55 Folger St
Rideau, Kingston, Ontario K7K 4Y7
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 700–1,100sq ft
- Per sq ft
- $528at the range’s middle
- Lot
- Under 0.50 acres
- Tax a year
- $3,3712026 tax year
- Built
- 31-50
- Parking
- 4none
- Days on market
- Members
The brief
About 55 Folger St
55 Folger St is a 3-bedroom, 2-bathroom detached house in Rideau, Kingston, listed for sale at an asking price of $475,000 (MLS® X13848178).
Fabulous family home ideally located within walking distance to schools, parks and everyday conveniences! Modern, updated and move-in ready, this 3-bedroom, 2-bathroom home is an excellent opportunity for first-time buyers, working professionals or those looking to downsize to a turn-key lifestyle. Beautiful hardwood floors flow through the living room, kitchen and dining area, creating a bright and airy feel throughout the open-concept main level. The kitchen features crisp white cabinetry, ample counter and cupboard space, a door leading to the deck and backyard, and comes fully equipped with appliances. Upstairs, you'll find three spacious bedrooms, all with wood flooring, a convenient linen closet and an updated 4-piece bathroom. The lower level has a large recreation room with vinyl plank flooring and oversized above-grade windows- an inviting space to gather, play or enjoy movie nights together. The 4-piece bathroom offers enhanced daily convenience. The utility room provides laundry facilities, a workbench and additional storage. Numerous updates provide peace of mind, including fresh paint throughout (2026), roof shingles (2022), high-efficiency gas furnace (2021), central air (2021), owned Rinnai tankless water heater (2021),fully fenced backyard (2020), poured concrete pad and shed (2020), gas BBQ line (2020), and windows (2016,approx.). The generous driveway offers plenty of parking, accommodating a trailer and up to five vehicles. Conveniently located close to two elementary schools (French and English), the Waaban Crossing to the eastside, and downtown. A wonderful combination of comfort, updates, location and value-don't wait to make this one yours!
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs64/100+$101/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 10 homes with 3 bedrooms for lease in Kingston right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,371 / 2026
- MLS® number
- X13848178
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 31-50
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 50.69 x 130 ft
- Listed on
- Parking
- None, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- Sidesplit
- Community
- Rideau
- Municipality
- Kingston
Building
- Size
- 700-1100 sqft
- Building Age
- 31-50
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc 2nd, 1 × 4pc Lower
- Basement Type
- Partial Basement
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 4
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 50.69 ft
- Depth
- 130 ft
- Lot Size
- 50.69 x 130 ft
Additional
- Foundation
- Block
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Refrigerator, Stove, Dishwasher, Washer, Dryer, light fixtures, window blinds, mirrors in bathrooms, Digital thermostat, Built-in shelving, Shed in backyard.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.72 × 4.57 m | Hardwood Floor | Main |
| Kitchen | 2.85 × 2.59 m | Hardwood Floor | Main |
| Dining | 2.79 × 2.61 m | Hardwood Floor | Main |
| Primary | 3.82 × 3.41 m | Hardwood Floor | 2nd |
| Br | 3.19 × 2.92 m | Hardwood Floor | 2nd |
| Br | 4.24 × 3.43 m | Hardwood Floor | 2nd |
| Bathroom | 2.8 × 1.49 m | Tile Floor | 2nd |
| Rec | 3.62 × 5.54 m | Vinyl Floor | Lower |
| Laundry | 2.58 × 5.59 m | — | Lower |
| Bathroom | 1.73 × 2.04 m | Vinyl Floor | Lower |
Listing history
Buy/sell history for 55 Folger St, Kingston, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $475,000 | N/A | Sc | X13848178 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $95,000
- Total mortgage amount
- $380,000
- Total interest payment
- $270,400
- Total purchase cost
- $745,400
- Mortgage payment
- $2,168/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
16%Monthly carrying cost
$2,449- Carrying cost $2,449
- Surplus $101
Rental income opens at $2,550, the median asking rent of 10 comparable homes for lease in Kingston. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $5,975
- Total land transfer tax
- $5,975
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $1,975
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $475,000
- $1,500
- Ontario total
- $5,975
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 6,590 sq ft612 m²
- Street frontage
- 50.69 ft15.5 m
- Depth
- 130 ft39.6 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 6 water-supply wells recorded within 250 mAll were drilled for domestic use; 14 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 14.2 m.250 m
- Groundwater recorded about 8.5 m below ground nearbyThe middle water level in the well records within 500 m (35 records). It changes with the season and from spot to spot.500 m
- Bedrock about 1.8 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 9.5 km9.5 km
Province of Ontario open data
Around the home1
- Nearest rail line: 330 m330 m
Province of Ontario open data
Environmental records4
- 4 licensed pits or quarries within 2 kmThe nearest is 1.7 km away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Novelis Inc. — Kingston Works, 3.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Kingston Hydro CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 80 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (80 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.80 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Kingston Online Services, Rogers, WTC Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Cataraqui Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Rideau right now
- For sale now
- 13
- Median asking price
- $450K
- New in 7 days
- 2
- Price cuts
- 31%
Middle half: $420K to $479K
7 in 28 days
4 listings
This home is asking 6% above the median.
See all homes in RideauAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Rideau Heights Public SchoolLimestone DSB | Public · grades JK–8 | 200 m | 57%Grade 6 average |
| École élémentaire catholique Mgr-Rémi-GaulinConseil des écoles catholiques du Centre-Est | French-language Catholic · grades JK–6 | 600 m | 77%Grade 6 average |
| John Graves Simcoe Public SchoolLimestone DSB | Public · grades JK–8 | 1.1 km | 39%Grade 6 average |
| St Francis of Assisi Catholic SchoolAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 | 1.1 km | 60%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Kingston Secondary SchoolLimestone DSB | Public · grades 9–12 · French Immersion | 2.2 km | 60%Grade 9 math |
| La Salle Secondary SchoolLimestone DSB | Public · grades 9–12 | 2.3 km | 58%Grade 9 math |
| Regiopolis/Notre-Dame Catholic High SchoolAlgonquin and Lakeshore CDSB | Catholic · grades 9–12 · French Immersion | 2.9 km | 61%Grade 9 math |
| École secondaire publique Mille-IlesConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades 9–12 | 4.6 km | 87%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Rideau are shown to signed-in members.