162 Church St
Kitchener, Ontario N2G 2S6
- Bedrooms
- 4
- Bathrooms
- 3
- Size
- 1,500–2,000sq ft
- Per sq ft
- $329at the range’s middle
- Lot
- 37.79 x 71 ft
- Tax a year
- $3,5272025 tax year
- Parking
- 2none
- Days on market
- Members
The brief
About 162 Church St
162 Church St is a 4-bedroom, 3-bathroom duplex in Kitchener, listed for sale at an asking price of $575,000 (MLS® X13869880).
162 Church Street is set in downtown Kitchener's historic South Ward. This solid, double-brick duplex is set on the top of downtown's Cedarhill. Just steps from Kitchener's famed Farmer's Market and all the boutiques, restaurants and retail in the downtown core. The residence features a pair of spacious two bedroom units each approximately 900 sq. ft.. The main floor unit has been freshly painted, tenants will love the 10ft ceilings and large windows, two large bedrooms, and full bathroom. Set market rate rents for this unit (now vacant) and choose tenants for your portfolio. The upper unit (currently tenanted) has the same layout but adds a convenient second, 3 piece ensuite bathroom of the primary bedroom. There is plenty of storage available in the walkout basement, including a common laundry area. The electricity has dual meters for each unit plus a landlord meter. Each unit receives a parking space, (back or front), while the driveway is mutual/shared with 166 Church. Built in 1895, this historic property offers enduring charm and location. Buy with confidence, pre-listing inspection completed with Green Trust Services. Excellent value on offer here for First Time Home Buyers or Investors.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs63/100+$82/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 41 homes with 4 bedrooms for lease in Kitchener right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,527 / 2025
- MLS® number
- X13869880
- Board
- TRREB MLS®
- Property Type
- Duplex
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 37.79 x 71 ft
- Listed on
- Parking
- None, 2 Parking
Property details
Property
- Property Type
- Duplex
- Style
- 2-Storey
- Municipality
- Kitchener
Building
- Size
- 1500-2000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 3
- Bathroom Details
- 2 × 4pc, 1 × 3pc
- Basement Type
- Unfinished
- Kitchens
- 2
Parking
- Driveway
- Mutual
- Garage Type
- None
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 37.79 ft
- Depth
- 71 ft
- Lot Size
- 37.79 x 71 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge (2) Stove(2) Washer, Dryer
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 2.29 × 4.83 m | — | Main |
| Living | 3.89 × 3.99 m | — | Main |
| Primary | 4.19 × 4.79 m | — | Main |
| 2nd Br | 3.4 × 3.1 m | — | Main |
| Bathroom | 1.49 × 2.61 m | 4 Pc Bath | Main |
| Kitchen | 2.25 × 3.84 m | — | 2nd |
| Family | 3.87 × 3.99 m | — | 2nd |
| Primary | 4.24 × 4.81 m | — | 2nd |
| Bathroom | 1.99 × 1.87 m | 3 Pc Ensuite | 2nd |
| 2nd Br | 3.4 × 2.93 m | — | 2nd |
| Bathroom | 1.51 × 2.6 m | — | 2nd |
| Laundry | 3.95 × 4.64 m | — | Bsmt |
| Utility | 2.34 × 2.38 m | — | Bsmt |
| Other | 3.23 × 5.82 m | — | Bsmt |
| Other | 3.54 × 7.65 m | — | Bsmt |
Listing history
Buy/sell history for 162 Church St, Kitchener, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $575,000 | N/A | Pc | X13869880 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $115,000
- Total mortgage amount
- $460,000
- Total interest payment
- $327,200
- Total purchase cost
- $902,200
- Mortgage payment
- $2,624/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
17%Monthly carrying cost
$2,918- Carrying cost $2,918
- Surplus $82
Rental income opens at $3,000, the median asking rent of 41 comparable homes for lease in Kitchener. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $7,975
- Total land transfer tax
- $7,975
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $3,975
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $575,000
- $3,500
- Ontario total
- $7,975
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,683 sq ft249 m²
- Street frontage
- 37.79 ft11.5 m
- Depth
- 71 ft21.6 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m28 test or monitoring holes also recorded.250 m
- Groundwater recorded about 4.5 m below ground nearbyThe middle water level in the well records within 500 m (139 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity3
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 1 open development application within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 7.0 km7 km
Province of Ontario open data · Municipal development applications
Around the home2
- Nearest rail line: 630 m630 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Krug Furniture Inc. — Seating, 1.5 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Enova Power Corp.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Kitchener. Contains information licensed under the Open Government Licence – Ontario.
The market
Multiplexes for sale in Kitchener right now
- For sale now
- 18
- Median asking price
- $739K
- New in 7 days
- 1
- Price cuts
- 33%
Middle half: $642K to $900K
5 in 28 days
6 listings
This home is asking 22% below the median, lower than three quarters of them.
See all homes in KitchenerAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Kitchener Market | GRT light rail: ION light rail | 150 m |
| Frederick | GRT light rail: ION light rail | 600 m |
| Queen | GRT light rail: ION light rail | 600 m |
| Borden | GRT light rail: ION light rail | 750 m |
| Kitchener GO | GO Transit train: Kitchener | 1.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains information provided by the Regional Municipality of Waterloo under licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Suddaby Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 850 m | 79%Grade 6 average |
| Sheppard Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 1 km | 72%Grade 6 average |
| St Anne Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 · French Immersion | 1.3 km | 72%Grade 6 average |
| École élémentaire L'HarmonieConseil scolaire Viamonde | French-language public · grades JK–8 | 3.5 km | 84%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Cameron Heights Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 200 m | 74%Grade 9 math |
| Eastwood Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 2 km | 42%Grade 9 math |
| St Mary's High SchoolWaterloo CDSB | Catholic · grades 9–12 | 3.1 km | 48%Grade 9 math |
| École secondaire David Saint-JacquesConseil scolaire Viamonde | French-language public · grades 9–12 | 5.8 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Kitchener are shown to signed-in members.