402-20 Gore St
Central City East, Kingston, Ontario K7L 2L1
- Bedrooms
- 2
- Bathrooms
- 3
- Size
- 1,600–1,799sq ft
- Per sq ft
- $433at the range’s middle
- Tax a year
- $7,7402026 tax year
- Built
- 31-50
- Parking
- 11 underground
- Days on market
- Members
The brief
About 402-20 Gore St
402-20 Gore St is a 2-bedroom, 3-bathroom condo in Central City East, Kingston, listed for sale at an asking price of $736,000 (MLS® X13785180).
Set within one of Kingston's premier downtown waterfront residences, this two storey condominium offers a rare blend of architectural interest and effortless urban living just steps from Lake Ontario. Positioned across the fourth and fifth floors, the suite features two separate entrances and a beautifully designed open staircase that creates a striking connection between levels. The main floor is bright and inviting, with open living and dining areas that enjoy generous natural light. The kitchen provides excellent storage and prep space along with room for casual meals, while a powder room and in suite laundry add everyday practicality. Upstairs, two comfortable bedrooms each enjoy their own private bathroom. A flexible loft space, complete with built in desk and shelving, offers an ideal spot for work, reading, or creative pursuits. Residents benefit from underground parking, a storage locker, guest suite, party room, fitness room, shared outdoor terrace space, and immediate access to Kingston's waterfront paths, parks, restaurants, downtown amenities, and walking distance to Queen's University. The building has undergone significant recent upgrades, including a new roof, updated garages, refreshed decks, enhanced security cameras, and electrical outlets added to every garage space in the north garage-providing convenience and long term peace of mind. This thoughtfully designed two storey residence also presents an excellent investment opportunity, offering strong rental appeal with potential lease income of approximately $2,500 per month. Its desirable layout, prime waterfront location, and proximity to Queen's University and Kingston General Hospital make it an attractive option for both long term tenants and future value growth.
Insights
Condition Score
Good76/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$3,188/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 9 condos with 2 bedrooms for lease in Kingston right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $7,740 / 2026
- MLS® number
- X13785180
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 31-50
- Days on market
- Size
- 1600-1799 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- 2-Storey
- Community
- Central City East
- Municipality
- Kingston
Building
- Size
- 1600-1799 sqft
- Building Age
- 31-50
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 3
- Bathroom Details
- 1 × 3pc Upper, 1 × 5pc Upper, 1 × 2pc Main
- Basement Type
- Apartment
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Baseboard
Additional
- Foundation
- Poured Concrete, Stone
- Roof
- Asphalt Shingle
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Built in Microwave, Fridge, Stove, Dishwasher, Washer, Dryer, All Smoke Detectors, All Carbon Monoxide Detectors, All Light Fixtures and Hardware, All Bathroom Mirrors, All Bathroom Hardware.
- Condo maint.
- $1,735
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 3.46 × 4.76 m | — | Main |
| Laundry | 1.77 × 4.76 m | Laundry Sink | Main |
| Living | 6.5 × 9.3 m | Open Concept, Combined W/Dining | Main |
| Powder Rm | 2.38 × 1.12 m | 2 Pc Bath | Main |
| Primary | 6.05 × 5.77 m | Ensuite Bath, W/I Closet, Closet | Upper |
| Bathroom | 2.42 × 1.35 m | 5 Pc Bath, Ensuite Bath, Whirlpool | Upper |
| Loft | 5.6 × 2.94 m | — | Upper |
| Br | 4.37 × 3.12 m | Closet | Upper |
| Bathroom | 2.42 × 1.35 m | 3 Pc Bath | Upper |
Listing history
Buy/sell history for 402-20 Gore St, Kingston, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $736,000 | N/A | Pc | X13785180 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $147,200
- Total mortgage amount
- $588,800
- Total interest payment
- $418,600
- Total purchase cost
- $1,154,600
- Mortgage payment
- $3,358/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
96%Monthly carrying cost
$5,738- Rent $2,550
- Shortfall $3,188
Rental income opens at $2,550, the median asking rent of 9 comparable homes for lease in Kingston. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $11,195
- Total land transfer tax
- $11,195
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $7,195
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $736,000
- $6,720
- Ontario total
- $11,195
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m25 test or monitoring holes also recorded.250 m
- Groundwater recorded about 2.8 m below ground nearbyThe middle water level in the well records within 500 m (40 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity3
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 5 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 8.2 km8.2 km
Province of Ontario open data · Municipal development applications
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Queen's University — Queen's University - Kingston Main Campus, 980 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 12 federal contaminated sites within 1 km1 still active or suspected; the rest are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Kingston Hydro CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Xplore. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Kingston Online Services, Rogers, WTC Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Cataraqui Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Kingston. Contains information licensed under the Open Government Licence – Ontario.
The market
Condos for sale in Central City East right now
- For sale now
- 22
- Median asking price
- $430K
- New in 7 days
- 1
- Price cuts
- 18%
Middle half: $350K to $607K
4 in 28 days
4 listings
This home is asking 71% above the median, higher than three quarters of them.
See all homes in Central City EastAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Sydenham Public SchoolLimestone DSB | Public · grades JK–8 | 650 m | 71%Grade 6 average |
| Cathedrale Catholic SchoolAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 · French Immersion | 950 m | 79%Grade 6 average |
| Central Public SchoolLimestone DSB | Public · grades JK–8 | 1 km | 86%Grade 6 average |
| École élémentaire publique Madeleine-de-RoybonConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades JK–6 | 3.9 km | 86%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Regiopolis/Notre-Dame Catholic High SchoolAlgonquin and Lakeshore CDSB | Catholic · grades 9–12 · French Immersion | 2.2 km | 61%Grade 9 math |
| Loyalist Collegiate and Vocational InstituteLimestone DSB | Public · grades 9–12 | 3.3 km | 48%Grade 9 math |
| Katarokwi Learning CentreLimestone DSB | Public · grades 9–12 | 3.4 km | — |
| École secondaire publique Mille-IlesConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades 9–12 | 3.9 km | 87%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Central City East are shown to signed-in members.