- Bedrooms
- 4
- Bathrooms
- 4
- Size
- 2,000–2,500sq ft
- Per sq ft
- $422at the range’s middle
- Lot
- Under 0.50 acres
- Tax a year
- $6,3862025 tax year
- Parking
- 42 attached
- Days on market
- Members
The brief
About 514 Old Mud St
514 Old Mud St is a 4-bedroom, 4-bathroom detached house in Albion Falls, Hamilton, listed for sale at an asking price of $949,900 (MLS® X13432898).
This beautifully maintained 4-bedroom, 3+1 bathroom home offers over 2,200 sqft of well-designed living space, perfect for growing families or multi-generational living. Located in a highly sought-after Stoney Creek, this home delivers comfort, convenience, and flexibility all in one. The main floor boasts a bright and open layout with spacious living and dining areas, perfect for entertaining. The functional kitchen offers ample cabinetry and flows seamlessly into the cozy family room-great for everyday living. Upstairs, you'll find four large bedrooms, including a serene primary suite with a private ensuite and walk-in closet. A convenient second-level laundry room adds everyday ease. The fully finished basement includes a large rec area, full bathroom, and its own laundry room, making it ideal for an in-law suite, guest space, or rental potential. Outside, enjoy a private yard perfect for relaxing, barbecuing, or letting kids and pets play. Situated just minutes from the Redhill, QEW, top-rated schools, shopping, restaurants, and even a movie theatre, you'll love the unbeatable convenience of this location. This is the home that checks all the boxes-don't miss your chance to make it yours!
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall26/100−$1,666/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 39 detached homes with 4 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,386 / 2025
- MLS® number
- X13432898
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 32.81 x 98.52 ft
- Listed on
- Parking
- 2 Attached, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Albion Falls
- Municipality
- Hamilton
Building
- Size
- 2000-2500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc 2nd, 1 × 3pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 2
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 32.81 ft
- Depth
- 98.52 ft
- Lot Size
- 32.81 x 98.52 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Washer, dryer, dishwasher, stove, fridge, microwave range, all electrical light fixtures, window coverings.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 4.04 × 3.45 m | — | Main |
| Dining | 3.66 × 3.45 m | — | Main |
| Living | 4.47 × 4.27 m | — | Main |
| Powder Rm | 0.0 × 0.0 m | 2 Pc Bath | Main |
| Primary | 4.27 × 4.47 m | Ensuite Bath | 2nd |
| Bathroom | 0.0 × 0.0 m | 4 Pc Ensuite | 2nd |
| 2nd Br | 3.96 × 4.39 m | — | 2nd |
| 3rd Br | 3.35 × 3.48 m | — | 2nd |
| 4th Br | 3.35 × 3.48 m | — | 2nd |
| Bathroom | 0.0 × 0.0 m | 3 Pc Bath | 2nd |
| Rec | 0.0 × 0.0 m | — | Bsmt |
| Bathroom | 0.0 × 0.0 m | 3 Pc Bath | Bsmt |
| Laundry | 0.0 × 0.0 m | — | Bsmt |
| Rec | 0.0 × 0.0 m | — | Bsmt |
Listing history
Buy/sell history for 514 Old Mud St, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $949,900 | N/A | Sce | X13432898 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $189,980
- Total mortgage amount
- $759,920
- Total interest payment
- $540,280
- Total purchase cost
- $1,490,180
- Mortgage payment
- $4,334/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
51%Monthly carrying cost
$4,866- Rent $3,200
- Shortfall $1,666
Rental income opens at $3,200, the median asking rent of 39 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $15,473
- Total land transfer tax
- $15,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $11,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $949,900
- $10,998
- Ontario total
- $15,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,232 sq ft300 m²
- Street frontage
- 32.81 ft10 m
- Depth
- 98.52 ft30 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 6 water-supply wells recorded within 250 mAll were drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 8.4 m.250 m
- Groundwater recorded about 2.7 m below ground nearbyThe middle water level in the well records within 500 m (12 records). It changes with the season and from spot to spot.500 m
- Bedrock about 2.4 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Inside the Greenbelt (Niagara Escarpment Plan) and the Niagara Escarpment plan area (Urban Area)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.At the address
- Nearest airport: 8.3 km8.3 km
Province of Ontario open data
Around the home2
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 290 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Municipal transit open data · Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Canada Bread Company, Limited — Canada Bread Hamilton, 2.2 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Rogers. Cable: Cogeco Connexion, Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Janet Lee Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 900 m | 75%Grade 6 average |
| St. Paul Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 1.1 km | 75%Grade 6 average |
| Billy Green Elementary SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 1.2 km | 79%Grade 6 average |
| École élémentaire Pavillon de la jeunesseConseil scolaire Viamonde | French-language public · grades JK–6 | 3.2 km | 71%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Bishop Ryan Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 2.1 km | 51%Grade 9 math |
| ÉSAC Mère-TeresaConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 2.2 km | 45%Grade 9 math |
| Saltfleet High SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 3.1 km | 48%Grade 9 math |
| Sherwood Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 · French Immersion | 3.3 km | 39%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Albion Falls are shown to signed-in members.