894 Garth St
Westcliffe, Hamilton, Ontario L9G 4K9
- Bedrooms
- 2+2
- Bathrooms
- 2
- Size
- 700–1,100sq ft
- Per sq ft
- $680at the range’s middle
- Lot
- 45 x 65 ft
- Tax a year
- $3,0812026 tax year
- Built
- 51-99
- Parking
- 4none
- Days on market
- Members
The brief
About 894 Garth St
894 Garth St is a 2+2-bedroom, 2-bathroom detached house in Westcliffe, Hamilton, listed for sale at an asking price of $612,000 (MLS® X13748440).
Charming Updated and renovated home in desirable West Mountain neighbourhood! 4 bedrooms (2+2) bedrooms with 2 full bathrooms offering warmth, character, and flexibility. With a separate side entrance and walk-up from the basement, this property presents excellent potential for multi-use living, in-law suite, duplex, or an investment opportunity. The thoughtful layout features bright living spaces and versatile bedrooms that can easily adapt to your lifestyle-whether as a home office, guest room, or additional family space. Step outside and enjoy the small, private backyard, a perfect spot to relax, garden, or entertain in a peaceful setting. Ideally located near the college, highway access, parks, grocery stores, and everyday amenities, this home is an excellent choice for first-time buyers, downsizers, or investors looking for both charm and convenience. Completely remodeled, updated, and renovated throughout! Recent updates/renos include: Brand new remodeled kitchen, all new appliances, bathroom added in lower level, new furnace and a/c, new flooring throughout, poured concrete driveway, new front steps and porch, freshly painted, and more!! A must see!!
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs65/100+$150/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 39 detached homes with 4 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,081 / 2026
- MLS® number
- X13748440
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 45 x 65 ft
- Listed on
- Parking
- None, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- Westcliffe
- Municipality
- Hamilton
Building
- Size
- 700-1100 sqft
- Building Age
- 51-99
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 2+2
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 4
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 45 ft
- Depth
- 65 ft
- Lot Size
- 45 x 65 ft
Additional
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer, Electrical Light Fixtures, Existing Window Coverings
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.35 × 4.7 m | Vinyl Floor, Fireplace, Picture Window | Main |
| Kitchen | 3.63 × 4.44 m | Stainless Steel Appl, Vinyl Floor, Breakfast Bar | Main |
| Dining | 3.63 × 4.44 m | Combined W/Kitchen, Breakfast Bar, Vinyl Floor | Main |
| Primary | 3.48 × 3.58 m | Vinyl Floor, Window, Closet | Main |
| 2nd Br | 2.95 × 3.48 m | Vinyl Floor, Window, Closet | Main |
| Bathroom | 2.18 × 2.44 m | 3 Pc Bath, Quartz Counter, Vinyl Floor | Main |
| Rec | 3.28 × 4.42 m | Vinyl Floor, Window | Lower |
| 3rd Br | 3.38 × 3.61 m | Vinyl Floor, Window, Closet | Lower |
| 4th Br | 3.12 × 3.38 m | Vinyl Floor, Window, Closet | Lower |
| Bathroom | 2.03 × 3.38 m | 3 Pc Bath, Porcelain Floor, Vinyl Floor | Lower |
| Utility | 1.5 × 1.96 m | — | Lower |
Listing history
Buy/sell history for 894 Garth St, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $612,000 | N/A | Pc | X13748440 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $122,400
- Total mortgage amount
- $489,600
- Total interest payment
- $348,300
- Total purchase cost
- $960,300
- Mortgage payment
- $2,793/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
16%Monthly carrying cost
$3,050- Carrying cost $3,050
- Surplus $150
Rental income opens at $3,200, the median asking rent of 39 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $8,715
- Total land transfer tax
- $8,715
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $4,715
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $612,000
- $4,240
- Ontario total
- $8,715
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,925 sq ft272 m²
- Street frontage
- 45 ft13.7 m
- Depth
- 65 ft19.8 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
- Groundwater recorded about 4.6 m below ground nearbyThe middle water level in the well records within 500 m (22 records). It changes with the season and from spot to spot.500 m
- Bedrock about 2.4 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 5.9 km5.9 km
Province of Ontario open data
Around the home2
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 40 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Municipal transit open data · Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Longwood Energy Corporation — MIP BEAM Energy Centre, 2.3 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, NFTC, Rogers. Cable: Cogeco Connexion, Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Detached homes for sale in Westcliffe right now
- For sale now
- 16
- Median asking price
- $789K
- New in 7 days
- 2
- Price cuts
- 19%
Middle half: $669K to $916K
10 in 28 days
3 listings
This home is asking 22% below the median, lower than three quarters of them.
See all homes in WestcliffeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Hamilton GO Centre | GO Transit train: Lakeshore West | 3.3 km |
| West Harbour GO | GO Transit train: Lakeshore West | 4.6 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Chedoke Middle SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 650 m | 69%Grade 6 average |
| ÉÉC Monseigneur-de-LavalConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 750 m | 69%Grade 6 average |
| Westwood Junior Public SchoolHamilton-Wentworth DSB | Public · grades JK–5 | 950 m | 58%Grade 3 average |
| Regina Mundi Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 1 km | 69%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Westmount Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 900 m | 66%Grade 9 math |
| Sir Allan MacNab Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 1.8 km | 38%Grade 9 math |
| St. Thomas More Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 2.8 km | 48%Grade 9 math |
| École secondaire Georges-P-VanierConseil scolaire Viamonde | French-language public · grades 9–12 | 3.6 km | 73%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Westcliffe are shown to signed-in members.