- Bedrooms
- 4
- Bathrooms
- 4
- Size
- 2,500–3,000sq ft
- Per sq ft
- $356at the range’s middle
- Lot
- Under 0.50 acres
- Tax a year
- $6,9732025 tax year
- Built
- New
- Parking
- 42 attached
- Days on market
- Members
The brief
About 3 Georgina St
3 Georgina St is a 4-bedroom, 4-bathroom detached house in Kitchener, listed for sale at an asking price of $979,000 (MLS® X14094170).
Welcome to 3 Georgina Street, Kitchener - a beautifully maintained 3-year-new home offering approximately 2,593 sq. ft. of above-grade living space, designed for modern family living with an impressive combination of space, functionality and natural light.The main floor immediately feels bright and open, with large windows, rich hardwood flooring and a highly functional open-concept layout. A separate front room provides the perfect space for a home office or study, while the spacious family room features a cozy fireplace and flows seamlessly into the dining area and kitchen. The kitchen is the heart of the home, showcasing quartz countertops, an oversized centre island with seating, abundant cabinetry, stainless-steel appliances, built-in wall ovens and a gas cooktop - ideal for both everyday family life and entertaining. A convenient powder room completes the main level.Upstairs, the generous primary bedroom offers a true retreat with a walk-in closet and large private ensuite featuring a freestanding soaker tub, separate glass shower and expansive vanity. The additional bedrooms are bright and well proportioned, while upper-level laundry adds everyday convenience. Large windows throughout the second floor keep the entire home filled with natural light.Outside, enjoy a fully fenced backyard with a patio area and plenty of open lawn space for children, entertaining or summer gatherings. The substantial covered front porch adds even more usable outdoor living space and gives the home excellent curb appeal.At only three years old, 3 Georgina Street delivers the space of a large detached home with a modern floor plan, contemporary finishes and approximately 2,593 sq. ft. above grade - without the wait of buying new construction. A fantastic opportunity for buyers looking for a spacious, move-in-ready family home in Kitchener.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall23/100−$1,848/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 24 detached homes with 4 bedrooms for lease in Kitchener right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,973 / 2025
- MLS® number
- X14094170
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- New
- Days on market
- Size
- 2500-3000 sqft
- Lot Size
- 41.77 x 109.45 ft
- Listed on
- Parking
- 2 Attached, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Municipality
- Kitchener
Building
- Size
- 2500-3000 sqft
- Building Age
- New
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 4
- Bathroom Details
- 1 × 4pc 2nd, 1 × 3pc 2nd, 1 × 3pc 2nd, 1 × 2pc Main
- Basement Type
- Unfinished
- Kitchens
- 1
Parking
- Driveway
- Available
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 2
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 41.77 ft
- Depth
- 109.45 ft
- Lot Size
- 41.77 x 109.45 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Zebra Blinds, All Appliances, ELFs
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Great Rm | 3.66 × 7.77 m | hardwood floor, Large Window | Main |
| Kitchen | 2.29 × 7.47 m | B/I Appliances, Breakfast Area | Main |
| Dining | 3.35 × 5.64 m | hardwood floor, O/Looks Frontyard, Combined W/Kitchen | Main |
| Study | 2.95 × 2.34 m | hardwood floor, Bow Window, Breakfast Bar | Main |
| Powder Rm | 2.0 × 1.5 m | Combined W/Living, 2 Pc Bath | Main |
| Primary | 5.49 × 4.14 m | 5 Pc Ensuite, W/I Closet, Large Window | 2nd |
| 2nd Br | 3.78 × 3.17 m | 3 Pc Ensuite, Large Window, Large Closet | 2nd |
| 3rd Br | 3.48 × 3.17 m | 3 Pc Bath, Large Window, Large Closet | 2nd |
| 4th Br | 3.78 × 3.78 m | 3 Pc Ensuite, Large Window, Large Closet | 2nd |
| Laundry | 1.6 × 2.5 m | Laundry Sink | 2nd |
Listing history
Buy/sell history for 3 Georgina St, Kitchener, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $979,000 | N/A | For Sale | X14094170 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $195,800
- Total mortgage amount
- $783,200
- Total interest payment
- $556,900
- Total purchase cost
- $1,535,900
- Mortgage payment
- $4,467/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
53%Monthly carrying cost
$5,048- Rent $3,200
- Shortfall $1,848
Rental income opens at $3,200, the median asking rent of 24 comparable homes for lease in Kitchener. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $16,055
- Total land transfer tax
- $16,055
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $12,055
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $979,000
- $11,580
- Ontario total
- $16,055
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 4,572 sq ft425 m²
- Street frontage
- 41.77 ft12.7 m
- Depth
- 109.45 ft33.4 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 mIt was drilled for domestic use; 4 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 7.2 m.250 m
- Groundwater recorded about 18.3 m below ground nearbyThe middle water level in the well records within 500 m (40 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- 2 licensed pits or quarries within 2 kmThe nearest is 910 m away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is BFG Canada Inc., 2.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Enova Power Corp.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Netflash Internet Solutions, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Kitchener right now
- For sale now
- 337
- Median asking price
- $800K
- New in 7 days
- 45
- Price cuts
- 18%
Middle half: $670K to $1.04M
155 in 28 days
61 listings
This home is asking 22% above the median.
See all homes in KitchenerAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Josephine Bakhita Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 450 m | 76%Grade 6 average |
| Oak Creek Public SchoolWaterloo Region DSB | Public · grades JK–8 | 650 m | 76%Grade 6 average |
| Jean Steckle Public SchoolWaterloo Region DSB | Public · grades JK–8 · French Immersion | 1.2 km | 72%Grade 6 average |
| ÉÉC Cardinal-LégerConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 3.3 km | 61%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Huron Heights Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 2.2 km | 61%Grade 9 math |
| St Mary's High SchoolWaterloo CDSB | Catholic · grades 9–12 | 4.7 km | 48%Grade 9 math |
| Forest Heights Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 6.2 km | 48%Grade 9 math |
| École secondaire David Saint-JacquesConseil scolaire Viamonde | French-language public · grades 9–12 | 8 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Kitchener are shown to signed-in members.