- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1,500–2,000sq ft
- Per sq ft
- $446at the range’s middle
- Lot
- 42.67 x 105 ft
- Tax a year
- $1,9592026 tax year
- Built
- New
- Parking
- 42 attached
- Days on market
- Members
The brief
About 400 Holden St
400 Holden St is a 3-bedroom, 3-bathroom detached house in City Northwest, Kingston, listed for sale at an asking price of $779,900 (MLS® X13850710).
Introducing the Thorncrest by CaraCo, a beautifully designed home in the sought-after Woodhaven community. This brand-new model now offers approximately 2050 sqft of finished living space, 3 bedrooms, 2.5 bathrooms, and basement rec-room, thoughtfully crafted for modern living. The open-concept main floor features 9 ft ceilings, hardwood flooring, ceramic tile, and a cozy fireplace. The kitchen is both stylish and functional, complete with quartz countertops, a large centre island, pot lighting, and ample cabinetry-ideal for everyday living and entertaining. Upstairs, you'll find three well-appointed bedrooms, including a spacious primary suite with walk-in closet and a private ensuite. Two additional bedrooms offer flexibility for family, guests, or a home office. Additional highlights include main floor laundry, high-efficiency furnace, HRV system, and quality finishes throughout. The full basement with bathroom rough-in provides excellent potential for future living space. Located in the desirable Woodhaven neighbourhood, close to parks, schools, the future site of Kingston General Hospital and all west-end amenities. Receive a $20,000 Design Centre bonus to personalize your finishes and expand your living with the included incentive package of a basement rec room + the move-in package which includes 5-peice SS appliance package, AC, smart front door lock, video doorbell camera, and garage door opener. If a basement rec room or move-in package is not the right fit for your family, substitute it with one of our other incentive packages at no cost. Take advantage of the New HST Rebate already reflected in the price!
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall29/100−$1,172/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 10 homes with 3 bedrooms for lease in Kingston right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $1,959 / 2026
- MLS® number
- X13850710
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- New
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 42.67 x 105 ft
- Listed on
- Parking
- 2 Attached, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- City Northwest
- Municipality
- Kingston
Building
- Size
- 1500-2000 sqft
- Building Age
- New
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Main, 1 × 3pc 2nd, 1 × 4pc 2nd
- Basement Type
- Partly Finished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 2
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Other
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 42.67 ft
- Depth
- 105 ft
- Lot Size
- 42.67 x 105 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.78 × 4.206 m | hardwood floor, Fireplace, Pot Lights | Main |
| Dining | 2.377 × 4.145 m | hardwood floor, Sliding Doors | Main |
| Kitchen | 2.53 × 4.145 m | hardwood floor, Stone Counter, Pot Lights | Main |
| 2nd Br | 3.292 × 3.322 m | W/I Closet | 2nd |
| 3rd Br | 2.987 × 3.383 m | Double Closet | 2nd |
| Primary | 3.993 × 4.054 m | Ensuite Bath, W/I Closet | 2nd |
Listing history
Buy/sell history for 400 Holden St, Kingston, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $779,900 | N/A | For Sale | X13850710 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $155,980
- Total mortgage amount
- $623,920
- Total interest payment
- $443,780
- Total purchase cost
- $1,223,680
- Mortgage payment
- $3,559/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
46%Monthly carrying cost
$3,722- Rent $2,550
- Shortfall $1,172
Rental income opens at $2,550, the median asking rent of 10 comparable homes for lease in Kingston. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $12,073
- Total land transfer tax
- $12,073
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $8,073
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $779,900
- $7,598
- Ontario total
- $12,073
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 4,480 sq ft416 m²
- Street frontage
- 42.67 ft13 m
- Depth
- 105 ft32 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 3.7 km3.7 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Canada Royal Milk ULC, 2.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet2
- Electricity is distributed here by Hydro One Networks Inc.At the address
- Fibre to the home, Cable, DSL internet listed for this areaFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Kingston Online Services, Rogers, WTC Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.At the address
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Cataraqui Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in City Northwest right now
- For sale now
- 66
- Median asking price
- $780K
- New in 7 days
- 4
- Price cuts
- 15%
Middle half: $664K to $927K
22 in 28 days
10 listings
This home is asking at the median.
See all homes in City NorthwestAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St. Genevieve Catholic School/Ecole Catholique Sainte-GenevieveAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 · French Immersion | 350 m | 82%Grade 6 average |
| Cataraqui Woods Elementary SchoolLimestone DSB | Public · grades JK–8 | 850 m | 78%Grade 6 average |
| Lancaster Drive Public SchoolLimestone DSB | Public · grades JK–8 | 1.7 km | 90%Grade 6 average |
| École élémentaire publique Madeleine-de-RoybonConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades JK–6 | 6 km | 86%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Holy Cross Catholic Secondary SchoolAlgonquin and Lakeshore CDSB | Catholic · grades 9–12 | 1.5 km | 52%Grade 9 math |
| Bayridge Secondary SchoolLimestone DSB | Public · grades 9–12 | 2.2 km | 63%Grade 9 math |
| École secondaire catholique Sainte-Marie-RivierConseil des écoles catholiques du Centre-Est | French-language Catholic · grades 9–12 | 3.4 km | 80%Grade 9 math |
| Bayridge Learning CentreLimestone DSB | Public · grades 9–12 | 3.7 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in City Northwest are shown to signed-in members.