- Bedrooms
- 3+2
- Bathrooms
- 2
- Size
- 700–1,100sq ft
- Per sq ft
- $711at the range’s middle
- Lot
- 60 x 115 ft
- Tax a year
- $3,9402026 tax year
- Parking
- 4none
- Days on market
- Members
The brief
About 197 Belmont Ave
197 Belmont Ave is a 3+2-bedroom, 2-bathroom detached house in City SouthWest, Kingston, listed for sale at an asking price of $639,900 (MLS® X13875522).
Welcome to this beautifully renovated LEGAL DUPLEX in a highly sought-after neighbourhood, offering exceptional value with market rents (over $4000 per month) for both investors and first-time home buyers. The upper unit features 3 spacious bedrooms and 1 full bathroom, while the lower unit offers 2 bedrooms and 1 full bathroom. Each unit has separate hydro meters, providing added convenience and flexibility for tenants or owner-occupants.Thoughtfully updated throughout, this home boasts a bright, open-concept layout with large windows that fill the living spaces with natural light. Located in a desirable school district and close to parks, shopping, restaurants, transit, and all West-End amenities, this property combines comfort, convenience, and strong investment potential.Whether you're looking to generate rental income, live in one unit while renting the other, or add a turnkey property to your portfolio, this legal duplex is an opportunity you won't want to miss. Call for financials and more info!
Insights
Condition Score
Good83/1003 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,940 / 2026
- MLS® number
- X13875522
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 60 x 115 ft
- Listed on
- Parking
- None, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow-Raised
- Community
- City SouthWest
- Municipality
- Kingston
Building
- Size
- 700-1100 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3+2
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 3pc Lower
- Basement Type
- Apartment
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 4
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Baseboard
Land
- Sewer
- Sewers
- Frontage
- 60 ft
- Depth
- 115 ft
- Lot Size
- 60 x 115 ft
Additional
- Foundation
- Concrete Block
- Roof
- Shingles
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- 2 fridges, 2 stoves, 2 dishwashers.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 5.3 × 3.4 m | — | Main |
| Kitchen | 3.9 × 3.7 m | — | Main |
| Primary | 3.4 × 3.4 m | — | Main |
| Br | 2.8 × 2.7 m | — | Main |
| Br | 3.3 × 2.7 m | — | Main |
| Living | 3.4 × 5.3 m | — | Lower |
| Kitchen | 3.0 × 3.4 m | — | Lower |
| Primary | 3.4 × 3.3 m | — | Lower |
| Br | 3.1 × 2.6 m | — | Lower |
Listing history
Buy/sell history for 197 Belmont Ave, Kingston, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $639,900 | N/A | For Sale | X13875522 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $127,980
- Total mortgage amount
- $511,920
- Total interest payment
- $364,080
- Total purchase cost
- $1,003,980
- Mortgage payment
- $2,920/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$3,248- Rent $0
- Shortfall $3,248
Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $9,273
- Total land transfer tax
- $9,273
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $5,273
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $639,900
- $4,798
- Ontario total
- $9,273
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 6,900 sq ft641 m²
- Street frontage
- 60 ft18.3 m
- Depth
- 115 ft35.1 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 690 m690 m
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is INVISTA (Canada) Company — Kingston Site, 1.8 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro One Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Kingston Online Services, Rogers, WTC Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Cataraqui Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in City SouthWest right now
- For sale now
- 22
- Median asking price
- $645K
- New in 7 days
- 1
- Price cuts
- 27%
Middle half: $579K to $771K
8 in 28 days
6 listings
This home is asking 1% below the median.
See all homes in City SouthWestAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Welborne Avenue Public SchoolLimestone DSB | Public · grades JK–8 | 250 m | 80%Grade 6 average |
| Our Lady of Lourdes Catholic SchoolAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 | 500 m | 65%Grade 6 average |
| James R Henderson Public SchoolLimestone DSB | Public · grades JK–8 · French Immersion | 850 m | 78%Grade 6 average |
| École élémentaire publique Madeleine-de-RoybonConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades JK–6 | 4.7 km | 86%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Frontenac Secondary SchoolLimestone DSB | Public · grades 9–12 · French Immersion | 1.7 km | 64%Grade 9 math |
| École secondaire catholique Sainte-Marie-RivierConseil des écoles catholiques du Centre-Est | French-language Catholic · grades 9–12 | 3.2 km | 80%Grade 9 math |
| Bayridge Learning CentreLimestone DSB | Public · grades 9–12 | 3.6 km | — |
| Holy Cross Catholic Secondary SchoolAlgonquin and Lakeshore CDSB | Catholic · grades 9–12 | 4.5 km | 52%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in City SouthWest are shown to signed-in members.