31 Swartz St
Kitchener, Ontario N2E 4A7
- Bedrooms
- 3
- Bathrooms
- 4
- Size
- 1,100–1,500sq ft
- Per sq ft
- $615at the range’s middle
- Lot
- 30.18 x 113.19 ft
- Tax a year
- $4,5182026 tax year
- Parking
- 31 attached
- Days on market
- Members
The brief
About 31 Swartz St
31 Swartz St is a 3-bedroom, 4-bathroom detached house in Kitchener, listed for sale at an asking price of $799,900 (MLS® X14033172).
FULLY RENOVATED & MOVE-IN READY: Welcome to 31 Swartz Street, Kitchener, Beautifully renovated from top to bottom, this carpet-free, move-in-ready home is perfect for first-time home buyers, growing families and savvy investors. With 3 bedrooms, 4 bathrooms, and parking for 3 vehicles, this home truly checks all the boxes! Step inside to a bright and airy interior featuring fresh paint and new flooring throughout the main level (2022). The stunning kitchen, renovated in 2026, is sure to impress with crisp white cabinetry, a chic backsplash, quartz countertops, and stainless steel appliances. Whether preparing family meals or entertaining guests, this stylish space is designed to impress. The inviting living room offers the perfect setting to relax, while the adjacent dining area is ideal for everyday meals and special gatherings. Main Level has direct access to the garage and A convenient powder room with a new vanity and quartz countertop, completes the functional main floor. Upstairs, discover three well-appointed bedrooms and two full bathrooms. The spacious primary bedroom features a walk-in closet and private ensuite, creating the perfect personal retreat. Two additional bedrooms and a shared 4pc bathroom provide comfort and convenience. The fully finished basement adds even more versatility, featuring huge Rec Room, a 3pc bathroom and a laundry area. Enjoy added peace of mind with updated electrical features, new faucets, and windows replaced in 2026 with 25 years transferable warranty. Outside, the fully fenced backyard features a deck and shed (2022), offering the perfect space for summer BBQs, family gatherings, outdoor entertaining or simply unwinding after a long day. With plenty of room to enjoy, this backyard is ready to become your favorite spot! Conveniently located near Sunrise Shopping Centre, shopping, parks, trails, schools, and major highway access, this home checks all boxes. Don't miss this opportunity, Book your private showing today!
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall25/100−$1,427/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 41 detached homes with 3 bedrooms for lease in Kitchener right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,518 / 2026
- MLS® number
- X14033172
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 30.18 x 113.19 ft
- Listed on
- Parking
- 1 Attached, 3 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Municipality
- Kitchener
Building
- Size
- 1100-1500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 2 × 4pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Full
- Kitchens
- 1
Parking
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 30.18 ft
- Depth
- 113.19 ft
- Lot Size
- 30.18 x 113.19 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Carbon Monoxide Detector, Dishwasher, Dryer, Garage Door Opener, Range Hood, Refrigerator, Smoke Detector, Stove, Washer
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Bathroom | 1.5 × 1.7 m | 2 Pc Bath | Main |
| Living | 6.1 × 3.1 m | — | Main |
| Kitchen | 3.5 × 2.9 m | — | Main |
| Dining | 2.6 × 2.9 m | — | Main |
| Primary | 3.3 × 4.8 m | — | 2nd |
| 2nd Br | 3.3 × 3.4 m | — | 2nd |
| 3rd Br | 2.8 × 3.0 m | — | 2nd |
| Bathroom | 2.5 × 1.6 m | 4 Pc Bath | 2nd |
| Bathroom | 2.4 × 2.1 m | — | 2nd |
| Room 10 | 3.3 × 6.0 m | — | Bsmt |
| Bathroom | 2.5 × 1.5 m | 3 Pc Bath | Bsmt |
| Laundry | 1.3 × 2.8 m | — | Bsmt |
Listing history
Buy/sell history for 31 Swartz St, Kitchener, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $799,900 | N/A | For Sale | X14033172 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $159,980
- Total mortgage amount
- $639,920
- Total interest payment
- $455,080
- Total purchase cost
- $1,254,980
- Mortgage payment
- $3,650/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
51%Monthly carrying cost
$4,027- Rent $2,600
- Shortfall $1,427
Rental income opens at $2,600, the median asking rent of 41 comparable homes for lease in Kitchener. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $12,473
- Total land transfer tax
- $12,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $8,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $799,900
- $7,998
- Ontario total
- $12,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,416 sq ft317 m²
- Street frontage
- 30.18 ft9.2 m
- Depth
- 113.19 ft34.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m2 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- 4 licensed pits or quarries within 2 kmThe nearest is 820 m away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Ultra Manufacturing Ltd. — Mitchell Plastics, 1.3 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Enova Power Corp.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Kitchener right now
- For sale now
- 337
- Median asking price
- $800K
- New in 7 days
- 45
- Price cuts
- 18%
Middle half: $670K to $1.04M
155 in 28 days
61 listings
This home is asking at the median.
See all homes in KitchenerAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Mill | GRT light rail: ION light rail | 3.9 km |
| Block Line | GRT light rail: ION light rail | 4 km |
| Borden | GRT light rail: ION light rail | 4.8 km |
| Kitchener Market | GRT light rail: ION light rail | 4.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Williamsburg Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 250 m | 87%Grade 6 average |
| W.T. Townshend Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 800 m | 77%Grade 6 average |
| Holy Trinity Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 1.1 km | — |
| ÉÉC Cardinal-LégerConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 1.9 km | 61%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Forest Heights Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 2.6 km | 48%Grade 9 math |
| St Mary's High SchoolWaterloo CDSB | Catholic · grades 9–12 | 3.3 km | 48%Grade 9 math |
| Huron Heights Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 3.4 km | 61%Grade 9 math |
| École secondaire David Saint-JacquesConseil scolaire Viamonde | French-language public · grades 9–12 | 8 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Kitchener are shown to signed-in members.