492 Kingston Mills Rd
Kingston, Ontario K7L 5H6
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1,100–1,500sq ft
- Per sq ft
- $538at the range’s middle
- Lot
- 170.03 x 127.6 ft
- Tax a year
- $3,8232025 tax year
- Parking
- 82 attached
- Days on market
- Members
The brief
About 492 Kingston Mills Rd
492 Kingston Mills Rd is a 2-bedroom, 2-bathroom detached house in Kingston, listed for sale at an asking price of $699,000 (MLS® X13754932).
Welcome to this move-in ready bungalow on a beautiful, private 1/2 acre lot surrounded by mature trees. Offering comfortable one-level living, this home combines everyday convenience with a wonderful outdoor lifestyle. Inside, you'll find two bedrooms, hardwood flooring throughout and a bright three-season sunroom built with wall-to-wall with double-hung windows, allowing you to enjoy the peaceful setting through much of the year. A wall heater adds comfort on cooler days. Large corner windows fill the kitchen with natural light and make it especially bright and welcoming. The living room offers a warm and inviting space with a pellet stove and patio doors leading directly to the large wrap-around deck. Outdoor living continues with a hot tub and electric sauna, creating your own private place to relax and unwind.The attached double-car garage is an exceptional bonus, offering plenty of room for vehicles and storage along with a workshop, woodstove and convenient 2-piece bathroom. Two sheds provide additional storage. A berm/trail behind the property leads toward the Rideau Canal, while the beautiful and historic Kingston Mills Locks are just minutes away. Part of the original Rideau Canal system, the locks offer a wonderful place to walk, enjoy the water, watch boats pass through and appreciate the history of this unique area. Despite the peaceful, private setting, convenience is close at hand. Enjoy quick access to Highway 401 and approximately 15 minutes to downtown Kingston, making it easy to enjoy the city's shopping, restaurants and amenities while still coming home to a quiet, treed setting. With its bright kitchen, three-season sunroom, hardwood floors, pellet stove, large wrap-around deck, hot tub, outdoor sauna, private mature lot and exceptional garage/workshop, this bungalow offers a rare combination of privacy, convenience, recreation and character.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall32/100−$983/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 12 homes with 2 bedrooms for lease in Kingston right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,823 / 2025
- MLS® number
- X13754932
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 170.03 x 127.6 ft
- Listed on
- Parking
- 2 Attached, 8 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Municipality
- Kingston
Building
- Size
- 1100-1500 sqft
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc, 1 × 2pc
- Basement Type
- Crawl Space
- Kitchens
- 1
Parking
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 6
- Total Parking
- 8
Utilities
- Water
- Well
- Cooling
- Window Unit
- Heating Type
- Baseboard
Land
- Sewer
- Septic
- Frontage
- 170.03 ft
- Depth
- 127.6 ft
- Lot Size
- 170.03 x 127.6 ft
Additional
- Foundation
- Block
- Roof
- Asphalt Shingle, Metal
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- fridge, stove, dishwasher, microwave, washing machine, dryer, window airconditioner, blinds, hot tub
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 2.93 × 4.3 m | — | Main |
| Dining | 5.52 × 1.98 m | — | Main |
| Room 3 | 6.22 × 3.69 m | — | Main |
| Primary | 4.63 × 3.96 m | — | Main |
| Br | 4.27 × 3.0 m | — | Main |
| Bathroom | 3.39 × 1.25 m | 4 Pc Bath | Main |
| Sunroom | 3.48 × 4.88 m | — | Main |
| Mudroom | 2.56 × 2.47 m | — | Main |
| Den | 3.9 × 4.69 m | — | Main |
| Utility | 0.95 × 1.04 m | — | Main |
Listing history
Buy/sell history for 492 Kingston Mills Rd, Kingston, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $699,000 | N/A | Pc | X13754932 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $139,800
- Total mortgage amount
- $559,200
- Total interest payment
- $397,500
- Total purchase cost
- $1,096,500
- Mortgage payment
- $3,189/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
45%Monthly carrying cost
$3,508- Rent $2,525
- Shortfall $983
Rental income opens at $2,525, the median asking rent of 12 comparable homes for lease in Kingston. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $10,455
- Total land transfer tax
- $10,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $6,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $699,000
- $5,980
- Ontario total
- $10,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 21,696 sq ft2,016 m²
- Street frontage
- 170.03 ft51.8 m
- Depth
- 127.6 ft38.9 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 12 water-supply wells recorded within 250 mAll were drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 18.6 m.250 m
- Groundwater recorded about 1.8 m below ground nearbyThe middle water level in the well records within 500 m (28 records). It changes with the season and from spot to spot.500 m
- Bedrock about 7.6 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- Nearest rail line: 300 m300 m
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Eastern Ontario PowerAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 70 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (70 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.70 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Kingston Online Services, Rogers, WTC Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Cataraqui Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Kingston right now
- For sale now
- 343
- Median asking price
- $699K
- New in 7 days
- 44
- Price cuts
- 20%
Middle half: $555K to $875K
135 in 28 days
70 listings
This home is asking at the median.
See all homes in KingstonAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Holy Name Catholic SchoolAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 | 1.2 km | — |
| École Maple Elementary School Public SchoolLimestone DSB | Public · grades JK–6 · French Immersion | 3.3 km | 79%Grade 6 average |
| St Martha Catholic SchoolAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 | 3.3 km | 72%Grade 6 average |
| École élémentaire catholique Mgr-Rémi-GaulinConseil des écoles catholiques du Centre-Est | French-language Catholic · grades JK–6 | 4.8 km | 77%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| La Salle Secondary SchoolLimestone DSB | Public · grades 9–12 | 5 km | 58%Grade 9 math |
| Kingston Secondary SchoolLimestone DSB | Public · grades 9–12 · French Immersion | 6.8 km | 60%Grade 9 math |
| Regiopolis/Notre-Dame Catholic High SchoolAlgonquin and Lakeshore CDSB | Catholic · grades 9–12 · French Immersion | 7.3 km | 61%Grade 9 math |
| École secondaire publique Mille-IlesConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades 9–12 | 9.2 km | 87%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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