- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 800–899sq ft
- Per sq ft
- $471at the range’s middle
- Tax a year
- $3,3382026 tax year
- Built
- 51-99
- Parking
- 1none
- Days on market
- Members
The brief
About 403-1 Mowat Ave
403-1 Mowat Ave is a 2-bedroom, 1-bathroom condo in Central City West, Kingston, listed for sale at an asking price of $399,900 (MLS® X14083634).
Discover the charm of Portsmouth Village in this bright and inviting 2-bedroom condo, perfectly positioned near Queen's University, St. Lawrence College, KGH, and the new Providence Care Hospital. Inside, a formally updated kitchen brings a modern feel to the spacious layout, with large glass doors leading to a private balcony overlooking the quiet parking area - ideal for those who prefer an open, unobstructed view without foot traffic. This well-kept building offers standout amenities, including a lakeside pool, a relaxing patio, and direct access to miles of scenic waterfront walking trails along Lake Ontario. Enjoy a comfortable, convenient lifestyle in one of Kingston's most sought-after neighbourhoods.
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall39/100−$678/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 9 condos with 2 bedrooms for lease in Kingston right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,338 / 2026
- MLS® number
- X14083634
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 51-99
- Days on market
- Size
- 800-899 sqft
- Listed on
- Parking
- None, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Central City West
- Municipality
- Kingston
Building
- Size
- 800-899 sqft
- Building Age
- 51-99
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 1
- Total Parking
- 1
Utilities
- Cooling
- None
- Heating Type
- Baseboard
Additional
- Foundation
- Concrete
- Roof
- Flat
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Fridge; stove; dishwasher; all window dressings; all hard wired light fixtures; built in A/C
- Condo maint.
- $1,125
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.61 × 5.65 m | — | Main |
| Dining | 2.21 × 3.12 m | — | Main |
| Kitchen | 2.16 × 2.97 m | — | Main |
| Primary | 3.63 × 4.06 m | — | Main |
| Bathroom | 1.55 × 2.39 m | 4 Pc Bath | Main |
| 2nd Br | 2.9 × 3.98 m | — | Main |
| Other | 3.1 × 2.16 m | — | Main |
Listing history
Buy/sell history for 403-1 Mowat Ave, Kingston, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $399,900 | N/A | For Sale | X14083634 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $79,980
- Total mortgage amount
- $319,920
- Total interest payment
- $227,580
- Total purchase cost
- $627,480
- Mortgage payment
- $1,825/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
50%Monthly carrying cost
$3,228- Rent $2,550
- Shortfall $678
Rental income opens at $2,550, the median asking rent of 9 comparable homes for lease in Kingston. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $4,474
- Total land transfer tax
- $4,474
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $474
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $399,900
- $2,249
- Ontario total
- $4,474
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m15 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3.4 m below ground nearbyThe middle water level in the well records within 500 m (42 records). It changes with the season and from spot to spot.500 m
- Bedrock about 2.4 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 5.3 km5.3 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Queen's University — Queen's University - Kingston Main Campus, 2.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 10 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Kingston Hydro CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 80 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (80 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.80 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Kingston Online Services, Rogers, WTC Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Cataraqui Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Condos for sale in Central City West right now
- For sale now
- 30
- Median asking price
- $580K
- New in 7 days
- 1
- Price cuts
- 10%
Middle half: $406K to $792K
7 in 28 days
3 listings
This home is asking 31% below the median, lower than three quarters of them.
See all homes in Central City WestAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Centennial Public SchoolLimestone DSB | Public · grades JK–6 | 1.6 km | 76%Grade 6 average |
| Winston Churchill Public SchoolLimestone DSB | Public · grades JK–8 | 1.8 km | 90%Grade 6 average |
| St Thomas More Catholic SchoolAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 | 2 km | 46%Grade 6 average |
| École élémentaire publique Madeleine-de-RoybonConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades JK–6 | 2.8 km | 86%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Limestone School of Community EducationLimestone DSB | Public · grades 9–12 | 2.3 km | — |
| Katarokwi Learning CentreLimestone DSB | Public · grades 9–12 | 2.3 km | — |
| École secondaire publique Mille-IlesConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades 9–12 | 2.8 km | 87%Grade 9 math |
| Regiopolis/Notre-Dame Catholic High SchoolAlgonquin and Lakeshore CDSB | Catholic · grades 9–12 · French Immersion | 3.5 km | 61%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Central City West are shown to signed-in members.