- Bedrooms
- 1+2
- Bathrooms
- 2
- Size
- 1,100–1,500sq ft
- Per sq ft
- $415at the range’s middle
- Lot
- 50.04 x 110.19 ft
- Tax a year
- $3,1632026 tax year
- Built
- 51-99
- Parking
- 51 attached
- Days on market
- Members
The brief
About 1302 Montreal St
1302 Montreal St is a 1+2-bedroom, 2-bathroom detached house in Rideau, Kingston, listed for sale at an asking price of $539,900 (MLS® X14117952).
This bright and fully renovated home offers 3 bedrooms and 2 bathrooms, thoughtfully updated from top to bottom for comfortable, move-in-ready living. The open-concept layout is filled with natural light and features a spacious kitchen with plenty of cabinetry and great flow for everyday life and entertaining. The fully finished lower level includes large windows, creating additional living space that feels welcoming and functional. Set nicely back from the road, the property provides ample parking and a sense of privacy while remaining close to all amenities. Enjoy outdoor living with a back deck completely redone in summer 2025, along with a front balcony updated in summer 2024, adding both function and curb appeal. Ideally located with easy access to the 401, downtown, shopping, and services, this home combines modern renovations, practical space, and a convenient location.
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even53/100−$178/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 10 homes with 3 bedrooms for lease in Kingston right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,163 / 2026
- MLS® number
- X14117952
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 50.04 x 110.19 ft
- Listed on
- Parking
- 1 Attached, 5 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow-Raised
- Community
- Rideau
- Municipality
- Kingston
Building
- Size
- 1100-1500 sqft
- Building Age
- 51-99
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 1+2
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 4
- Total Parking
- 5
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 50.04 ft
- Depth
- 110.19 ft
- Lot Size
- 50.04 x 110.19 ft
Additional
- Foundation
- Block
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, stove, dishwasher, washer and dryer
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 5.74 × 3.87 m | — | Main |
| Kitchen | 3.85 × 4.15 m | — | Main |
| Dining | 3.85 × 2.69 m | — | Main |
| Primary | 3.84 × 3.23 m | — | Main |
| Bathroom | 2.79 × 1.66 m | — | Main |
| 2nd Br | 3.79 × 3.01 m | — | Bsmt |
| 3rd Br | 3.85 × 2.71 m | — | Bsmt |
| Bathroom | 2.64 × 1.99 m | — | Bsmt |
| Rec | 6.86 × 3.76 m | — | Bsmt |
| Rec | 3.77 × 10.67 m | — | Bsmt |
| Other | 3.79 × 3.36 m | — | Bsmt |
Listing history
Buy/sell history for 1302 Montreal St, Kingston, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $539,900 | N/A | For Sale | X14117952 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $107,980
- Total mortgage amount
- $431,920
- Total interest payment
- $307,280
- Total purchase cost
- $847,180
- Mortgage payment
- $2,464/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
26%Monthly carrying cost
$2,728- Rent $2,550
- Shortfall $178
Rental income opens at $2,550, the median asking rent of 10 comparable homes for lease in Kingston. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $7,273
- Total land transfer tax
- $7,273
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $3,273
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $539,900
- $2,798
- Ontario total
- $7,273
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 5,514 sq ft512 m²
- Street frontage
- 50.04 ft15.3 m
- Depth
- 110.19 ft33.6 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 3 water-supply wells recorded within 250 mAll were drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 16 m.250 m
- Groundwater recorded about 6.1 m below ground nearbyThe middle water level in the well records within 500 m (27 records). It changes with the season and from spot to spot.500 m
- Bedrock about 1.8 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 9.7 km9.7 km
Province of Ontario open data
Around the home1
- Nearest rail line: 290 m290 m
Province of Ontario open data
Environmental records4
- 7 licensed pits or quarries within 2 kmThe nearest is 1.4 km away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Kingston Hydro CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Kingston Online Services, Rogers, WTC Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Cataraqui Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Rideau right now
- For sale now
- 13
- Median asking price
- $450K
- New in 7 days
- 2
- Price cuts
- 31%
Middle half: $420K to $479K
7 in 28 days
4 listings
This home is asking 20% above the median, higher than three quarters of them.
See all homes in RideauAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Rideau Heights Public SchoolLimestone DSB | Public · grades JK–8 | 500 m | 57%Grade 6 average |
| École élémentaire catholique Mgr-Rémi-GaulinConseil des écoles catholiques du Centre-Est | French-language Catholic · grades JK–6 | 500 m | 77%Grade 6 average |
| St Francis of Assisi Catholic SchoolAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 | 1.3 km | 60%Grade 6 average |
| John Graves Simcoe Public SchoolLimestone DSB | Public · grades JK–8 | 1.3 km | 39%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Kingston Secondary SchoolLimestone DSB | Public · grades 9–12 · French Immersion | 2.4 km | 60%Grade 9 math |
| La Salle Secondary SchoolLimestone DSB | Public · grades 9–12 | 2.5 km | 58%Grade 9 math |
| Regiopolis/Notre-Dame Catholic High SchoolAlgonquin and Lakeshore CDSB | Catholic · grades 9–12 · French Immersion | 3.1 km | 61%Grade 9 math |
| École secondaire publique Mille-IlesConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades 9–12 | 4.8 km | 87%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Rideau are shown to signed-in members.