620-404 King St
Kitchener, Ontario N2G 2L5
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 900–999sq ft
- Per sq ft
- $412at the range’s middle
- Tax a year
- $4,1202026 tax year
- Built
- 16-30
- Parking
- 2none
- Days on market
- Members
The brief
About 620-404 King St
620-404 King St is a 2-bedroom, 2-bathroom condo in Kitchener, listed for sale at an asking price of $390,900 (MLS® X14110846).
Dreaming of urban living in Kitchener's vibrant Innovation District? Look no further than this 2-bed, 2-bath suite at Kaufman Lofts! With concrete floors, high ceilings, and flooded with natural light from massive windows, this space is an absolute gem. Enjoy the convenience of in-suite laundry, 2 parking spots, a storage locker, a meeting/party room, and access to a breathtaking rooftop terrace with a community BBQ and dining area, perfect for relaxing or hosting friends. Located steps away from The Tannery, LRT station, D2L, MioVision, Vidyard, U of Waterloo's Health Campus, and Victoria Park, this is urban living at its finest. Don't miss out on the opportunity to blend style, location, and amenities at Kaufman Lofts - make this your new urban oasis today!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall20/100−$1,322/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 90 condos with 2 bedrooms for lease in Kitchener right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,120 / 2026
- MLS® number
- X14110846
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 16-30
- Days on market
- Size
- 900-999 sqft
- Listed on
- Parking
- None, 2 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Loft
- Municipality
- Kitchener
Building
- Size
- 900-999 sqft
- Building Age
- 16-30
- Construction
- Brick Front
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Cooling
- Central Air
- Heating Type
- Heat Pump
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Microwave, stove, refrigerator, washer, dryer, and Windo Coverings
- Condo maint.
- $1,195
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 5.46 × 3.99 m | — | Main |
| Bathroom | 1.62 × 2.8 m | 4 Pc Bath | Main |
| Bathroom | 2.93 × 1.25 m | 4 Pc Ensuite | Main |
| Br | 3.44 × 4.51 m | — | Main |
| Primary | 2.93 × 6.77 m | W/I Closet | Main |
| Great Rm | 3.54 × 4.6 m | — | Main |
| Laundry | 0.6 × 0.9 m | — | Main |
Listing history
Buy/sell history for 620-404 King St, Kitchener, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $390,900 | N/A | Ext | X14110846 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $78,180
- Total mortgage amount
- $312,720
- Total interest payment
- $222,480
- Total purchase cost
- $613,380
- Mortgage payment
- $1,784/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
79%Monthly carrying cost
$3,322- Rent $2,000
- Shortfall $1,322
Rental income opens at $2,000, the median asking rent of 90 comparable homes for lease in Kitchener. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $4,339
- Total land transfer tax
- $4,339
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $339
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $390,900
- $2,114
- Ontario total
- $4,339
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 2 water-supply wells recorded within 250 m134 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 7.2 m.250 m
- Groundwater recorded about 7 m below ground nearbyThe middle water level in the well records within 500 m (546 records). It changes with the season and from spot to spot.500 m
- Bedrock about 50.3 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 7.8 km7.8 km
Province of Ontario open data
Around the home2
- Nearest rail line: 200 m200 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Krug Furniture Inc. — Seating, 510 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Enova Power Corp.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Condos for sale in Kitchener right now
- For sale now
- 158
- Median asking price
- $350K
- New in 7 days
- 15
- Price cuts
- 20%
Middle half: $300K to $399K
65 in 28 days
31 listings
This home is asking 12% above the median.
See all homes in KitchenerAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Central Station - Innovation District | GRT light rail: ION light rail | 200 m |
| Victoria Park | GRT light rail: ION light rail | 350 m |
| Kitchener GO | GO Transit train: Kitchener | 450 m |
| Kitchener City Hall | GRT light rail: ION light rail | 450 m |
| Queen | GRT light rail: ION light rail | 750 m |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains information provided by the Regional Municipality of Waterloo under licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| King Edward Public SchoolWaterloo Region DSB | Public · grades JK–6 | 800 m | 61%Grade 6 average |
| St John Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 1.1 km | 56%Grade 6 average |
| Suddaby Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 1.1 km | 79%Grade 6 average |
| École élémentaire L'HarmonieConseil scolaire Viamonde | French-language public · grades JK–8 | 2.3 km | 84%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Kitchener Waterloo Collegiate and Vocational SchoolWaterloo Region DSB | Public · grades 9–12 · French Immersion | 1 km | 73%Grade 9 math |
| Cameron Heights Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 1.5 km | 74%Grade 9 math |
| Resurrection Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 | 4.3 km | 57%Grade 9 math |
| École secondaire David Saint-JacquesConseil scolaire Viamonde | French-language public · grades 9–12 | 7.1 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Kitchener are shown to signed-in members.