102-95 Wilson St
Ancaster, Hamilton, Ontario L8L 5C4
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 700–799sq ft
- Per sq ft
- $532at the range’s middle
- Tax a year
- $3,7562025 tax year
- Built
- 6-10
- Parking
- 11 underground
- Days on market
- Members
The brief
About 102-95 Wilson St
102-95 Wilson St is a 1-bedroom, 1-bathroom condo in Ancaster, Hamilton, listed for sale at an asking price of $399,000 (MLS® X14117128).
Tucked into the heart of Ancaster, this ground-floor corner suite offers the ease of single-level living without giving up light, privacy, or space. With one bedroom plus a versatile bonus room, it works just as well as a home office, a guest room, or a second bedroom - the layout flexes with you. Inside, 9-foot ceilings, hardwood floors, and large windows keep the home bright and open, while the elevated, northwest-facing balcony adds a private outdoor retreat. Being on the main floor means step-free living,with no stairs or elevator waits. A dedicated EV charger adds a modern, practical touch, and the well-managed building keeps day-to-day life simple. Shops, cafés, and everyday essentials are just steps away, the highway is minutes away, and Spring Valley Elementary is just down the road. It's low-maintenance Ancaster living, in a location that makes everything easy.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall29/100−$795/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 81 condos with 1 bedroom for lease in Hamilton right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,756 / 2025
- MLS® number
- X14117128
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 6-10
- Days on market
- Size
- 700-799 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Multi-Level
- Community
- Ancaster
- Municipality
- Hamilton
Building
- Size
- 700-799 sqft
- Building Age
- 6-10
- Construction
- Brick
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 3pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- refrigerator, stove, microwave, dishwasher, stacked washer and dryer
- Condo maint.
- $436
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.01 × 4.32 m | — | Main |
| Dining | 2.48 × 4.01 m | — | Main |
| Kitchen | 3.06 × 3.45 m | — | Main |
| Br | 2.89 × 4.22 m | — | Main |
| Den | 2.14 × 2.53 m | — | Main |
| Laundry | 0.88 × 0.89 m | — | Main |
Listing history
Buy/sell history for 102-95 Wilson St, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $399,000 | N/A | For Sale | X14117128 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $79,800
- Total mortgage amount
- $319,200
- Total interest payment
- $227,100
- Total purchase cost
- $626,100
- Mortgage payment
- $1,821/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
55%Monthly carrying cost
$2,570- Rent $1,775
- Shortfall $795
Rental income opens at $1,775, the median asking rent of 81 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $4,460
- Total land transfer tax
- $4,460
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $460
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $399,000
- $2,235
- Ontario total
- $4,460
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m14 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 9.5 km9.5 km
Province of Ontario open data
Around the home3
- Nearest rail line: 820 m820 m
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 100 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data · Municipal transit open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Shell Canada Products — Hamilton Terminal, 1.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 1 federal contaminated site within 1 km1 still active or suspected; the rest are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Dotto One, Rogers. Cable: Cogeco Connexion, Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Condos for sale in Ancaster right now
- For sale now
- 5
- Median asking price
- $479K
- New in 7 days
- 0
- Price cuts
- 40%
Middle half: $455K to $550K
1 in 28 days
2 listings
This home is asking 17% below the median, lower than three quarters of them.
See all homes in AncasterAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Hamilton GO Centre | GO Transit train: Lakeshore West | 1.1 km |
| West Harbour GO | GO Transit train: Lakeshore West | 1.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Dr. J. Edgar Davey Elementary Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 300 m | 49%Grade 6 average |
| St. Patrick Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 500 m | 57%Grade 6 average |
| Cathy Wever Elementary Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 850 m | 55%Grade 6 average |
| ÉÉC Notre-DameConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 2.4 km | 80%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Cathedral High SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 · French Immersion | 650 m | 43%Grade 9 math |
| Bernie Custis Secondary School Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 2.4 km | 36%Grade 9 math |
| École secondaire Georges-P-VanierConseil scolaire Viamonde | French-language public · grades 9–12 | 3.2 km | 73%Grade 9 math |
| Westdale Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 · French Immersion | 3.6 km | 57%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Ancaster are shown to signed-in members.