- Bedrooms
- 2+1
- Bathrooms
- 2
- Size
- 700–1,100sq ft
- Per sq ft
- $555at the range’s middle
- Lot
- 50.13 x 160 ft
- Tax a year
- $3,8852026 tax year
- Built
- 51-99
- Parking
- 31 detached
- Days on market
- Members
The brief
About 260 Elmwood St
260 Elmwood St is a 2+1-bedroom, 2-bathroom detached house in Central City West, Kingston, listed for sale at an asking price of $499,900 (MLS® X14116756).
Located in the desirable Hillendale area, this beautiful classic bungalow offers the perfect lifestyle balance with it's quiet, serene neighbourhood and close proximity to the vibrant downtown core. Nestled at the end of this charming street, this home has been modernized and well cared for with many recent improvements including fresh paint throughout the main floor making it turn-key and move in ready. The main floor features an open, bright living and dining area, a large eat-in kitchen, a full bathroom and two generously sized bedrooms. On the lower level, a separate entrance opens to a fantastic, finished basement complete with an additional kitchenette, providing an exceptional opportunity for multi-generational living or premium guest accommodations. The impressive exterior boasts a large, remarkably private backyard that serves as your personal oasis, alongside a detached garage. Perfectly positioned in the heart of the city, this property enjoys seamless proximity to Queen's University, St. Lawrence College, dining, shopping and parks. Whether you are seeking a wonderful family home or a strategically located investment, this property is ready for its next exciting chapter.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even58/100−$55/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 10 homes with 3 bedrooms for lease in Kingston right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,885 / 2026
- MLS® number
- X14116756
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 50.13 x 160 ft
- Listed on
- Parking
- 1 Detached, 3 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- Central City West
- Municipality
- Kingston
Building
- Size
- 700-1100 sqft
- Building Age
- 51-99
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 2+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Bsmt, 1 × 4pc Main
- Basement Type
- Separate Entrance
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 50.13 ft
- Depth
- 160 ft
- Lot Size
- 50.13 x 160 ft
Additional
- Foundation
- Block
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Refrigerator (x2), stove (x2), washer and dryer (x2), dishwasher
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Primary | 4.45 × 2.9 m | — | Main |
| Bathroom | 1.72 × 1.35 m | — | Bsmt |
| Living | 4.59 × 5.42 m | — | Bsmt |
| Dining | 3.11 × 3.64 m | — | Main |
| Kitchen | 5.2 × 3.62 m | — | Main |
| Kitchen | 2.74 × 1.54 m | — | Bsmt |
| Bathroom | 1.53 × 2.34 m | — | Main |
| 2nd Br | 3.34 × 3.61 m | — | Main |
| Utility | 4.06 × 3.56 m | — | Bsmt |
| 3rd Br | 3.23 × 3.42 m | — | Bsmt |
| Living | 4.39 × 3.62 m | — | Main |
| Den | 3.97 × 3.34 m | — | Bsmt |
Listing history
Buy/sell history for 260 Elmwood St, Kingston, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $499,900 | N/A | For Sale | X14116756 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $99,980
- Total mortgage amount
- $399,920
- Total interest payment
- $284,380
- Total purchase cost
- $784,280
- Mortgage payment
- $2,281/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
22%Monthly carrying cost
$2,605- Rent $2,550
- Shortfall $55
Rental income opens at $2,550, the median asking rent of 10 comparable homes for lease in Kingston. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $6,473
- Total land transfer tax
- $6,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $2,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $499,900
- $1,998
- Ontario total
- $6,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 8,021 sq ft745 m²
- Street frontage
- 50.13 ft15.3 m
- Depth
- 160 ft48.8 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 mIt was drilled for domestic use; 15 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 5.8 m.250 m
- Bedrock about 5.4 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 5.1 km5.1 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Novelis Inc. — Kingston Works, 1.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Kingston Hydro CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Kingston Online Services, Rogers, WTC Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Cataraqui Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Central City West right now
- For sale now
- 14
- Median asking price
- $594K
- New in 7 days
- 2
- Price cuts
- 7%
Middle half: $525K to $772K
5 in 28 days
1 listing
This home is asking 16% below the median, lower than three quarters of them.
See all homes in Central City WestAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| École élémentaire publique Madeleine-de-RoybonConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades JK–6 | 150 m | 86%Grade 6 average |
| St Thomas More Catholic SchoolAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 | 650 m | 46%Grade 6 average |
| Polson Park Public SchoolLimestone DSB | Public · grades JK–8 · French Immersion | 750 m | 88%Grade 6 average |
| St Paul Catholic SchoolAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 | 1 km | 82%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| École secondaire publique Mille-IlesConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades 9–12 | 150 m | 87%Grade 9 math |
| Katarokwi Learning CentreLimestone DSB | Public · grades 9–12 | 450 m | — |
| Limestone School of Community EducationLimestone DSB | Public · grades 9–12 | 450 m | — |
| Regiopolis/Notre-Dame Catholic High SchoolAlgonquin and Lakeshore CDSB | Catholic · grades 9–12 · French Immersion | 2.5 km | 61%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Central City West are shown to signed-in members.