- Bedrooms
- 4+2
- Bathrooms
- 3
- Size
- 2,000–2,500sq ft
- Per sq ft
- $355at the range’s middle
- Lot
- 50.82 x 173 ft
- Tax a year
- $6,1652026 tax year
- Built
- 51-99
- Parking
- 6none
- Days on market
- Members
The brief
About 92 Gardiner St
92 Gardiner St is a 4+2-bedroom, 3-bathroom triplex in Central City West, Kingston, listed for sale at an asking price of $799,000 (MLS® X14085170).
Discover a turnkey investment property in the highly desirable Portsmouth Village neighbourhood. This well-maintained triplex featuresthree fully leased 2 bedroom, 1 bath residential units and is located within easy access to Queen's University, St. Lawrence College,Portsmouth Olympic Harbour, public transit and many other amenities Each unit is separately metered for hydro, has their own washer anddryer and two tandem parking spots. Don't miss out on this great opportunity!
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,165 / 2026
- MLS® number
- X14085170
- Board
- TRREB MLS®
- Property Type
- Triplex
- Building Age
- 51-99
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 50.82 x 173 ft
- Listed on
- Parking
- None, 6 Parking
Property details
Property
- Property Type
- Triplex
- Style
- 2-Storey
- Community
- Central City West
- Municipality
- Kingston
Building
- Size
- 2000-2500 sqft
- Building Age
- 51-99
- Construction
- Brick
Inside
- Bedrooms
- 4+2
- Bathrooms
- 3
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc Lower, 1 × 4pc 2nd
- Basement Type
- Partly Finished
- Kitchens
- 2
Parking
- Driveway
- Tandem
- Garage Type
- None
- Additional Parking
- 6
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- None
- Heating Type
- Baseboard
Land
- Sewer
- Sewers
- Frontage
- 50.82 ft
- Depth
- 173 ft
- Lot Size
- 50.82 x 173 ft
Additional
- Roof
- Shingles
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Refrigerators x 3; Stoves x 3; Washer/Dryer Combo Units x 2; washer x 1; dryer x 1
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 4.02 × 4.23 m | — | 2nd |
| Living | 3.99 × 5.73 m | — | 2nd |
| Br | 3.26 × 3.29 m | — | 2nd |
| Br | 3.16 × 3.35 m | — | 2nd |
| Bathroom | 2.1 × 2.13 m | 4 Pc Bath | 2nd |
| Kitchen | 4.02 × 4.29 m | — | Main |
| Living | 3.99 × 5.73 m | — | Main |
| Br | 2.77 × 3.32 m | — | Main |
| Br | 3.13 × 3.96 m | — | Main |
| Bathroom | 1.25 × 2.1 m | 4 Pc Bath | Main |
| Kitchen | 2.43 × 2.95 m | — | Lower |
| Living | 3.07 × 4.87 m | — | Lower |
| Dining | 2.01 × 2.16 m | — | Lower |
| Br | 3.26 × 4.17 m | — | Lower |
| Br | 3.04 × 4.81 m | — | Lower |
| Bathroom | 1.98 × 2.1 m | 4 Pc Bath | Lower |
| Laundry | 2.1 × 1.85 m | — | Lower |
Listing history
Buy/sell history for 92 Gardiner St, Kingston, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $799,000 | N/A | For Sale | X14085170 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $159,800
- Total mortgage amount
- $639,200
- Total interest payment
- $454,600
- Total purchase cost
- $1,253,600
- Mortgage payment
- $3,646/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$4,160- Rent $0
- Shortfall $4,160
Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $12,455
- Total land transfer tax
- $12,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $8,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $799,000
- $7,980
- Ontario total
- $12,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 8,792 sq ft817 m²
- Street frontage
- 50.82 ft15.5 m
- Depth
- 173 ft52.7 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 mIt was drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 8.2 m.250 m
- Groundwater recorded about 6.1 m below ground nearbyThe middle water level in the well records within 500 m (25 records). It changes with the season and from spot to spot.500 m
- Bedrock about 2.4 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 5.5 km5.5 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Queen's University — Queen's University - Kingston Main Campus, 1.7 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 9 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Kingston Hydro CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 70 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (70 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.70 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Kingston Online Services, Rogers, WTC Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Cataraqui Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Centennial Public SchoolLimestone DSB | Public · grades JK–6 | 900 m | 76%Grade 6 average |
| Winston Churchill Public SchoolLimestone DSB | Public · grades JK–8 | 1.1 km | 90%Grade 6 average |
| St Thomas More Catholic SchoolAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 | 1.4 km | 46%Grade 6 average |
| École élémentaire publique Madeleine-de-RoybonConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades JK–6 | 2.2 km | 86%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Limestone School of Community EducationLimestone DSB | Public · grades 9–12 | 1.6 km | — |
| Katarokwi Learning CentreLimestone DSB | Public · grades 9–12 | 1.6 km | — |
| École secondaire publique Mille-IlesConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades 9–12 | 2.2 km | 87%Grade 9 math |
| Regiopolis/Notre-Dame Catholic High SchoolAlgonquin and Lakeshore CDSB | Catholic · grades 9–12 · French Immersion | 2.8 km | 61%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Central City West are shown to signed-in members.