- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1,500–2,000sq ft
- Per sq ft
- $814at the range’s middle
- Lot
- 90 x 120 ft
- Tax a year
- $5,4842025 tax year
- Built
- 100+
- Parking
- 51 detached
- Days on market
- Members
The brief
About 55 Cayley St
55 Cayley St is a 3-bedroom, 2-bathroom detached house in Dundas, Hamilton, listed for sale at an asking price of $1,425,000 (MLS® X13838434).
With a wraparound porch you'll never want to leave, 55 Cayley is the one you've been waiting for. This Victorian cottage is perfectly located in one of Dundas' most desirable neighbourhoods, the home is steps from Dundas Driving Park, close to trails, schools, and the vibrant shops and cafes of Downtown Dundas. Accented by original coal gas fixtures, detailed carpentry, and warm woodwork, it radiates charm and character throughout. Inside, soaring 10' ceilings, oak hardwood floors, and oversized windows create a bright natural flow. The main floor offers true one-floor living with a spacious front hall, elegant living room or office, sprawling family room with ornate gas fireplace, generous bedroom, and full bath. A butler's pantry leads into the kitchen, filled with original character and framed by garden views. From here, step into the bright sun porch with walkout to the rear gardens. The separate dining room opens out to the side garden, where a 1920s gazebo and stonework create an enchanting, secret garden setting - perfect for intimate gatherings or quiet reflection. Separate staircases lead to the 2nd floor, where you'll find a rear bedroom or den, full bath, ample storage, and a generous primary retreat with dormer windows, electric fireplace, and walkout to an enclosed terrace overlooking the streetscape and treetops beyond. Outdoors, mature gardens, multiple sitting areas, a powered garage and separate studio space, long driveway, and versatile outbuilding add practicality and flexibility. Set on a rare double-wide lot of more than 0.25 acre, this property offers space, privacy, and presence rarely found in Dundas.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$4,459/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 87 detached homes with 3 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,484 / 2025
- MLS® number
- X13838434
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 100+
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 90 x 120 ft
- Listed on
- Parking
- 1 Detached, 5 Parking
Property details
Property
- Property Type
- Detached
- Style
- 1 1/2 Storey
- Community
- Dundas
- Municipality
- Hamilton
Building
- Size
- 1500-2000 sqft
- Building Age
- 100+
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 3pc 2nd
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 4
- Total Parking
- 5
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 90 ft
- Depth
- 120 ft
- Lot Size
- 90 x 120 ft
Additional
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Washer, Dryer, Fridge, Stove, Dishwasher, Electric Fireplace in bedroom
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Den | 3.43 × 3.2 m | — | Main |
| 3rd Br | 3.48 × 3.2 m | — | Main |
| Sunroom | 2.62 × 2.31 m | — | Main |
| Other | 3.3 × 4.19 m | — | Bsmt |
| Pantry | 2.41 × 1.68 m | — | Main |
| Dining | 3.68 × 4.34 m | — | Main |
| Living | 7.72 × 4.34 m | — | Main |
| Other | 6.02 × 8.92 m | — | Bsmt |
| Den | 2.51 × 2.64 m | — | 2nd |
| Kitchen | 3.84 × 4.55 m | — | Main |
| Utility | 4.14 × 4.39 m | — | Bsmt |
| 2nd Br | 3.84 × 5.28 m | — | 2nd |
| Primary | 5.66 × 6.71 m | — | 2nd |
Listing history
Buy/sell history for 55 Cayley St, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,425,000 | N/A | Pc | X13838434 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $285,000
- Total mortgage amount
- $1,140,000
- Total interest payment
- $810,600
- Total purchase cost
- $2,235,600
- Mortgage payment
- $6,502/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
75%Monthly carrying cost
$6,959- Rent $2,500
- Shortfall $4,459
Rental income opens at $2,500, the median asking rent of 87 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $24,975
- Total land transfer tax
- $24,975
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $20,975
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,425,000
- $20,500
- Ontario total
- $24,975
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 10,800 sq ft1,003 m²
- Street frontage
- 90 ft27.4 m
- Depth
- 120 ft36.6 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m1 test or monitoring hole also recorded.250 m
- Groundwater recorded about 5.4 m below ground nearbyThe middle water level in the well records within 500 m (12 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Inside the Greenbelt (Niagara Escarpment Plan) and the Niagara Escarpment plan area (Urban Area)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.At the address
- Nearest airport: 9.8 km9.8 km
Province of Ontario open data
Around the home2
- Nearest rail line: 230 m230 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is City of Hamilton — King Street Wastewater Treatment Plant, 1.2 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell. Cable: Cogeco Connexion, Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Dundas right now
- For sale now
- 43
- Median asking price
- $1.09M
- New in 7 days
- 10
- Price cuts
- 33%
Middle half: $869K to $1.41M
20 in 28 days
14 listings
This home is asking 31% above the median, higher than three quarters of them.
See all homes in DundasAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St. Augustine Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 150 m | 61%Grade 6 average |
| Dundas Central Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 400 m | 64%Grade 6 average |
| Yorkview SchoolHamilton-Wentworth DSB | Public · grades JK–5 | 900 m | 90%Grade 3 average |
| ÉÉC Monseigneur-de-LavalConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 6.8 km | 69%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Dundas Valley Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 2.3 km | 58%Grade 9 math |
| St. Mary Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 3.1 km | 69%Grade 9 math |
| Westdale Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 · French Immersion | 4.7 km | 57%Grade 9 math |
| École secondaire Georges-P-VanierConseil scolaire Viamonde | French-language public · grades 9–12 | 5.1 km | 73%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Dundas are shown to signed-in members.