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Caledon, King, Toronto, New Tecumseth & Orangeville(437) 228-3434
MLS® X14142502For SaleFreehold Townhouse

127 Division St

Kingston, Ontario K7L 3M5

Map
1 / 1
127 Division St, Kingston, photo 1
Asking$925,000
Bedrooms
5
Bathrooms
2
Size
1,500–2,000sq ft
Per sq ft
$529at the range’s middle
Lot
18 x 66 ft
Tax a year
$6,9522025 tax year
Built
100+
Parking
0none
Days on market
Members

The brief

About 127 Division St

127 Division St is a 5-bedroom, 2-bathroom freehold townhouse in Kingston, listed for sale at an asking price of $925,000 (MLS® X14142502).

deally located near Queen's University and downtown Kingston, this extensively renovated five-bedroom home presents an excellent opportunity for investors or buyers seeking a property in a high-demand student rental area. Completely renovated in 2020, the home features updated flooring throughout, pot lights in the kitchen and sitting area, and an additional bathroom on the main floor. The second floor offers four bedrooms and one full bathroom, while a fifth bedroom is conveniently located on the main level. The kitchen is equipped with a refrigerator and stove, with laundry facilities conveniently located on the first floor. Additional highlights include a spacious third-floor attic with high ceilings and excellent potential for future development, subject to applicable permits, zoning and building code requirements. Conveniently situated close to Queen's University, downtown Kingston, shopping, restaurants and other amenities, this property offers an attractive opportunity in a sought-after rental location. A great addition to any investment portfolio or an excellent option for those looking to secure a well-located property in Kingston.

Insights

  • Condition Score

    Good

    2 documented update signals

    Source: Listing age, structured features and disclosed update language; not an inspection.

Condition uses listing-record signals, not an inspection.

The home

Key facts

Tax
$6,952 / 2025
MLS® number
X14142502
Board
TRREB MLS®
Property Type
Att/Row/Twnhouse
Building Age
100+
Days on market
Size
1500-2000 sqft
Lot Size
18 x 66 ft
Listed on
Parking
None, 0 Parking
Listing brokerage: RE/MAX FINEST REALTY INC., BROKERAGEData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Property details

Property

Property Type
Att/Row/Twnhouse
Style
3-Storey
Municipality
Kingston

Building

Size
1500-2000 sqft
Building Age
100+
Construction
Brick

Inside

Bedrooms
5
Bathrooms
2
Bathroom Details
1 × 3pc Main, 1 × 4pc 2nd
Basement Type
Unfinished
Kitchens
1

Parking

Driveway
Street Only
Garage Type
None
Additional Parking
0
Total Parking
0

Utilities

Water
Municipal
Cooling
None
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
18 ft
Depth
66 ft
Lot Size
18 x 66 ft

Additional

Foundation
Stone
Roof
Asphalt Shingle
Fireplace
No
Pool
None
Den
No
Family room
No
Extras
Stove, Fridge, washer and dryer

Rooms

RoomSizeFeaturesLevel
Br4.0 × 4.0 m—Main
Bathroom2.0 × 2.0 m—Main
Kitchen5.0 × 5.0 m—Main
Br4.0 × 4.0 m—2nd
Br4.0 × 4.0 m—2nd
Br4.0 × 4.0 m—2nd
Room 74.0 × 4.0 m—2nd
Bathroom2.0 × 2.0 m—2nd
Laundry2.0 × 2.0 m—Main

Listing history

Buy/sell history for 127 Division St, Kingston, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$925,000N/AFor SaleX14142502

Members see the full history. Prices are hidden from signed-out visitors.

The numbers

Mortgage Calculator

Plan with the current asking price

20% · $185,000

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$185,000
Total mortgage amount
$740,000
Total interest payment
$526,300
Total purchase cost
$1,451,300
Mortgage payment
$4,221/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

—

Monthly carrying cost

$4,800
−$4,800per month
  • Rent $0
  • Shortfall $4,800

Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.

Land transfer tax on this home

Ontario land transfer tax
$14,975
Total land transfer tax
$14,975
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$10,975
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $925,000
$10,500
Ontario total
$14,975

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

The land

Lot

Lot area
1,188 sq ft110 m²
Street frontage
18 ft5.5 m
Depth
66 ft20.1 m
18 × 66 ftDIVISION ST

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

14 records · 9 on fileRead 2026-11-05
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mBedrock about 2.1 m down nearbyOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areas6 open development applications within 250 mNearest airport: 7.5 kmA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 m1 facility within 1 km reports pollutant releases to Environment Canada3 federal contaminated sites within 1 kmElectricity is distributed here by Kingston Hydro CorporationWired internet 50/10 Mbps or faster is listed at this locationAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation3

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m10 test or monitoring holes also recorded.250 m
  • Bedrock about 2.1 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m

Province of Ontario open data

Planning and building activity3

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • 6 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
  • Nearest airport: 7.5 km7.5 km

Province of Ontario open data · Municipal development applications

Around the home1

  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Queen's University — Queen's University - Kingston Main Campus, 750 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
  • 3 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Kingston Hydro CorporationAt the address
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Kingston Online Services, Rogers, WTC Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Cataraqui Region Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Kingston. Contains information licensed under the Open Government Licence – Ontario.

The market

Townhouses for sale in Kingston right now

For sale now
36
Median asking price
$564K

Middle half: $475K to $646K

New in 7 days
6

12 in 28 days

Price cuts
42%

15 listings

This home is asking 64% above the median, higher than three quarters of them.

See all homes in Kingston

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Market area · filters apply to the charts below

The street

Map and tour

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Cathedrale Catholic SchoolAlgonquin and Lakeshore CDSBCatholic · grades JK–8 · French Immersion150 m79%Grade 6 average
Sydenham Public SchoolLimestone DSBPublic · grades JK–8400 m71%Grade 6 average
Central Public SchoolLimestone DSBPublic · grades JK–8600 m86%Grade 6 average
École élémentaire publique Madeleine-de-RoybonConseil des écoles publiques de l'Est de l'OntarioFrench-language public · grades JK–62.9 km86%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Regiopolis/Notre-Dame Catholic High SchoolAlgonquin and Lakeshore CDSBCatholic · grades 9–12 · French Immersion1.3 km61%Grade 9 math
Loyalist Collegiate and Vocational InstituteLimestone DSBPublic · grades 9–122.3 km48%Grade 9 math
Katarokwi Learning CentreLimestone DSBPublic · grades 9–122.4 km—
École secondaire publique Mille-IlesConseil des écoles publiques de l'Est de l'OntarioFrench-language public · grades 9–122.9 km87%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

The verdict

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Email Kassaundra Dobson, Broker of Record