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Caledon, King, Toronto, New Tecumseth & Orangeville(437) 228-3434
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MLS® X14094518For SaleCondominium

407-20 St George St

Kitchener, Ontario N2J 1K5

Map
1 / 25
407-20 St George St, Kitchener, photo 1
Asking$200,000
Bedrooms
1
Bathrooms
1
Size
600–699sq ft
Per sq ft
$308at the range’s middle
Tax a year
$1,5972026 tax year
Built
16-30
Parking
0none
Days on market
Members

The brief

About 407-20 St George St

407-20 St George St is a 1-bedroom, 1-bathroom condo in Kitchener, listed for sale at an asking price of $200,000 (MLS® X14094518).

Sandhills promote an active adult community with numerous opportunities to socialize, learn and enjoy life. The Schneider Lounge offers a warm gathering place fostering friendships and enjoyable activities. Sandhills provides an affordable living situation for active adults 50+. It's located steps from the Grand River Transit bus routes, LRT. Sandhills connects residents to the best of Kitchener's downtown lifestyle and beyond. Here are some of the reasons why to purchase in Sandhills. 1) Lower purchase price. 2) No land transfer tax on the purchase of the lease 3) Reasonable monthly fees - covers property taxes, and maintenance. There is a lounge with a kitchen for coffee and tea. There's lots happening with daily actives and library too. Close to Your Kitchener Market and Victoria Park.

Insights

  • Condition Score

    Fair

    4 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Covers costs

    +$49/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 72 condos with 1 bedroom for lease in Kitchener right now. Cost of owning counts the mortgage, property tax and the condo fee.

Condition uses listing-record signals, not an inspection.

The home

Key facts

Tax
$1,597 / 2026
MLS® number
X14094518
Board
TRREB MLS®
Property Type
Other
Building Age
16-30
Days on market
Size
600-699 sqft
Listed on
Parking
None, 0 Parking
Listing brokerage: Century 21 Heritage House LTDData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Property details

Property

Property Type
Other
Style
1 Storey/Apt
Municipality
Kitchener

Building

Size
600-699 sqft
Building Age
16-30
Construction
Brick

Inside

Bedrooms
1
Bathrooms
1
Bathroom Details
1 × 4pc Main
Basement Type
None
Kitchens
1

Parking

Garage Type
None
Additional Parking
0
Total Parking
0

Utilities

Cooling
Central Air
Heating Type
Water

Additional

Foundation
Poured Concrete
Roof
Asphalt Shingle
Condo maint.
$655

Rooms

RoomSizeFeaturesLevel
Great Rm2.44 × 4.98 m—Main
Kitchen2.44 × 2.74 m—Main
Br2.74 × 3.56 m—Main
Laundry1.42 × 2.44 m—Main

Listing history

Buy/sell history for 407-20 St George St, Kitchener, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$200,000N/AFor SaleX14094518

Members see the full history. Prices are hidden from signed-out visitors.

The numbers

Mortgage Calculator

Plan with the current asking price

20% · $40,000

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$40,000
Total mortgage amount
$160,000
Total interest payment
$113,900
Total purchase cost
$313,900
Mortgage payment
$913/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

16%

Monthly carrying cost

$1,701
$49per month
  • Carrying cost $1,701
  • Surplus $49

Rental income opens at $1,750, the median asking rent of 72 comparable homes for lease in Kitchener. Type over it with the rent you expect. This is a planning tool, not advice.

Land transfer tax on this home

Ontario land transfer tax
$1,725
Total land transfer tax
$1,725
First-time buyer rebates (Ontario up to $4,000)
−$1,725
Total for first-time buyers
$0
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $200,000
$1,450
Ontario total
$1,725

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

The land

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

15 records · 10 on fileRead 2026-11-05
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 m1 water-supply well recorded within 250 mGroundwater recorded about 4.6 m below ground nearbyOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areas2 open development applications within 250 mNearest airport: 7.4 kmNearest rail line: 640 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment Canada1 federal contaminated site within 1 kmElectricity is distributed here by Enova Power Corp.Wired internet 50/10 Mbps or faster is listed at a household 30 m awayAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation3

  • No mapped wetland within 120 m120 m
  • 1 water-supply well recorded within 250 m100 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 7.3 m.250 m
  • Groundwater recorded about 4.6 m below ground nearbyThe middle water level in the well records within 500 m (322 records). It changes with the season and from spot to spot.500 m

Province of Ontario open data

Planning and building activity3

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • 2 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
  • Nearest airport: 7.4 km7.4 km

Province of Ontario open data · Municipal development applications

Around the home2

  • Nearest rail line: 640 m640 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Krug Furniture Inc. — Seating, 1.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Enova Power Corp.At the address
  • Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Kitchener. Contains information licensed under the Open Government Licence – Ontario.

The market

Condos for sale in Kitchener right now

For sale now
158
Median asking price
$350K

Middle half: $300K to $399K

New in 7 days
15

65 in 28 days

Price cuts
20%

31 listings

This home is asking 43% below the median, lower than three quarters of them.

See all homes in Kitchener

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Market area · filters apply to the charts below

The street

Map and tour

Transit nearby

StationLinesDistance
QueenGRT light rail: ION light rail150 m
FrederickGRT light rail: ION light rail350 m
Victoria ParkGRT light rail: ION light rail400 m
Kitchener City HallGRT light rail: ION light rail500 m
Kitchener GOGO Transit train: Kitchener950 m

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains information provided by the Regional Municipality of Waterloo under licence.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Suddaby Public SchoolWaterloo Region DSBPublic · grades JK–6 · French Immersion850 m79%Grade 6 average
J F Carmichael Public SchoolWaterloo Region DSBPublic · grades JK–6 · French Immersion1.4 km60%Grade 6 average
St Bernadette Catholic Elementary SchoolWaterloo CDSBCatholic · grades JK–81.5 km72%Grade 6 average
École élémentaire L'HarmonieConseil scolaire ViamondeFrench-language public · grades JK–83 km84%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Cameron Heights Collegiate InstituteWaterloo Region DSBPublic · grades 9–12800 m74%Grade 9 math
Kitchener Waterloo Collegiate and Vocational SchoolWaterloo Region DSBPublic · grades 9–12 · French Immersion1.7 km73%Grade 9 math
St Mary's High SchoolWaterloo CDSBCatholic · grades 9–123.6 km48%Grade 9 math
École secondaire David Saint-JacquesConseil scolaire ViamondeFrench-language public · grades 9–126.4 km70%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

The verdict

Similar Active Listings

Recently sold nearby

Sold prices in Kitchener are shown to signed-in members.

Email Kassaundra Dobson, Broker of Record