- Bedrooms
- 8
- Bathrooms
- 5
- Size
- 2,000–2,500sq ft
- Per sq ft
- $444at the range’s middle
- Lot
- 30.35 x 83.53 ft
- Tax a year
- $2,4312026 tax year
- Built
- 51-99
- Parking
- 2none
- Days on market
- Members
The brief
About 124 Church St
124 Church St is an 8-bedroom, 5-bathroom duplex in Kitchener, listed for sale at an asking price of $999,999 (MLS® X13798060).
Welcome to this fully renovated Duplex in vibrant downtown Kitchener - a rare cash-flow positive property offering immediate returns and long-term growth. This 212-storey home features 8 spacious bedrooms and 5 modern bathrooms, divided into two self-contained units, each with its own private entrance for maximum privacy and flexibility. Both units include its own full kitchen and in-suite laundry, making them highly desirable for tenants or multi-generational living. With $5,000 in monthly rental income, this property is cash flow positive, making it a smart addition to any investment portfolio. Utilities are efficient and convenient with separately metered hydro, plus 2 owned furnaces and 2 owned air conditioners. Enjoy outdoor living with a private balcony and a fully fenced backyard, perfect for relaxing orentertaining. Located just steps to public transit and within close proximity to major universities and amenities, quick access to major highways, hospital, parks, etc. this property offers unbeatable convenience in a high-demand rental area. Whether you're an investor seeking strong returns or a family looking to live in one unit while renting the other to supplement your mortgage, this turnkey duplex checks all the boxes. Don't miss this rare downtown opportunity! City has approved 2 driveway spaces at the front of the property, the curb is cut and blvd will be completed before closing.
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,431 / 2026
- MLS® number
- X13798060
- Board
- TRREB MLS®
- Property Type
- Duplex
- Building Age
- 51-99
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 30.35 x 83.53 ft
- Listed on
- Parking
- None, 2 Parking
Property details
Property
- Property Type
- Duplex
- Style
- 2 1/2 Storey
- Municipality
- Kitchener
Building
- Size
- 2000-2500 sqft
- Building Age
- 51-99
- Construction
- Brick
Inside
- Bedrooms
- 8
- Bathrooms
- 5
- Bathroom Details
- 1 × 3pc 3rd, 1 × 3pc Main, 1 × 3pc 2nd, 1 × 2pc Bsmt, 1 × 2pc 2nd
- Basement Type
- Apartment
- Kitchens
- 2
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 30.35 ft
- Depth
- 83.53 ft
- Lot Size
- 30.35 x 83.53 ft
Additional
- Foundation
- Other
- Roof
- Other
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- 2 s/s stoves, 2 s/s dishwashers, 2 s/s fridges, 2 s/s micro ranges, 2 washers, 2 dryers, 2 furnaces (owned) 2 air conditioners (owned),all elfs, all window coverings
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Br | 0.0 × 0.0 m | Large Window, Pot Lights | Bsmt |
| Kitchen | 0.0 × 0.0 m | Combined W/Dining, Quartz Counter, Backsplash | Main |
| Br | 0.0 × 0.0 m | Above Grade Window, Pot Lights | Main |
| Br | 0.0 × 0.0 m | Above Grade Window, Pot Lights | 3rd |
| Bathroom | 0.0 × 0.0 m | 3 Pc Bath, Above Grade Window, Tile Floor | Main |
| Br | 0.0 × 0.0 m | Above Grade Window, Pot Lights | 2nd |
| Br | 0.0 × 0.0 m | Above Grade Window, Pot Lights | 2nd |
| Kitchen | 0.0 × 0.0 m | Combined W/Dining, Quartz Counter, W/O To Balcony | 2nd |
| Bathroom | 0.0 × 0.0 m | 2 Pc Ensuite, Pot Lights, Tile Floor | 2nd |
| Br | 0.0 × 0.0 m | Above Grade Window, Pot Lights | Main |
| Bathroom | 0.0 × 0.0 m | 3 Pc Ensuite, Pot Lights, Tile Floor | 3rd |
| Bathroom | 0.0 × 0.0 m | 3 Pc Bath, Above Grade Window, Tile Floor | 2nd |
Listing history
Buy/sell history for 124 Church St, Kitchener, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $999,999 | N/A | For Sale | X13798060 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $200,000
- Total mortgage amount
- $799,999
- Total interest payment
- $568,901
- Total purchase cost
- $1,568,900
- Mortgage payment
- $4,563/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$4,766- Rent $0
- Shortfall $4,766
Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $16,475
- Total land transfer tax
- $16,475
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $12,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $999,999
- $12,000
- Ontario total
- $16,475
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,535 sq ft236 m²
- Street frontage
- 30.35 ft9.3 m
- Depth
- 83.53 ft25.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m28 test or monitoring holes also recorded.250 m
- Groundwater recorded about 5.3 m below ground nearbyThe middle water level in the well records within 500 m (175 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity3
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 2 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 7.1 km7.1 km
Province of Ontario open data · Municipal development applications
Around the home2
- Nearest rail line: 650 m650 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Krug Furniture Inc. — Seating, 1.3 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Enova Power Corp.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (0 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Kitchener. Contains information licensed under the Open Government Licence – Ontario.
The market
Multiplexes for sale in Kitchener right now
- For sale now
- 18
- Median asking price
- $739K
- New in 7 days
- 1
- Price cuts
- 33%
Middle half: $642K to $900K
5 in 28 days
6 listings
This home is asking 35% above the median, higher than three quarters of them.
See all homes in KitchenerAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Kitchener Market | GRT light rail: ION light rail | 150 m |
| Queen | GRT light rail: ION light rail | 450 m |
| Frederick | GRT light rail: ION light rail | 450 m |
| Kitchener City Hall | GRT light rail: ION light rail | 800 m |
| Kitchener GO | GO Transit train: Kitchener | 1.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains information provided by the Regional Municipality of Waterloo under licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Suddaby Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 800 m | 79%Grade 6 average |
| Sheppard Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 1.1 km | 72%Grade 6 average |
| St Anne Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 · French Immersion | 1.3 km | 72%Grade 6 average |
| École élémentaire L'HarmonieConseil scolaire Viamonde | French-language public · grades JK–8 | 3.4 km | 84%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Cameron Heights Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 300 m | 74%Grade 9 math |
| Eastwood Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 2.1 km | 42%Grade 9 math |
| St Mary's High SchoolWaterloo CDSB | Catholic · grades 9–12 | 3.2 km | 48%Grade 9 math |
| École secondaire David Saint-JacquesConseil scolaire Viamonde | French-language public · grades 9–12 | 6 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Kitchener are shown to signed-in members.