431 LOUISA St
Kitchener, Ontario N2H 5N3
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 700–1,100sq ft
- Per sq ft
- $554at the range’s middle
- Lot
- 30 x 165 ft
- Tax a year
- $3,0392025 tax year
- Built
- 51-99
- Parking
- 3none
- Days on market
- Members
The brief
About 431 LOUISA St
431 LOUISA St is a 2-bedroom, 2-bathroom detached house in Kitchener, listed for sale at an asking price of $499,000 (MLS® X14149910).
CUTE AS A BUTTON! LOVINGLY MAINTAINED 1.5 Storey home on a beautiful tree lined street setting. Welcome to 431 Louisa Street, Kitchener! This home is full of charm & character & situated on a deep lot surrounded by mature trees. Offering a perfect blend of warmth, comfort & functionality, this delightful home is sure to impress! Step inside to a bright & inviting front living room featuring a cozy gas fireplace & oversized window that fills the space with natural light. The main floor also boasts a formal dining room, perfect for family gatherings, & a bright, charming kitchen complete with crisp white cabinetry, stainless steel appliances & a beautiful backsplash. A spacious primary bedroom, 4-piece bathroom & convenient mudroom with direct access to the deck & side yard complete the main level. Upstairs, you'll find a second bedroom along with a versatile family room that can easily serve as a playroom, home office or additional living space. The fully finished basement offers even more room to enjoy, featuring a spacious recreation room, 3-piece bathroom, laundry room, storage room & utility room with ample storage space. Step outside to your own private backyard retreat! The oversized, deep lot is surrounded by mature trees, creating a peaceful & private setting perfect for relaxing or entertaining. Enjoy the spacious two-level deck, unwind in the hot tub or take advantage of the generous yard space for gardening & outdoor activities. A storage shed adds extra convenience. This charming home has been lovingly cared for & features numerous recent updates, offering added comfort & peace of mind. Parking is available for up to 3 vehicles. Ideally located just minutes from Downtown Kitchener, Kitchener City Hall, Kitchener Market, the Kitchener Aud, Grand River Hospital, the GO Station, shopping, restaurants, parks & everyday amenities. A wonderful opportunity to own a charming, move-in-ready home in a convenient, established neighbourhood.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall31/100−$730/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 15 detached homes with 2 bedrooms for lease in Kitchener right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,039 / 2025
- MLS® number
- X14149910
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 30 x 165 ft
- Listed on
- Parking
- None, 3 Parking
Property details
Property
- Property Type
- Detached
- Style
- 1 1/2 Storey
- Municipality
- Kitchener
Building
- Size
- 700-1100 sqft
- Building Age
- 51-99
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 3pc Bsmt
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Mutual
- Garage Type
- None
- Additional Parking
- 3
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 30 ft
- Depth
- 165 ft
- Lot Size
- 30 x 165 ft
Additional
- Foundation
- Concrete Block
- Roof
- Metal
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Dishwasher, Dryer, Refrigerator, Stove, Washer, Window Coverings, Hot tub (2021)
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 431 LOUISA St, Kitchener, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $499,000 | N/A | For Sale | X14149910 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $99,800
- Total mortgage amount
- $399,200
- Total interest payment
- $283,900
- Total purchase cost
- $782,900
- Mortgage payment
- $2,277/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
46%Monthly carrying cost
$2,530- Rent $1,800
- Shortfall $730
Rental income opens at $1,800, the median asking rent of 15 comparable homes for lease in Kitchener. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $6,455
- Total land transfer tax
- $6,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $2,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $499,000
- $1,980
- Ontario total
- $6,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 4,950 sq ft460 m²
- Street frontage
- 30 ft9.1 m
- Depth
- 165 ft50.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m21 test or monitoring holes also recorded.250 m
- Groundwater recorded about 5.2 m below ground nearbyThe middle water level in the well records within 500 m (194 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 6.8 km6.8 km
Province of Ontario open data
Around the home2
- Nearest rail line: 290 m290 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 3 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is Hogg Fuel & Supply Ltd. — Kitchener Plant, 400 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Enova Power Corp.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Kitchener right now
- For sale now
- 337
- Median asking price
- $800K
- New in 7 days
- 45
- Price cuts
- 18%
Middle half: $670K to $1.04M
155 in 28 days
61 listings
This home is asking 38% below the median, lower than three quarters of them.
See all homes in KitchenerAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Kitchener GO | GO Transit train: Kitchener | 900 m |
| Kitchener City Hall | GRT light rail: ION light rail | 1.2 km |
| Frederick | GRT light rail: ION light rail | 1.3 km |
| Victoria Park | GRT light rail: ION light rail | 1.4 km |
| Central Station - Innovation District | GRT light rail: ION light rail | 1.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains information provided by the Regional Municipality of Waterloo under licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Teresa Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 750 m | 74%Grade 6 average |
| Prueter Public SchoolWaterloo Region DSB | Public · grades JK–6 | 900 m | 49%Grade 6 average |
| Suddaby Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 1 km | 79%Grade 6 average |
| École élémentaire L'HarmonieConseil scolaire Viamonde | French-language public · grades JK–8 | 2.2 km | 84%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Cameron Heights Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 1.9 km | 74%Grade 9 math |
| Bluevale Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 2 km | 75%Grade 9 math |
| St David Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 4.4 km | 67%Grade 9 math |
| École secondaire David Saint-JacquesConseil scolaire Viamonde | French-language public · grades 9–12 | 6.6 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Kitchener are shown to signed-in members.