- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 1,000–1,199sq ft
- Per sq ft
- $554at the range’s middle
- Tax a year
- $5,2932026 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 309-165 Ontario St
309-165 Ontario St is a 2-bedroom, 1-bathroom condo in Central City East, Kingston, listed for sale at an asking price of $609,000 (MLS® X14116248).
Discover exceptional downtown waterfront living in one of Kingston's premier condominium residences. Ideally situated in the heart of downtown, this desirable location offers easy walking access to restaurants, shopping, the marina and all the amenities and attractions that Kingston has to offer. This bright and inviting two bedroom suite features insuite laundry, convenient storage and a private balcony overlooking the city. Recent updates include fresh paint throughout, new kitchen countertops, and a replacement bathroom toilet. Residents enjoy an impressive selection of amenities including a secure entry system, indoor swimming pool, sauna, fitness room and library. Air conditioning provides added comfort throughout the year and one indoor parking space is included. Experience the convenience of downtown living combined with the comfort and amenities of waterfront condominium living. Discover all this exceptional property has to offer!
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall19/100−$1,775/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 9 condos with 2 bedrooms for lease in Kingston right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,293 / 2026
- MLS® number
- X14116248
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 1000-1199 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Central City East
- Municipality
- Kingston
Building
- Size
- 1000-1199 sqft
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Fridge, stove, washer, dryer, dishwasher
- Condo maint.
- $1,105
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 2.29 × 2.74 m | — | Main |
| Living | 5.67 × 5.21 m | — | Main |
| Dining | 2.56 × 3.2 m | — | Main |
| Primary | 4.48 × 4.23 m | — | Main |
| Br | 2.71 × 3.74 m | — | Main |
| Bathroom | 2.71 × 1.52 m | — | Main |
| Other | 1.4 × 2.17 m | — | Main |
Listing history
Buy/sell history for 309-165 Ontario St, Kingston, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $609,000 | N/A | For Sale | X14116248 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $121,800
- Total mortgage amount
- $487,200
- Total interest payment
- $346,500
- Total purchase cost
- $955,500
- Mortgage payment
- $2,779/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
71%Monthly carrying cost
$4,325- Rent $2,550
- Shortfall $1,775
Rental income opens at $2,550, the median asking rent of 9 comparable homes for lease in Kingston. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $8,655
- Total land transfer tax
- $8,655
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $4,655
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $609,000
- $4,180
- Ontario total
- $8,655
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The market
Condos for sale in Central City East right now
- For sale now
- 22
- Median asking price
- $430K
- New in 7 days
- 1
- Price cuts
- 18%
Middle half: $350K to $607K
4 in 28 days
4 listings
This home is asking 42% above the median, higher than three quarters of them.
See all homes in Central City EastAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Glenburnie Public SchoolLimestone DSB | Public · grades JK–8 | 3.4 km | — |
| École élémentaire catholique Mgr-Rémi-GaulinConseil des écoles catholiques du Centre-Est | French-language Catholic · grades JK–6 | 3.8 km | 77%Grade 6 average |
| Elginburg & District Public SchoolLimestone DSB | Public · grades JK–8 | 3.9 km | 76%Grade 6 average |
| St Francis of Assisi Catholic SchoolAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 | 4.7 km | 60%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Kingston Secondary SchoolLimestone DSB | Public · grades 9–12 · French Immersion | 5.4 km | 60%Grade 9 math |
| La Salle Secondary SchoolLimestone DSB | Public · grades 9–12 | 6.3 km | 58%Grade 9 math |
| Regiopolis/Notre-Dame Catholic High SchoolAlgonquin and Lakeshore CDSB | Catholic · grades 9–12 · French Immersion | 6.7 km | 61%Grade 9 math |
| École secondaire publique Mille-IlesConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades 9–12 | 7.2 km | 87%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Central City East are shown to signed-in members.