686 Montreal St
East of Sir John A. Blvd, Kingston, Ontario K7K 3J4
- Bedrooms
- 9
- Bathrooms
- 6
- Size
- 3,000–3,500sq ft
- Per sq ft
- $308at the range’s middle
- Lot
- Under 0.50 acres
- Tax a year
- $6,5492025 tax year
- Built
- 51-99
- Parking
- 82.5 detached
- Days on market
- Members
The brief
About 686 Montreal St
686 Montreal St is a 9-bedroom, 6-bathroom multiplex in East of Sir John A. Blvd, Kingston, listed for sale at an asking price of $999,900 (MLS® X13104206).
686 Montreal Street is a legal 6-unit apartment building (6-plex) approx: 3,200-4,600 sq ft range (sources vary) 8 bedrooms total. 4 x 1 bedroom apartments and 2 x 2-bedroom apartments. Features: separate hydro meters per unit (tenant-paid utilities) shared laundry (basement). additional garage/workshop structure on site. Roof approx 10 yrs old. Electrical up grade 2 yrs ago. Common forced air furnace. Each tenant pays for their own hot water tank rental. From an investor standpoint: this is a classic Kingston cash-flow asset-older stock, separately metered, low operating complexity. planning / zoning insight (important for your project) from your pre-consult file (d00-139-1015) and city feedback: zoning: mui - mixed use 1 official plan: mixed use. What that means in practice: supports: multi-unit residential. conversions / intensification additional dwelling units (subject to site constraints)
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,549 / 2025
- MLS® number
- X13104206
- Board
- TRREB MLS®
- Property Type
- Multiplex
- Building Age
- 51-99
- Days on market
- Size
- 3000-3500 sqft
- Lot Size
- 57.14 x 143.61 ft
- Listed on
- Parking
- 2.5 Detached, 8 Parking
Property details
Property
- Property Type
- Multiplex
- Style
- 2-Storey
- Community
- East of Sir John A. Blvd
- Municipality
- Kingston
Building
- Size
- 3000-3500 sqft
- Building Age
- 51-99
- Construction
- Stucco/Plaster
Inside
- Bedrooms
- 9
- Bathrooms
- 6
- Bathroom Details
- 6 × 3pc
- Basement Type
- Unfinished
- Kitchens
- 6
Parking
- Driveway
- Private
- Garage Type
- Detached
- Garage
- 2.5
- Additional Parking
- 5.5
- Total Parking
- 8
Utilities
- Water
- Municipal
- Cooling
- None
- Heating Type
- Baseboard
Land
- Sewer
- Sewers
- Frontage
- 57.14 ft
- Depth
- 143.61 ft
- Lot Size
- 57.14 x 143.61 ft
Additional
- Foundation
- Block
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- 6 fridges, 6 stoves, 1 washer, 1 dryer. (no dishwashers)
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 686 Montreal St, Kingston, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $999,900 | N/A | For Sale | X13104206 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $199,980
- Total mortgage amount
- $799,920
- Total interest payment
- $568,680
- Total purchase cost
- $1,568,580
- Mortgage payment
- $4,562/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$5,108- Rent $0
- Shortfall $5,108
Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $16,473
- Total land transfer tax
- $16,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $12,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $999,900
- $11,998
- Ontario total
- $16,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 8,206 sq ft762 m²
- Street frontage
- 57.14 ft17.4 m
- Depth
- 143.61 ft43.8 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m8 test or monitoring holes also recorded.250 m
- Groundwater recorded about 4.3 m below ground nearbyThe middle water level in the well records within 500 m (64 records). It changes with the season and from spot to spot.500 m
- Bedrock about 2.1 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity3
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 2 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 8.4 km8.4 km
Province of Ontario open data · Municipal development applications
Around the home2
- Nearest rail line: 800 m800 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Novelis Inc. — Kingston Works, 1.9 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 2 federal contaminated sites within 1 km2 still active or suspected; the rest are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Kingston Hydro CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Kingston Online Services, Rogers, WTC Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Cataraqui Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Kingston. Contains information licensed under the Open Government Licence – Ontario.
The market
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| John Graves Simcoe Public SchoolLimestone DSB | Public · grades JK–8 | 1.1 km | 39%Grade 6 average |
| Katarokwi Elementary Learning Centre Elementary Public SchoolLimestone DSB | Public · grades JK–8 | 1.1 km | — |
| St Francis of Assisi Catholic SchoolAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 | 1.2 km | 60%Grade 6 average |
| École élémentaire catholique Mgr-Rémi-GaulinConseil des écoles catholiques du Centre-Est | French-language Catholic · grades JK–6 | 2.2 km | 77%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Regiopolis/Notre-Dame Catholic High SchoolAlgonquin and Lakeshore CDSB | Catholic · grades 9–12 · French Immersion | 1 km | 61%Grade 9 math |
| Kingston Secondary SchoolLimestone DSB | Public · grades 9–12 · French Immersion | 1.3 km | 60%Grade 9 math |
| La Salle Secondary SchoolLimestone DSB | Public · grades 9–12 | 2.2 km | 58%Grade 9 math |
| École secondaire publique Mille-IlesConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades 9–12 | 3.3 km | 87%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in East of Sir John A. Blvd are shown to signed-in members.