- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1,100–1,500sq ft
- Per sq ft
- $550at the range’s middle
- Lot
- 40.03 x 104.99 ft
- Tax a year
- $5,4582026 tax year
- Parking
- 31 attached
- Days on market
- Members
The brief
About 1286 Carfa Cres
1286 Carfa Cres is a 3-bedroom, 2-bathroom detached house in City Northwest, Kingston, listed for sale at an asking price of $715,000 (MLS® X14030784).
Set on a quiet crescent in Kingston, 1286 Carfa Cres offers a well-laid-out bungalow with comfort, convenience, and room to grow. The main floor features a practical design ideal for families, downsizers, or anyone seeking one-level living. A welcoming foyer leads into a bright living room, separate dining area, and functional kitchen, creating an easy flow for everyday living and entertaining. The home offers three bedrooms on the main level, including a spacious primary suite complete with a walk-in closet and private 4-piece ensuite. Two additional bedrooms provide flexibility for children, guests, or a home office, while a second 4-piece bathroom serves the main living area. Main-floor laundry adds everyday convenience, and the attached garage provides excellent storage and direct access into the home. The unfinished basement is ready for someone's finishing touches, offering exciting potential to create additional living space, a recreation room, home gym, workshop, or future guest area tailored to your needs. Located in a desirable Kingston neighbourhood, this home places you close to the amenities that make daily life easy. Enjoy nearby parks, walking routes, schools, shopping, restaurants, and services, with convenient access to major routes for commuting around the city. Kingston's vibrant downtown, waterfront, marinas, Queen's University, hospitals, and historic attractions are all within easy reach, while the surrounding area offers the balance of a quiet residential setting and urban convenience. Whether you are looking for a move-in-ready main floor with future potential below, or a home you can personalize over time, 1286 Carfa Cres is a fantastic opportunity in one of Kingston's welcoming communities.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall29/100−$1,167/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 10 homes with 3 bedrooms for lease in Kingston right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,458 / 2026
- MLS® number
- X14030784
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 40.03 x 104.99 ft
- Listed on
- Parking
- 1 Attached, 3 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- City Northwest
- Municipality
- Kingston
Building
- Size
- 1100-1500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 2 × 4pc Main
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 40.03 ft
- Depth
- 104.99 ft
- Lot Size
- 40.03 x 104.99 ft
Additional
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- fridge, stove, washer, dryer
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Bathroom | 1.53 × 3.01 m | 4 Pc Bath | Main |
| Bathroom | 2.42 × 3.79 m | 4 Pc Ensuite | Main |
| 2nd Br | 3.8 × 3.06 m | — | Main |
| 3rd Br | 3.58 × 2.75 m | — | Main |
| Dining | 2.25 × 4.0 m | — | Main |
| Foyer | 2.12 × 1.91 m | — | Main |
| Kitchen | 9.0 × 11.0 m | — | Main |
| Laundry | 2.59 × 1.96 m | — | Main |
| Living | 5.3 × 4.39 m | — | Main |
| Primary | 4.19 × 4.81 m | — | Main |
| Other | 7.75 × 4.83 m | — | Bsmt |
| Other | 9.5 × 8.93 m | — | Bsmt |
| Other | 2.33 × 3.98 m | — | Bsmt |
| Utility | 4.93 × 4.9 m | — | Bsmt |
Listing history
Buy/sell history for 1286 Carfa Cres, Kingston, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $715,000 | N/A | For Sale | X14030784 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $143,000
- Total mortgage amount
- $572,000
- Total interest payment
- $406,600
- Total purchase cost
- $1,121,600
- Mortgage payment
- $3,262/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
49%Monthly carrying cost
$3,717- Rent $2,550
- Shortfall $1,167
Rental income opens at $2,550, the median asking rent of 10 comparable homes for lease in Kingston. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $10,775
- Total land transfer tax
- $10,775
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $6,775
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $715,000
- $6,300
- Ontario total
- $10,775
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 4,203 sq ft390 m²
- Street frontage
- 40.03 ft12.2 m
- Depth
- 104.99 ft32 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m2 test or monitoring holes also recorded.250 m
- Groundwater recorded about 9.6 m below ground nearbyThe middle water level in the well records within 500 m (8 records). It changes with the season and from spot to spot.500 m
- Bedrock about 1.1 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 3.1 km3.1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro One Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Kingston Online Services, Rogers, WTC Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Cataraqui Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in City Northwest right now
- For sale now
- 67
- Median asking price
- $780K
- New in 7 days
- 4
- Price cuts
- 15%
Middle half: $656K to $925K
23 in 28 days
10 listings
This home is asking 8% below the median.
See all homes in City NorthwestAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St. Genevieve Catholic School/Ecole Catholique Sainte-GenevieveAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 · French Immersion | 950 m | 82%Grade 6 average |
| Lancaster Drive Public SchoolLimestone DSB | Public · grades JK–8 | 1.2 km | 90%Grade 6 average |
| St. Teresa of Calcutta Catholic SchoolAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 | 1.2 km | 83%Grade 6 average |
| École élémentaire publique Madeleine-de-RoybonConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades JK–6 | 6.6 km | 86%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Holy Cross Catholic Secondary SchoolAlgonquin and Lakeshore CDSB | Catholic · grades 9–12 | 850 m | 52%Grade 9 math |
| Bayridge Secondary SchoolLimestone DSB | Public · grades 9–12 | 1.8 km | 63%Grade 9 math |
| Bayridge Learning CentreLimestone DSB | Public · grades 9–12 | 2.9 km | — |
| École secondaire catholique Sainte-Marie-RivierConseil des écoles catholiques du Centre-Est | French-language Catholic · grades 9–12 | 3.8 km | 80%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in City Northwest are shown to signed-in members.