- Bedrooms
- 2+1
- Bathrooms
- 3
- Size
- 700–1,100sq ft
- Per sq ft
- $721at the range’s middle
- Lot
- 50 x 103 ft
- Tax a year
- $4,4332026 tax year
- Built
- 51-99
- Parking
- 4none
- Days on market
- Members
The brief
About 94 Howard Ave
94 Howard Ave is a 2+1-bedroom, 3-bathroom detached house in Balfour, Hamilton, listed for sale at an asking price of $649,000 (MLS® X13770962).
94 Howard Avenue is a welcoming two-storey home that balances everyday comfort with modern updates throughout. Conveniently located in one of Hamilton's most connected Central Mountain neighbourhoods with easy access to all your needs and nicely set-up with an IN-LAW SUITE! The main level greets you with a bright and spacious living room, tastefully renovated (2025) kitchen plus dining area with walkout to the yard. Head upstairs to a beautifully redesigned bedroom level (2025) where the primary bedroom connects to a dressing room that displays a sleek & modern glass marble shower ensuite and integrated laundry area, making daily routines effortless. Also including the 2nd bedroom and stylish 2-pc bathroom. The basement level adds a valuable feature to the home, suited for separate living as a teen retreat, in-law suite/separate apartment, or the extra space your family has been waiting for. Offering a 2nd kitchen, bedroom, 3-pc bathroom, laundry and living room. Outside, a private backyard waits you with enough space for kids or dogs to run and play, premium hot tub (2024) sheltered by a gazebo, and a hydro-equipped garden shed. This 50ft wide property allows for the double-wide driveway parking for 4 vehicles. Enjoy the benefit of a high walk score only a short walk to Mohawk College, shopping, public transit, easy highway access and everything Upper James has to offer.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall35/100−$830/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 86 detached homes with 3 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,433 / 2026
- MLS® number
- X13770962
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 50 x 103 ft
- Listed on
- Parking
- None, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Balfour
- Municipality
- Hamilton
Building
- Size
- 700-1100 sqft
- Building Age
- 51-99
- Construction
- Brick
Inside
- Bedrooms
- 2+1
- Bathrooms
- 3
- Bathroom Details
- 1 × 3pc Bsmt, 1 × 2pc 2nd, 1 × 1pc 2nd
- Basement Type
- Apartment
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 4
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 50 ft
- Depth
- 103 ft
- Lot Size
- 50 x 103 ft
Additional
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- 2 Fridges, 2 stoves, 2 washers, 2 dryers, dishwasher, hot tub
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.0 × 4.1 m | — | Main |
| Dining | 2.5 × 3.1 m | — | Main |
| Kitchen | 2.8 × 3.1 m | — | Main |
| Bathroom | 1.68 × 1.52 m | 3 Pc Bath | 2nd |
| Br | 2.7 × 4.3 m | Ensuite Bath | 2nd |
| 2nd Br | 2.9 × 2.3 m | — | 2nd |
| Other | 3.6 × 4.2 m | Combined W/Laundry, Separate Shower, Closet | 2nd |
| 3rd Br | 2.0 × 2.5 m | — | Bsmt |
| Kitchen | 1.5 × 2.4 m | — | Bsmt |
| Living | 3.6 × 4.3 m | Combined W/Laundry | Bsmt |
| Bathroom | 2.3 × 1.3 m | 3 Pc Bath | Bsmt |
Listing history
Buy/sell history for 94 Howard Ave, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $649,000 | N/A | For Sale | X13770962 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $129,800
- Total mortgage amount
- $519,200
- Total interest payment
- $369,100
- Total purchase cost
- $1,018,100
- Mortgage payment
- $2,961/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
42%Monthly carrying cost
$3,330- Rent $2,500
- Shortfall $830
Rental income opens at $2,500, the median asking rent of 86 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $9,455
- Total land transfer tax
- $9,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $5,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $649,000
- $4,980
- Ontario total
- $9,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 5,150 sq ft478 m²
- Street frontage
- 50 ft15.2 m
- Depth
- 103 ft31.4 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 2 water-supply wells recorded within 250 mAll were drilled for domestic use; 1 test or monitoring hole also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 6.1 m.250 m
- Groundwater recorded about 3 m below ground nearbyThe middle water level in the well records within 500 m (24 records). It changes with the season and from spot to spot.500 m
- Bedrock about 10.1 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 6.4 km6.4 km
Province of Ontario open data
Around the home2
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 160 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Municipal transit open data · Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, NFTC, Rogers. Cable: Cogeco Connexion, Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Detached homes for sale in Balfour right now
- For sale now
- 12
- Median asking price
- $684K
- New in 7 days
- 2
- Price cuts
- 25%
Middle half: $668K to $700K
7 in 28 days
3 listings
This home is asking 5% below the median, lower than three quarters of them.
See all homes in BalfourAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Hamilton GO Centre | GO Transit train: Lakeshore West | 2.3 km |
| West Harbour GO | GO Transit train: Lakeshore West | 3.8 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Norwood Park Elementary SchoolHamilton-Wentworth DSB | Public · grades JK–8 · French Immersion | 400 m | 89%Grade 6 average |
| Sts. Peter and Paul Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 · French Immersion | 500 m | 76%Grade 6 average |
| Buchanan Park SchoolHamilton-Wentworth DSB | Public · grades JK–6 | 900 m | 79%Grade 6 average |
| ÉÉC Monseigneur-de-LavalConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 1.1 km | 69%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Westmount Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 1.6 km | 66%Grade 9 math |
| Cathedral High SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 · French Immersion | 2.7 km | 43%Grade 9 math |
| Westdale Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 · French Immersion | 3.5 km | 57%Grade 9 math |
| École secondaire Georges-P-VanierConseil scolaire Viamonde | French-language public · grades 9–12 | 3.9 km | 73%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Balfour are shown to signed-in members.