |
| Primary | 3.61 × 4.88 m | — | Main |
| Br | 3.2 × 3.73 m | — | Main |
| Room 5 | 2.59 × 2.49 m | — | Main |
Listing history
Buy/sell history for 306-39 Sister Varga Terr, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $700,000 | N/A | For Sale | X13795940 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $140,000
- Total mortgage amount
- $560,000
- Total interest payment
- $398,200
- Total purchase cost
- $1,098,200
- Mortgage payment
- $3,194/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
69%Monthly carrying cost
$4,697- Rent $2,750
- Shortfall $1,947
Rental income opens at $2,750, the median asking rent of 13 comparable homes for lease in Stoney Creek Mountain. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $10,475
- Total land transfer tax
- $10,475
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $6,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $700,000
- $6,000
- Ontario total
- $10,475
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m8 test or monitoring holes also recorded.250 m
- Groundwater recorded about 6.6 m below ground nearbyThe middle water level in the well records within 500 m (15 records). It changes with the season and from spot to spot.500 m
- Bedrock about 14.6 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 2.4 km2.4 km
Province of Ontario open data
Around the home2
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 250 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Municipal transit open data · Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 60 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (60 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.60 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Rogers. Cable: Cogeco Connexion, Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Market area · filters apply to the charts below
The street
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St. Thérèse of Lisieux Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 450 m | 74%Grade 6 average |
| Corpus Christi Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 1.3 km | 99%Grade 6 average |
| James MacDonald Public SchoolHamilton-Wentworth DSB | Public · grades JK–6 | 2 km | 55%Grade 6 average |
| ÉÉC Monseigneur-de-LavalConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 3.8 km | 69%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St. Thomas More Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 1.3 km | 48%Grade 9 math |
| Westmount Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 3 km | 66%Grade 9 math |
| Sir Allan MacNab Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 3.3 km | 38%Grade 9 math |
| ÉSAC Mère-TeresaConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 6.9 km | 45%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Stoney Creek Mountain are shown to signed-in members.